feat(pricing): unified Board Offer system with cash discount + installment terms

- Rebuild board_offers table with unified schema (cash path + installment path in one record)
- Add grace period support (first_n_months and full_free_under_n modes)
- Add offer snapshot to payment_requests for persistence across offer expiry
- Add offer context (board_offer_id, grace_months) to installment_plans
- Refactor BoardOfferService with branch-aware offer resolution
- Enhance InstallmentCalculator with grace period math
- Full admin CRUD (BoardOfferController + views + routes + permissions)
- Integrate offer display in member show page payment section
- Snapshot offer at payment request creation, use snapshot in plan creation
- Fix BillingService to use new BoardOfferService API
Co-Authored-By: Claude Opus 4.6 <noreply@anthropic.com>

app/Modules/Cashier/Services/PaymentRequestService.php

@@ -68,6 +68,8 @@ final class PaymentRequestService
             'requested_by'        => $employee ? (int) $employee->id : 0,
             'branch_id'           => $branch ? (int) $branch['id'] : null,
             'notes'               => $notes,
+            'board_offer_id'      => $data['board_offer_id'] ?? null,
+            'offer_snapshot_json' => $data['offer_snapshot_json'] ?? null,
             'created_at'          => date('Y-m-d H:i:s'),
             'updated_at'          => date('Y-m-d H:i:s'),
         ]);

app/Modules/Cashier/bootstrap.php

@@ -78,9 +78,11 @@ EventBus::listen('payment_request.completed', function (array $data) {
         if (in_array($paymentType, ['membership_fee', 'down_payment', 'foreign_membership_fee', 'sports_membership_fee'], true)) {
             $requestData = [];
             if ($paymentType === 'down_payment' && $requestId > 0) {
-                $request = $db->selectOne("SELECT notes FROM payment_requests WHERE id = ?", [$requestId]);
+                $request = $db->selectOne("SELECT notes, offer_snapshot_json, board_offer_id FROM payment_requests WHERE id = ?", [$requestId]);
                 $notesData = $request && $request['notes'] ? json_decode($request['notes'], true) : [];
                 $requestData['installment_months'] = $notesData['installment_months'] ?? 30;
+                $requestData['offer_snapshot_json'] = $request['offer_snapshot_json'] ?? null;
+                $requestData['board_offer_id'] = $request['board_offer_id'] ?? null;
             }
 
             $result = \App\Modules\Payments\Services\PaymentLifecycleService::onMembershipPaymentCompleted(

app/Modules/Members/Controllers/MemberController.php

@@ -22,6 +22,7 @@ use App\Modules\Forms\Services\FormBridge;
 use App\Core\Logger;
 use App\Shared\Services\PhotoUploadService;
 use App\Modules\Members\Services\MembershipRulesService;
+use App\Modules\Members\Services\BoardOfferService;
 
 class MemberController extends Controller
 {
@@ -359,6 +360,11 @@ class MemberController extends Controller
         $instRateData    = RuleEngine::get('INSTALLMENT_INTEREST_RATE');
         $instMonthsData  = RuleEngine::get('INSTALLMENT_MAX_MONTHS');
 
+        $boardOffers = BoardOfferService::getActiveOffers((int) ($member->branch_id ?? 0) ?: null);
+        $bestOffer = $boardOffers[0] ?? null;
+        $cashDiscount = $bestOffer ? BoardOfferService::getCashDiscount($bill['total_pending'], $bestOffer) : null;
+        $installmentTerms = BoardOfferService::getInstallmentTerms($bestOffer);
+
         return $this->view('Members.Views.show', [
             'member' => $member,
             'branchName' => $branch['name_ar'] ?? '—',
@@ -385,6 +391,10 @@ class MemberController extends Controller
                 : null,
             'installInterestRate' => (float) ($instRateData['percentage'] ?? 22),
             'installMaxMonths'    => (int)   ($instMonthsData['months']   ?? 30),
+            'boardOffers'         => $boardOffers,
+            'bestOffer'           => $bestOffer,
+            'cashDiscount'        => $cashDiscount,
+            'installmentTerms'    => $installmentTerms,
             'subscriptionStatus'  => $subscriptionStatus,
             'overdueSubscriptions' => $overdueSubscriptions,
             'transferFeePayment'  => $transferFeePayment,
@@ -480,8 +490,19 @@ class MemberController extends Controller
 
         if (bccomp($amount, '0.01', 2) < 0) return $this->redirect('/members/' . $id)->withError('المبلغ غير صالح');
 
-        $instMaxMonthsData = RuleEngine::get('INSTALLMENT_MAX_MONTHS');
-        $instMaxMonths = (int) ($instMaxMonthsData['months'] ?? 30);
+        // Resolve active board offer (if any) at request time
+        $offerId = (int) $request->post('board_offer_id', 0);
+        $activeOffer = null;
+        if ($offerId > 0) {
+            $activeOffer = $db->selectOne("SELECT * FROM `board_offers` WHERE `id` = ? AND `is_active` = 1 AND `effective_from` <= ? AND `effective_to` >= ?", [$offerId, date('Y-m-d'), date('Y-m-d')]);
+        }
+        if (!$activeOffer) {
+            $activeOffer = BoardOfferService::getBestOffer((int) ($member->branch_id ?? 0) ?: null);
+        }
+        $offerSnapshot = $activeOffer ? BoardOfferService::snapshotOffer($activeOffer) : null;
+
+        $instTerms = BoardOfferService::getInstallmentTerms($activeOffer);
+        $instMaxMonths = $instTerms['max_months'];
         $months = ($paymentType === 'down_payment') ? min($instMaxMonths, max(1, (int) $request->post('installment_months', $instMaxMonths))) : null;
 
         // Cancel any pending individual addition_fee requests — the collective payment subsumes them
@@ -503,8 +524,17 @@ class MemberController extends Controller
         if ($paymentType === 'down_payment' && $months) {
             $breakdown[] = '💵 مقدم التقسيط: ' . money($amount);
             $breakdown[] = '📅 عدد الأشهر: ' . $months;
+            if ($activeOffer) {
+                $breakdown[] = '🎯 عرض مجلس الإدارة: ' . ($activeOffer['title_ar'] ?? '');
+            }
         } else {
             $breakdown[] = '💵 الإجمالي المطلوب: ' . money($amount);
+            if ($activeOffer && $activeOffer['cash_discount_type']) {
+                $cashInfo = BoardOfferService::getCashDiscount($bill['total_pending'], $activeOffer);
+                if (bccomp($cashInfo['savings'], '0', 2) > 0) {
+                    $breakdown[] = '🎯 خصم عرض مجلس الإدارة: ' . money($cashInfo['savings']);
+                }
+            }
         }
 
