fix(retroactive): dispatch payment events to treasury and skip zero-amount installments
Retroactive payments now fire payment.completed event so DailyCashMovementService
records them in daily_cash_movements (treasury). Zero-amount installments (from
bad data where down_payment = total_amount) no longer create empty payment records.
Also simplifies overdue subscriptions section on member profile to a warning banner.
Co-Authored-By:
Claude Opus 4.6 <noreply@anthropic.com>
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