         $notesData = ['fee_breakdown' => $breakdown];
@@ -527,6 +557,8 @@ class MemberController extends Controller
             'related_entity_id'   => (int) $id,
             'description_ar'      => $descriptionAr,
             'notes'               => json_encode($notesData, JSON_UNESCAPED_UNICODE),
+            'board_offer_id'      => $activeOffer ? (int) $activeOffer['id'] : null,
+            'offer_snapshot_json' => $offerSnapshot,
         ]);
         if (!$result['success']) return $this->redirect('/members/' . $id)->withError($result['error']);
 

app/Modules/Members/Services/BillingService.php

@@ -646,17 +646,23 @@ final class BillingService
             }
         } catch (\Throwable $e) {}
 
-        // ── 6. Board Offers (cash discount) ──
-        $cashOffer = BoardOfferService::getCashDiscount();
-        if ($cashOffer && ($cashOffer['applies_to'] === 'membership_fee' || $cashOffer['applies_to'] === 'all')) {
+        // ── 6. Board Offers (informational — actual discount applied at payment time) ──
+        $bestOffer = BoardOfferService::getBestOffer();
+        if ($bestOffer && ($bestOffer['applies_to'] === 'membership_fee' || $bestOffer['applies_to'] === 'all')) {
+            $offerLabel = 'عرض مجلس الإدارة: ' . $bestOffer['title_ar'];
+            if ($bestOffer['cash_discount_type'] === 'percentage') {
+                $offerLabel .= ' (خصم ' . $bestOffer['cash_discount_value'] . '% كاش)';
+            } elseif ($bestOffer['cash_discount_type'] === 'fixed_amount') {
+                $offerLabel .= ' (خصم ' . number_format((float) $bestOffer['cash_discount_value'], 2) . ' ج.م كاش)';
+            }
             $items[] = [
                 'type'        => 'board_offer',
-                'label'       => 'عرض مجلس الإدارة: ' . $cashOffer['title_ar'] . ' (' . $cashOffer['discount_percentage'] . '%)',
+                'label'       => $offerLabel,
                 'amount'      => '0.00',
                 'paid'        => false,
                 'included'    => false,
                 'category'    => 'offer',
-                'offer'       => $cashOffer,
+                'offer'       => $bestOffer,
             ];
         }
 

app/Modules/Members/Services/BoardOfferService.php

@@ -4,77 +4,177 @@ declare(strict_types=1);
 namespace App\Modules\Members\Services;
 
 use App\Core\App;
+use App\Modules\Rules\Services\RuleEngine;
 
 final class BoardOfferService
 {
-    public static function getActiveOffers(string $type = ''): array
+    public static function getActiveOffers(?int $branchId = null): array
     {
         $db = App::getInstance()->db();
         $today = date('Y-m-d');
 
-        $where = "is_active = 1 AND effective_from <= ? AND effective_to >= ?";
+        $where = "`is_active` = 1 AND `effective_from` <= ? AND `effective_to` >= ?";
         $params = [$today, $today];
 
-        if ($type !== '') {
-            $where .= " AND offer_type = ?";
-            $params[] = $type;
+        if ($branchId !== null) {
+            $where .= " AND (`branch_id` IS NULL OR `branch_id` = ?)";
+            $params[] = $branchId;
         }
 
-        return $db->select("SELECT * FROM board_offers WHERE {$where} ORDER BY effective_from DESC", $params);
+        return $db->select(
+            "SELECT * FROM `board_offers` WHERE {$where} ORDER BY `branch_id` DESC, `effective_from` DESC",
+            $params
+        );
     }
 
-    public static function getCashDiscount(): ?array
+    public static function getBestOffer(?int $branchId = null): ?array
     {
-        $offers = self::getActiveOffers('cash_discount');
-        return $offers[0] ?? null;
+        $offers = self::getActiveOffers($branchId);
+        if (empty($offers)) {
+            return null;
+        }
+        // Branch-specific first (branch_id DESC puts non-null first)
+        return $offers[0];
     }
 
-    public static function getInstallmentTermsOverride(): ?array
+    public static function getCashDiscount(string $amount, ?array $offer = null): array
     {
-        $offers = self::getActiveOffers('installment_terms');
-        return $offers[0] ?? null;
+        if ($offer === null) {
+            $offer = self::getBestOffer();
         }
 
-    public static function getSubscriptionDiscount(): ?array
-    {
-        $offers = self::getActiveOffers('subscription_discount');
-        return $offers[0] ?? null;
+        if (!$offer || !$offer['cash_discount_type'] || !$offer['cash_discount_value']) {
+            return [
+                'original'   => $amount,
+                'discounted' => $amount,
+                'savings'    => '0.00',
+                'type'       => null,
+                'value'      => null,
+                'offer'      => null,
+            ];
         }
 
-    public static function applyCashDiscount(string $amount): array
-    {
-        $offer = self::getCashDiscount();
-        if (!$offer) {
-            return ['amount' => $amount, 'discount' => '0.00', 'offer' => null];
+        $savings = '0.00';
+        if ($offer['cash_discount_type'] === 'percentage') {
+            $savings = bcdiv(bcmul($amount, (string) $offer['cash_discount_value'], 4), '100', 2);
+        } else {
+            $savings = (string) $offer['cash_discount_value'];
+            if (bccomp($savings, $amount, 2) > 0) {
+                $savings = $amount;
+            }
         }
 
-        $pct = $offer['discount_percentage'] ?? '0';
-        $discount = bcdiv(bcmul($amount, $pct, 4), '100', 2);
-        $final = bcsub($amount, $discount, 2);
+        $discounted = bcsub($amount, $savings, 2);
+        if (bccomp($discounted, '0', 2) < 0) {
+            $discounted = '0.00';
+        }
 
         return [
-            'amount'   => $final,
-            'discount' => $discount,
+            'original'   => $amount,
+            'discounted' => $discounted,
+            'savings'    => $savings,
+            'type'       => $offer['cash_discount_type'],
+            'value'      => $offer['cash_discount_value'],
             'offer'      => $offer,
         ];
     }
 
+    public static function getInstallmentTerms(?array $offer = null): array
+    {
+        $interestData = RuleEngine::get('INSTALLMENT_INTEREST_RATE');
+        $minDownData = RuleEngine::get('INSTALLMENT_MIN_DOWN_PAYMENT');
+        $maxMonthsData = RuleEngine::get('INSTALLMENT_MAX_MONTHS');
+
+        $defaults = [
+            'down_pct'         => $minDownData['percentage'] ?? '25.00',
+            'max_months'       => (int) ($maxMonthsData['months'] ?? 30),
+            'interest_rate'    => $interestData['percentage'] ?? '22.00',
+            'grace_type'       => null,
+            'grace_months'     => 0,
+            'post_grace_rate'  => null,
+            'offer'            => null,
+        ];
+
+        if (!$offer) {
+            return $defaults;
+        }
+
+        $terms = $defaults;
+        $terms['offer'] = $offer;
+
+        if ($offer['inst_down_payment_pct'] !== null) {
+            $terms['down_pct'] = (string) $offer['inst_down_payment_pct'];
+        }
+        if ($offer['inst_months'] !== null) {
+            $terms['max_months'] = (int) $offer['inst_months'];
+        }
+        if ($offer['inst_interest_rate'] !== null) {
+            $terms['interest_rate'] = (string) $offer['inst_interest_rate'];
+        }
+        if ($offer['inst_grace_type'] !== null) {
+            $terms['grace_type'] = $offer['inst_grace_type'];
+            $terms['grace_months'] = (int) $offer['inst_grace_months'];
+        }
+        if ($offer['inst_post_grace_rate'] !== null) {
+            $terms['post_grace_rate'] = (string) $offer['inst_post_grace_rate'];
+        }
+
+        return $terms;
+    }
+
     public static function getInstallmentOverrides(): array
     {
-        $offer = self::getInstallmentTermsOverride();
+        $offer = self::getBestOffer();
         if (!$offer) {
             return [];
         }
 
         $overrides = [];
-        if ($offer['custom_months']) {
-            $overrides['max_months'] = (int) $offer['custom_months'];
+        if ($offer['inst_months'] !== null) {
+            $overrides['max_months'] = (int) $offer['inst_months'];
+        }
+        if ($offer['inst_interest_rate'] !== null) {
+            $overrides['interest_rate'] = (string) $offer['inst_interest_rate'];
+        }
+        if ($offer['inst_down_payment_pct'] !== null) {
+            $overrides['min_down_pct'] = (string) $offer['inst_down_payment_pct'];
+        }
+        if ($offer['inst_grace_type'] !== null) {
+            $overrides['grace_type'] = $offer['inst_grace_type'];
+            $overrides['grace_months'] = (int) $offer['inst_grace_months'];
+            if ($offer['inst_post_grace_rate'] !== null) {
+                $overrides['post_grace_rate'] = (string) $offer['inst_post_grace_rate'];
             }
-        if ($offer['custom_interest_rate'] !== null) {
-            $overrides['interest_rate'] = $offer['custom_interest_rate'];
         }
 
         $overrides['offer'] = $offer;
         return $overrides;
     }
+
+    public static function snapshotOffer(array $offer): string
+    {
+        return json_encode([
+            'id'                    => $offer['id'],
+            'title_ar'              => $offer['title_ar'],
+            'cash_discount_type'    => $offer['cash_discount_type'],
+            'cash_discount_value'   => $offer['cash_discount_value'],
+            'inst_down_payment_pct' => $offer['inst_down_payment_pct'],
+            'inst_months'           => $offer['inst_months'],
+            'inst_interest_rate'    => $offer['inst_interest_rate'],
+            'inst_grace_type'       => $offer['inst_grace_type'],
+            'inst_grace_months'     => $offer['inst_grace_months'],
+            'inst_post_grace_rate'  => $offer['inst_post_grace_rate'],
+            'effective_from'        => $offer['effective_from'],
+            'effective_to'          => $offer['effective_to'],
+        ], JSON_UNESCAPED_UNICODE);
+    }
+
+    public static function restoreFromSnapshot(string $json): ?array
+    {
+        $data = json_decode($json, true);
+        if (!is_array($data)) {
+            return null;
+        }
+        return $data;
+    }
 }

app/Modules/Payments/Services/PaymentLifecycleService.php

@@ -214,47 +214,75 @@ final class PaymentLifecycleService
 
         if (bccomp($remaining, '0', 2) <= 0) return;
 
-        $months = min(30, max(1, (int) ($requestData['installment_months'] ?? 30)));
+        // Resolve installment terms from offer snapshot (if any) or defaults
+        $offerSnapshot = null;
+        $boardOfferId = null;
+        $graceMonths = 0;
+        $postGraceRate = null;
+
+        if (!empty($requestData['offer_snapshot_json'])) {
+            $offerSnapshot = \App\Modules\Members\Services\BoardOfferService::restoreFromSnapshot($requestData['offer_snapshot_json']);
+            $boardOfferId = (int) ($requestData['board_offer_id'] ?? $offerSnapshot['id'] ?? 0) ?: null;
+        }
+
+        $offerOverrides = [];
+        if ($offerSnapshot) {
+            if ($offerSnapshot['inst_months'] !== null) $offerOverrides['max_months'] = (int) $offerSnapshot['inst_months'];
+            if ($offerSnapshot['inst_interest_rate'] !== null) $offerOverrides['interest_rate'] = (string) $offerSnapshot['inst_interest_rate'];
+            if ($offerSnapshot['inst_down_payment_pct'] !== null) $offerOverrides['min_down_pct'] = (string) $offerSnapshot['inst_down_payment_pct'];
+            if ($offerSnapshot['inst_grace_type'] !== null) {
+                $offerOverrides['grace_type'] = $offerSnapshot['inst_grace_type'];
+                $offerOverrides['grace_months'] = (int) $offerSnapshot['inst_grace_months'];
+                $graceMonths = (int) $offerSnapshot['inst_grace_months'];
+                if ($offerSnapshot['inst_post_grace_rate'] !== null) {
+                    $offerOverrides['post_grace_rate'] = (string) $offerSnapshot['inst_post_grace_rate'];
+                    $postGraceRate = (string) $offerSnapshot['inst_post_grace_rate'];
+                }
+            }
+        }
 
-        $interestRateData = \App\Modules\Rules\Services\RuleEngine::get('INSTALLMENT_INTEREST_RATE');
-        $interestRate = $interestRateData['percentage'] ?? '22.00';
-        $totalInterest = bcdiv(bcmul($remaining, $interestRate, 4), '100', 2);
-        $totalWithInterest = bcadd($remaining, $totalInterest, 2);
-        $monthlyPayment = bcdiv($totalWithInterest, (string) $months, 2);
+        $maxMonths = (int) ($offerOverrides['max_months'] ?? 30);
+        $months = min($maxMonths, max(1, (int) ($requestData['installment_months'] ?? $maxMonths)));
+
+        $calc = \App\Modules\Installments\Services\InstallmentCalculator::calculate(
+            $membershipValue, $amount, $months, date('Y-m-d'), $offerOverrides
+        );
+
+        if (!($calc['success'] ?? false)) {
+            Logger::error("PaymentLifecycleService: installment calc failed", ['errors' => $calc['errors'] ?? [], 'member_id' => $memberId]);
+            return;
+        }
 
         $planId = $db->insert('installment_plans', [
             'member_id'                  => $memberId,
-            'related_entity_type'=> 'members',
+            'related_entity_type'        => 'members',
             'related_entity_id'          => $memberId,
             'total_amount'               => $membershipValue,
             'down_payment'               => $amount,
-            'remaining_balance'  => $remaining,
-            'interest_rate'      => $interestRate,
-            'total_interest'     => $totalInterest,
-            'total_with_interest'=> $totalWithInterest,
+            'remaining_balance'          => $calc['remaining_balance'],
+            'interest_rate'              => $calc['interest_rate'],
+            'total_interest'             => $calc['total_interest'],
+            'total_with_interest'        => $calc['total_with_interest'],
             'number_of_months'           => $months,
-            'monthly_payment'    => $monthlyPayment,
+            'monthly_payment'            => $calc['monthly_payment'],
             'start_date'                 => date('Y-m-d'),
             'status'                     => 'active',
+            'board_offer_id'             => $boardOfferId,
+            'grace_months'               => $graceMonths,
+            'post_grace_interest_rate'   => $postGraceRate,
             'created_at'                 => date('Y-m-d H:i:s'),
             'updated_at'                 => date('Y-m-d H:i:s'),
         ]);
 
-        $rem = $totalWithInterest;
-        for ($i = 1; $i <= $months; $i++) {
-            $principal = bcdiv($remaining, (string) $months, 2);
-            $interest = bcdiv($totalInterest, (string) $months, 2);
-            $instAmount = bcadd($principal, $interest, 2);
-            $rem = bcsub($rem, $instAmount, 2);
-            if (bccomp($rem, '0', 2) < 0) $rem = '0.00';
+        foreach ($calc['schedule'] as $row) {
             $db->insert('installment_schedule', [
                 'installment_plan_id' => $planId,
-                'installment_number'  => $i,
-                'due_date'            => date('Y-m-d', strtotime("+{$i} months")),
-                'amount'              => $instAmount,
-                'principal'           => $principal,
-                'interest'            => $interest,
-                'remaining_after'     => $rem,
+                'installment_number'  => $row['number'],
+                'due_date'            => $row['due_date'],
+                'amount'              => $row['amount'],
+                'principal'           => $row['principal'],
+                'interest'            => $row['interest'],
+                'remaining_after'     => $row['remaining_after'],
                 'paid_amount'         => '0.00',
                 'status'              => 'pending',
                 'created_at'          => date('Y-m-d H:i:s'),
@@ -265,9 +293,9 @@ final class PaymentLifecycleService
         EventBus::dispatch('installment.plan_created', [
             'plan_id'      => $planId,
             'member_id'    => $memberId,
-            'total_amount' => $totalWithInterest,
+            'total_amount' => $calc['total_with_interest'],
         ]);
 
-        Logger::info("PaymentLifecycleService: installment plan created", ['plan_id' => $planId, 'member_id' => $memberId]);
+        Logger::info("PaymentLifecycleService: installment plan created", ['plan_id' => $planId, 'member_id' => $memberId, 'grace_months' => $graceMonths]);
     }
 }

app/Modules/Pricing/Controllers/BoardOfferController.php

+<?php
+declare(strict_types=1);
+
+namespace App\Modules\Pricing\Controllers;
+
+use App\Core\Controller;
+use App\Core\Request;
+use App\Core\Response;
+use App\Core\App;
+use App\Modules\Pricing\Models\BoardOffer;
+
+class BoardOfferController extends Controller
+{
+    public function index(Request $request): Response
+    {
+        $filters = [
+            'search'    => trim((string) $request->get('q', '')),
+            'is_active' => $request->get('is_active', ''),
+        ];
+        $page = max(1, (int) $request->get('page', 1));
+        $result = BoardOffer::search($filters, 25, $page);
+
+        return $this->view('Pricing.Views.board_offers.index', [
+            'rows'       => $result['data'],
+            'pagination' => $result['pagination'],
+            'filters'    => $filters,
+        ]);
+    }
+
+    public function create(Request $request): Response
+    {
+        $branches = $this->getBranches();
+        return $this->view('Pricing.Views.board_offers.form', [
+            'offer'    => null,
+            'branches' => $branches,
+        ]);
+    }
+
+    public function store(Request $request): Response
+    {
+        $data = $this->extractFormData($request);
+
+        $error = $this->validateOfferData($data);
+        if ($error) {
+            $session = App::getInstance()->session();
+            $session->flash('_old_input', $data);
+            return $this->redirect('/pricing/board-offers/create')->withError($error);
+        }
+
+        $employee = App::getInstance()->currentEmployee();
+        $data['created_by'] = $employee ? (int) $employee->id : null;
+
+        BoardOffer::create($data);
+
+        return $this->redirect('/pricing/board-offers')->withSuccess('تم إضافة عرض مجلس الإدارة بنجاح');
+    }
+
+    public function edit(Request $request, string $id): Response
+    {
+        $db = App::getInstance()->db();
+        $offer = $db->selectOne("SELECT * FROM `board_offers` WHERE `id` = ?", [(int) $id]);
+        if (!$offer) {
+            return $this->redirect('/pricing/board-offers')->withError('العرض غير موجود');
+        }
+
+        $branches = $this->getBranches();
+        return $this->view('Pricing.Views.board_offers.form', [
+            'offer'    => $offer,
+            'branches' => $branches,
+        ]);
+    }
+
+    public function update(Request $request, string $id): Response
+    {
+        $db = App::getInstance()->db();
+        $offer = $db->selectOne("SELECT * FROM `board_offers` WHERE `id` = ?", [(int) $id]);
+        if (!$offer) {
+            return $this->redirect('/pricing/board-offers')->withError('العرض غير موجود');
+        }
+
+        $data = $this->extractFormData($request);
+        $data['is_active'] = (int) $request->post('is_active', 1);
+
+        $error = $this->validateOfferData($data);
+        if ($error) {
+            $session = App::getInstance()->session();
+            $session->flash('_old_input', $data);
+            return $this->redirect("/pricing/board-offers/{$id}/edit")->withError($error);
+        }
+
+        $employee = App::getInstance()->currentEmployee();
+        $data['updated_by'] = $employee ? (int) $employee->id : null;
+        $data['updated_at'] = date('Y-m-d H:i:s');
+
+        $db->update('board_offers', $data, '`id` = ?', [(int) $id]);
+
+        return $this->redirect('/pricing/board-offers')->withSuccess('تم تحديث العرض بنجاح');
+    }
+
+    public function toggleActive(Request $request, string $id): Response
+    {
+        $db = App::getInstance()->db();
+        $offer = $db->selectOne("SELECT * FROM `board_offers` WHERE `id` = ?", [(int) $id]);
+        if (!$offer) {
+            return $this->redirect('/pricing/board-offers')->withError('العرض غير موجود');
+        }
+
+        $newActive = $offer['is_active'] ? 0 : 1;
+        $db->update('board_offers', [
+            'is_active'  => $newActive,
+            'updated_at' => date('Y-m-d H:i:s'),
+        ], '`id` = ?', [(int) $id]);
+
+        return $this->redirect('/pricing/board-offers')->withSuccess($newActive ? 'تم تفعيل العرض' : 'تم تعطيل العرض');
+    }
+
+    private function extractFormData(Request $request): array
+    {
+        $hasCash = (int) $request->post('has_cash_path', 0);
+        $hasInst = (int) $request->post('has_inst_path', 0);
+
+        return [
+            'title_ar'              => trim((string) $request->post('title_ar', '')),
+            'title_en'              => trim((string) $request->post('title_en', '')) ?: null,
+            'description'           => trim((string) $request->post('description', '')) ?: null,
+            'cash_discount_type'    => $hasCash ? ($request->post('cash_discount_type', null) ?: null) : null,
+            'cash_discount_value'   => $hasCash ? (trim((string) $request->post('cash_discount_value', '')) ?: null) : null,
+            'inst_down_payment_pct' => $hasInst ? (trim((string) $request->post('inst_down_payment_pct', '')) ?: null) : null,
+            'inst_months'           => $hasInst ? ((int) $request->post('inst_months', 0) ?: null) : null,
+            'inst_interest_rate'    => $hasInst ? (trim((string) $request->post('inst_interest_rate', '')) !== '' ? trim((string) $request->post('inst_interest_rate', '')) : null) : null,
+            'inst_grace_type'       => $hasInst ? ($request->post('inst_grace_type', '') ?: null) : null,
+            'inst_grace_months'     => $hasInst ? (int) $request->post('inst_grace_months', 0) : 0,
+            'inst_post_grace_rate'  => $hasInst ? (trim((string) $request->post('inst_post_grace_rate', '')) ?: null) : null,
+            'branch_id'             => ((int) $request->post('branch_id', 0)) ?: null,
+            'applies_to'            => $request->post('applies_to', 'membership_fee'),
+            'effective_from'        => trim((string) $request->post('effective_from', '')),
+            'effective_to'          => trim((string) $request->post('effective_to', '')),
+            'is_active'             => 1,
+            'board_decision_number' => trim((string) $request->post('board_decision_number', '')) ?: null,
+            'board_decision_date'   => trim((string) $request->post('board_decision_date', '')) ?: null,
+            'notes'                 => trim((string) $request->post('notes', '')) ?: null,
+        ];
+    }
+
+    private function validateOfferData(array $data): ?string
+    {
+        if ($data['title_ar'] === '') {
+            return 'عنوان العرض بالعربي مطلوب';
+        }
+
+        if (empty($data['effective_from']) || empty($data['effective_to'])) {
+            return 'تاريخ البداية والانتهاء مطلوبان';
+        }
+
+        if ($data['effective_from'] > $data['effective_to']) {
+            return 'تاريخ البداية يجب أن يكون قبل تاريخ الانتهاء';
+        }
+
+        $hasCash = ($data['cash_discount_type'] !== null);
+        $hasInst = ($data['inst_months'] !== null || $data['inst_interest_rate'] !== null || $data['inst_down_payment_pct'] !== null || $data['inst_grace_type'] !== null);
+
+        if (!$hasCash && !$hasInst) {
+            return 'يجب تحديد مسار واحد على الأقل (كاش أو تقسيط)';
+        }
+
+        if ($hasCash) {
+            if (!in_array($data['cash_discount_type'], ['percentage', 'fixed_amount'], true)) {
+                return 'نوع خصم الكاش غير صالح';
+            }
+            $val = (float) ($data['cash_discount_value'] ?? 0);
+            if ($val <= 0) {
+                return 'قيمة خصم الكاش يجب أن تكون أكبر من صفر';
+            }
+            if ($data['cash_discount_type'] === 'percentage' && $val > 100) {
+                return 'نسبة خصم الكاش لا يمكن أن تتجاوز 100%';
+            }
+        }
+
+        if ($hasInst) {
+            if ($data['inst_down_payment_pct'] !== null) {
+                $dp = (float) $data['inst_down_payment_pct'];
+                if ($dp < 0 || $dp > 100) {
+                    return 'نسبة المقدم يجب أن تكون بين 0 و 100';
+                }
+            }
+            if ($data['inst_interest_rate'] !== null) {
+                $ir = (float) $data['inst_interest_rate'];
+                if ($ir < 0 || $ir > 100) {
+                    return 'نسبة الفائدة يجب أن تكون بين 0 و 100';
+                }
+            }
+            if ($data['inst_grace_type'] !== null) {
+                if (!in_array($data['inst_grace_type'], ['first_n_months', 'full_free_under_n'], true)) {
+                    return 'نوع فترة السماح غير صالح';
+                }
+                if ($data['inst_grace_months'] < 1) {
+                    return 'عدد أشهر السماح يجب أن يكون 1 على الأقل';
+                }
+                if ($data['inst_grace_type'] === 'first_n_months' && $data['inst_months'] !== null && $data['inst_grace_months'] >= (int) $data['inst_months']) {
+                    return 'أشهر السماح يجب أن تكون أقل من إجمالي عدد الأقساط';
+                }
+            }
+        }
+
+        $validAppliesTo = ['membership_fee', 'all'];
+        if (!in_array($data['applies_to'], $validAppliesTo, true)) {
+            return 'مجال التطبيق غير صالح';
+        }
+
+        return null;
+    }
+
+    private function getBranches(): array
+    {
+        $db = App::getInstance()->db();
+        return $db->select("SELECT `id`, `name_ar` FROM `branches` WHERE `is_active` = 1 ORDER BY `name_ar`");
+    }
+}

app/Modules/Pricing/Models/BoardOffer.php

+<?php
+declare(strict_types=1);
+
+namespace App\Modules\Pricing\Models;
+
+use App\Core\Model;
+use App\Core\App;
+
+class BoardOffer extends Model
+{
+    protected static string $table = 'board_offers';
+    protected static bool $softDelete = false;
+    protected static bool $timestamps = true;
+    protected static array $fillable = [
+        'title_ar', 'title_en', 'description',
+        'cash_discount_type', 'cash_discount_value',
+        'inst_down_payment_pct', 'inst_months', 'inst_interest_rate',
+        'inst_grace_type', 'inst_grace_months', 'inst_post_grace_rate',
+        'branch_id', 'applies_to', 'effective_from', 'effective_to',
+        'is_active', 'board_decision_number', 'board_decision_date', 'notes',
+        'created_by', 'updated_by',
+    ];
+
+    public static function getActiveOffers(?int $branchId = null): array
+    {
+        $db = App::getInstance()->db();
+        $today = date('Y-m-d');
+
+        $where = "`is_active` = 1 AND `effective_from` <= ? AND `effective_to` >= ?";
+        $params = [$today, $today];
+
+        if ($branchId !== null) {
+            $where .= " AND (`branch_id` IS NULL OR `branch_id` = ?)";
+            $params[] = $branchId;
+        }
+
+        return $db->select(
+            "SELECT * FROM `board_offers` WHERE {$where} ORDER BY `branch_id` DESC, `effective_from` DESC",
+            $params
+        );
+    }
+
+    public static function search(array $filters, int $perPage = 25, int $page = 1): array
+    {
+        $db = App::getInstance()->db();
+        $where = '1=1';
+        $params = [];
+
+        if (!empty($filters['search'])) {
+            $where .= ' AND (`title_ar` LIKE ? OR `title_en` LIKE ? OR `board_decision_number` LIKE ?)';
+            $s = '%' . $filters['search'] . '%';
+            $params[] = $s;
+            $params[] = $s;
+            $params[] = $s;
+        }
+        if (($filters['is_active'] ?? '') !== '') {
+            $where .= ' AND `is_active` = ?';
+            $params[] = (int) $filters['is_active'];
+        }
+
+        $countRow = $db->selectOne("SELECT COUNT(*) as cnt FROM `board_offers` WHERE {$where}", $params);
+        $total = (int) ($countRow['cnt'] ?? 0);
+        $offset = ($page - 1) * $perPage;
+
+        $data = $db->select(
+            "SELECT * FROM `board_offers` WHERE {$where} ORDER BY `effective_from` DESC LIMIT {$perPage} OFFSET {$offset}",
+            $params
+        );
+
+        return [
+            'data' => $data,
+            'pagination' => \App\Core\Pagination::paginate($total, $perPage, $page),
+        ];
+    }
+}

app/Modules/Pricing/Routes.php

@@ -18,6 +18,14 @@ return [
     ['GET',  '/pricing/configs/{id:\d+}/edit',  'Pricing\Controllers\PricingController@edit',   ['auth'], 'pricing.edit'],
     ['POST', '/pricing/configs/{id:\d+}',       'Pricing\Controllers\PricingController@update', ['auth', 'csrf'], 'pricing.edit'],
 
+    // Board Offers
+    ['GET',  '/pricing/board-offers',                       'Pricing\Controllers\BoardOfferController@index',             ['auth'], 'pricing.board_offers.view'],
+    ['GET',  '/pricing/board-offers/create',                'Pricing\Controllers\BoardOfferController@create',            ['auth'], 'pricing.board_offers.create'],
+    ['POST', '/pricing/board-offers',                       'Pricing\Controllers\BoardOfferController@store',             ['auth', 'csrf'], 'pricing.board_offers.create'],
+    ['GET',  '/pricing/board-offers/{id:\d+}/edit',         'Pricing\Controllers\BoardOfferController@edit',              ['auth'], 'pricing.board_offers.edit'],
+    ['POST', '/pricing/board-offers/{id:\d+}',              'Pricing\Controllers\BoardOfferController@update',            ['auth', 'csrf'], 'pricing.board_offers.edit'],
+    ['POST', '/pricing/board-offers/{id:\d+}/toggle',       'Pricing\Controllers\BoardOfferController@toggleActive',      ['auth', 'csrf'], 'pricing.board_offers.edit'],
+
     // Special Discounts
     ['GET',  '/pricing/special-discounts',                  'Pricing\Controllers\SpecialDiscountController@index',        ['auth'], 'pricing.special_discounts.view'],
     ['GET',  '/pricing/special-discounts/create',           'Pricing\Controllers\SpecialDiscountController@create',       ['auth'], 'pricing.special_discounts.create'],

app/Modules/Pricing/Views/board_offers/index.php

+<?php $__template->layout('Layout.main'); ?>
+<?php $__template->section('title'); ?>عروض مجلس الإدارة<?php $__template->endSection(); ?>
+
+<?php $__template->section('page_actions'); ?>
+<a href="/pricing/board-offers/create" class="btn btn-primary" style="display:inline-flex;align-items:center;gap:6px;">
+    <i data-lucide="plus" style="width:15px;height:15px;"></i> إضافة عرض جديد
+</a>
+<?php $__template->endSection(); ?>
+
+<?php $__template->section('content'); ?>
+
+<!-- Filters -->
+<div class="card" style="padding:15px;margin-bottom:20px;">
+    <form method="GET" action="/pricing/board-offers" style="display:flex;gap:12px;align-items:end;flex-wrap:wrap;">
+        <div class="form-group" style="margin:0;flex:1;min-width:200px;">
+            <label class="form-label" style="font-size:12px;">بحث</label>
+            <input type="text" name="q" value="<?= e($filters['search'] ?? '') ?>" class="form-input" placeholder="عنوان العرض أو رقم القرار...">
+        </div>
+        <div class="form-group" style="margin:0;width:150px;">
+            <label class="form-label" style="font-size:12px;">الحالة</label>
+            <select name="is_active" class="form-select">
+                <option value="">الكل</option>
+                <option value="1" <?= ($filters['is_active'] ?? '') === '1' ? 'selected' : '' ?>>مفعّل</option>
+                <option value="0" <?= ($filters['is_active'] ?? '') === '0' ? 'selected' : '' ?>>معطّل</option>
+            </select>
+        </div>
+        <button type="submit" class="btn btn-outline" style="height:38px;">
+            <i data-lucide="search" style="width:14px;height:14px;"></i>
+        </button>
+    </form>
+</div>
+
+<!-- Table -->
+<div class="card" style="overflow-x:auto;">
+    <table class="table">
+        <thead>
+            <tr>
+                <th>العرض</th>
+                <th>مسار الكاش</th>
+                <th>مسار التقسيط</th>
+                <th>الفرع</th>
+                <th>الفترة</th>
+                <th>الحالة</th>
+                <th>إجراءات</th>
+            </tr>
+        </thead>
+        <tbody>
+            <?php if (empty($rows)): ?>
+            <tr><td colspan="7" style="text-align:center;color:#6B7280;padding:40px;">لا توجد عروض حالياً</td></tr>
+            <?php else: ?>
+            <?php foreach ($rows as $row): ?>
+            <tr>
+                <td>
+                    <strong style="color:#1F2937;"><?= e($row['title_ar']) ?></strong>
+                    <?php if ($row['board_decision_number']): ?>
+                    <br><small style="color:#6B7280;">قرار رقم: <?= e($row['board_decision_number']) ?></small>
+                    <?php endif; ?>
+                </td>
+                <td>
+                    <?php if ($row['cash_discount_type']): ?>
+                    <span style="background:#ECFDF5;color:#065F46;padding:2px 8px;border-radius:4px;font-size:12px;">
+                        <?php if ($row['cash_discount_type'] === 'percentage'): ?>
+                            <?= e($row['cash_discount_value']) ?>%
+                        <?php else: ?>
+                            <?= money($row['cash_discount_value']) ?>
+                        <?php endif; ?>
+                    </span>
+                    <?php else: ?>
+                    <span style="color:#9CA3AF;">—</span>
+                    <?php endif; ?>
+                </td>
+                <td>
+                    <?php if ($row['inst_months'] || $row['inst_interest_rate'] !== null || $row['inst_down_payment_pct'] !== null): ?>
+                    <div style="font-size:12px;line-height:1.6;">
+                        <?php if ($row['inst_down_payment_pct'] !== null): ?>
+                        <span style="background:#EFF6FF;color:#1E40AF;padding:1px 6px;border-radius:3px;">مقدم <?= e($row['inst_down_payment_pct']) ?>%</span>
+                        <?php endif; ?>
+                        <?php if ($row['inst_months']): ?>
+                        <span style="background:#FEF3C7;color:#92400E;padding:1px 6px;border-radius:3px;"><?= (int) $row['inst_months'] ?> شهر</span>
+                        <?php endif; ?>
+                        <?php if ($row['inst_interest_rate'] !== null): ?>
+                        <span style="background:#FEE2E2;color:#991B1B;padding:1px 6px;border-radius:3px;">فائدة <?= e($row['inst_interest_rate']) ?>%</span>
+                        <?php endif; ?>
+                        <?php if ($row['inst_grace_months'] > 0): ?>
+                        <br><span style="background:#F3E8FF;color:#6B21A8;padding:1px 6px;border-radius:3px;margin-top:3px;display:inline-block;">
+                            <?= (int) $row['inst_grace_months'] ?> شهر سماح
+                            <?= $row['inst_grace_type'] === 'full_free_under_n' ? '(إعفاء كامل)' : '' ?>
+                        </span>
+                        <?php endif; ?>
+                    </div>
+                    <?php else: ?>
+                    <span style="color:#9CA3AF;">—</span>
+                    <?php endif; ?>
+                </td>
+                <td>
+                    <?php if ($row['branch_id']): ?>
+                    <span style="font-size:12px;"><?= e($row['branch_name'] ?? 'فرع #' . $row['branch_id']) ?></span>
+                    <?php else: ?>
+                    <span style="color:#6B7280;font-size:12px;">كل الفروع</span>
+                    <?php endif; ?>
+                </td>
+                <td style="font-size:12px;white-space:nowrap;">
+                    <?= e($row['effective_from']) ?><br>
+                    <span style="color:#6B7280;">إلى</span> <?= e($row['effective_to']) ?>
+                </td>
+                <td>
+                    <?php
+                    $today = date('Y-m-d');
+                    $isExpired = $row['effective_to'] < $today;
+                    $isActive = $row['is_active'] && !$isExpired;
+                    ?>
+                    <?php if ($isActive): ?>
+                    <span style="background:#D1FAE5;color:#065F46;padding:3px 10px;border-radius:12px;font-size:11px;font-weight:600;">مفعّل</span>
+                    <?php elseif ($isExpired): ?>
+                    <span style="background:#FEE2E2;color:#991B1B;padding:3px 10px;border-radius:12px;font-size:11px;font-weight:600;">منتهي</span>
+                    <?php else: ?>
+                    <span style="background:#F3F4F6;color:#6B7280;padding:3px 10px;border-radius:12px;font-size:11px;font-weight:600;">معطّل</span>
+                    <?php endif; ?>
+                </td>
+                <td style="white-space:nowrap;">
+                    <a href="/pricing/board-offers/<?= (int) $row['id'] ?>/edit" class="btn btn-sm btn-outline" title="تعديل">
+                        <i data-lucide="pencil" style="width:13px;height:13px;"></i>
+                    </a>
+                    <form method="POST" action="/pricing/board-offers/<?= (int) $row['id'] ?>/toggle" style="display:inline;">
+                        <?= csrf_field() ?>
+                        <button type="submit" class="btn btn-sm btn-outline" title="<?= $row['is_active'] ? 'تعطيل' : 'تفعيل' ?>">
+                            <i data-lucide="<?= $row['is_active'] ? 'pause' : 'play' ?>" style="width:13px;height:13px;"></i>
+                        </button>
+                    </form>
+                </td>
+            </tr>
+            <?php endforeach; ?>
+            <?php endif; ?>
+        </tbody>
+    </table>
+</div>
+
+<?php if (!empty($pagination) && $pagination['total_pages'] > 1): ?>
+<div style="display:flex;justify-content:center;gap:6px;margin-top:20px;">
+    <?php for ($p = 1; $p <= $pagination['total_pages']; $p++): ?>
+    <a href="?page=<?= $p ?>&q=<?= urlencode($filters['search'] ?? '') ?>&is_active=<?= urlencode($filters['is_active'] ?? '') ?>"
+       class="btn btn-sm <?= $p === $pagination['current_page'] ? 'btn-primary' : 'btn-outline' ?>">
+        <?= $p ?>
+    </a>
+    <?php endfor; ?>
+</div>
+<?php endif; ?>
+
+<?php $__template->endSection(); ?>

app/Modules/Pricing/bootstrap.php

@@ -15,16 +15,20 @@ MenuRegistry::register('pricing', [
     'order'      => 850,
     'children'   => [
         ['label_ar' => 'لوحة التسعير',       'label_en' => 'Pricing Dashboard',   'route' => '/pricing',                    'permission' => 'pricing.view',                  'order' => 1],
-        ['label_ar' => 'الخصومات الخاصة', 'label_en' => 'Special Discounts',   'route' => '/pricing/special-discounts',  'permission' => 'pricing.special_discounts.view', 'order' => 2],
+        ['label_ar' => 'عروض مجلس الإدارة',  'label_en' => 'Board Offers',        'route' => '/pricing/board-offers',       'permission' => 'pricing.board_offers.view',     'order' => 2],
+        ['label_ar' => 'الخصومات الخاصة',    'label_en' => 'Special Discounts',   'route' => '/pricing/special-discounts',  'permission' => 'pricing.special_discounts.view', 'order' => 3],
     ],
 ]);
 
 PermissionRegistry::register('pricing', [
     'pricing.view'                     => ['ar' => 'عرض لوحة التسعير',       'en' => 'View Pricing Dashboard'],
     'pricing.edit'                     => ['ar' => 'تعديل الأسعار والرسوم',   'en' => 'Edit Prices & Fees'],
+    'pricing.board_offers.view'        => ['ar' => 'عرض عروض مجلس الإدارة',  'en' => 'View Board Offers'],
+    'pricing.board_offers.create'      => ['ar' => 'إنشاء عرض مجلس إدارة',   'en' => 'Create Board Offer'],
+    'pricing.board_offers.edit'        => ['ar' => 'تعديل عروض مجلس الإدارة', 'en' => 'Edit Board Offers'],
     'pricing.special_discounts.view'   => ['ar' => 'عرض الخصومات الخاصة',    'en' => 'View Special Discounts'],
     'pricing.special_discounts.create' => ['ar' => 'إنشاء خصم خاص',          'en' => 'Create Special Discount'],
-    'pricing.special_discounts.edit'   => ['ar' => 'تعديل الخصومات الخاصة','en' => 'Edit Special Discounts'],
+    'pricing.special_discounts.edit'   => ['ar' => 'تعديل الخصومات الخاصة',  'en' => 'Edit Special Discounts'],
 ]);
 
 // When a member is activated, check if their discount includes free subscription bonus

database/migrations/Phase_100_001_rebuild_board_offers_table.php

+<?php
+declare(strict_types=1);
+
+return [
+    'up' => "
+DROP TABLE IF EXISTS `board_offers`;
+CREATE TABLE `board_offers` (
+  `id` INT UNSIGNED AUTO_INCREMENT PRIMARY KEY,
+  `title_ar` VARCHAR(200) NOT NULL,
+  `title_en` VARCHAR(200) NULL,
+  `description` TEXT NULL,
+
+  `cash_discount_type` ENUM('percentage','fixed_amount') NULL,
+  `cash_discount_value` DECIMAL(15,2) NULL,
+
+  `inst_down_payment_pct` DECIMAL(5,2) NULL,
+  `inst_months` INT NULL,
+  `inst_interest_rate` DECIMAL(5,2) NULL,
+  `inst_grace_type` ENUM('first_n_months','full_free_under_n') NULL,
+  `inst_grace_months` INT NOT NULL DEFAULT 0,
+  `inst_post_grace_rate` DECIMAL(5,2) NULL,
+
+  `branch_id` BIGINT UNSIGNED NULL,
+  `applies_to` ENUM('membership_fee','all') NOT NULL DEFAULT 'membership_fee',
+  `effective_from` DATE NOT NULL,
+  `effective_to` DATE NOT NULL,
+  `is_active` TINYINT(1) NOT NULL DEFAULT 1,
+  `board_decision_number` VARCHAR(50) NULL,
+  `board_decision_date` DATE NULL,
+  `notes` TEXT NULL,
+
+  `created_by` INT UNSIGNED NULL,
+  `updated_by` INT UNSIGNED NULL,
+  `created_at` TIMESTAMP DEFAULT CURRENT_TIMESTAMP,
+  `updated_at` TIMESTAMP DEFAULT CURRENT_TIMESTAMP ON UPDATE CURRENT_TIMESTAMP
+) ENGINE=InnoDB DEFAULT CHARSET=utf8mb4 COLLATE=utf8mb4_unicode_ci",
+
+    'down' => "DROP TABLE IF EXISTS `board_offers`",
+];

database/migrations/Phase_100_002_add_offer_snapshot_to_payment_requests.php

+<?php
+declare(strict_types=1);
+
+return [
+    'up' => "
+ALTER TABLE `payment_requests`
+  ADD COLUMN `board_offer_id` INT UNSIGNED NULL,
+  ADD COLUMN `offer_snapshot_json` TEXT NULL",
+
+    'down' => "
+ALTER TABLE `payment_requests`
+  DROP COLUMN `offer_snapshot_json`,
+  DROP COLUMN `board_offer_id`",
+];

database/migrations/Phase_100_003_add_offer_context_to_installment_plans.php

+<?php
+declare(strict_types=1);
+
+return [
+    'up' => "
+ALTER TABLE `installment_plans`
+  ADD COLUMN `board_offer_id` INT UNSIGNED NULL,
+  ADD COLUMN `grace_months` INT NULL DEFAULT 0,
+  ADD COLUMN `post_grace_interest_rate` DECIMAL(5,2) NULL",
+
+    'down' => "
+ALTER TABLE `installment_plans`
+  DROP COLUMN `post_grace_interest_rate`,
+  DROP COLUMN `grace_months`,
+  DROP COLUMN `board_offer_id`",
+];