feat(waiver): Round 2 UX — comprehensive debt check, children details, payment in target's name

- checkDebtsComprehensive() returns per-person breakdown (name, type, debt_type, period, amount)
- getDependentDetails() calculates age, DOB, age category for children
- New sendToCashier route creates payment request in TARGET member's name (buyer pays)
- Detailed receipt breakdown with both member names and per-category fees
- show.php: per-person debt table, children comparison, status indicators, go-to-payment button
- create.php: detailed debt display with person labels, children age table
- Status flow: requested → approved → send to cashier → fee_paid → complete
Co-Authored-By: Claude Opus 4.6 <noreply@anthropic.com>

CLAUDE.md

@@ -105,3 +105,491 @@ Connection params from `config/database.php` which reads from `.env`: `DB_HOST`,
 - **Column names vary by table**: Not all tables have `is_archived` — check the migration before assuming. `fines` has no `is_archived` or `imposed_date` (use `created_at`). `hr_payroll_runs` uses `paid_at` not `payment_date`. `installment_plans` has no `is_archived`.
 - **`declare(strict_types=1)`**: Used in all PHP files. Type mismatches (e.g., passing array to string param) cause fatal errors.
 - **ExceptionHandler**: Respects exception code for HTTP status (401, 403, 404 return proper pages; everything else is 500).
+
+---
+
+# MODULE ARCHITECTURE MAP SYSTEM (MANDATORY)
+
+This instruction overrides all implementation workflows.
+
+Before modifying, creating, refactoring, deleting, or analyzing any module, you MUST first locate and read that module's Architecture Map.
+
+Architecture Maps are not documentation.
+
+Architecture Maps are not notes.
+
+Architecture Maps are not reports.
+
+Architecture Maps are a mandatory knowledge system and source of truth used to maintain continuity across AI sessions and human developers.
+
+Every development task must begin and end with the Architecture Map.
+
+---
+
+## REQUIRED WORKFLOW FOR EVERY TASK
+
+Whenever a request affects a module:
+
+### Step 1: Locate Architecture Map
+
+Search for the module's Architecture Map at `docs/architecture-maps/{ModuleName}.md`.
+
+If an Architecture Map exists:
+
+* Read it completely.
+* Use it as the starting context.
+* Validate it against the current codebase.
+* Update it with any new discoveries before making changes.
+
+If an Architecture Map does NOT exist:
+
+STOP.
+
+Do not implement the requested change.
+
+Do not start coding.
+
+Do not make assumptions.
+
+Instead, create the Architecture Map first using the Architecture Discovery Process described below.
+
+Only after the initial Architecture Map exists may implementation begin.
+
+---
+
+## ARCHITECTURE MAPS ARE REQUIRED
+
+No module is allowed to exist without an Architecture Map.
+
+No feature is allowed to be modified without consulting its Architecture Map.
+
+No task is considered complete until the Architecture Map has been updated.
+
+Failure to update the Architecture Map means the task is incomplete.
+
+---
+
+## ARCHITECTURE DISCOVERY PROCESS
+
+When creating a new Architecture Map:
+
+You must build it incrementally.
+
+Never attempt to understand the entire module in a single pass.
+
+Instead:
+
+1. Scan the module structure.
+2. Identify major components.
+3. Document findings.
+4. Continue deeper analysis.
+5. Append findings to the Architecture Map.
+6. Refine existing entries.
+7. Repeat until sufficient understanding exists.
+
+The Architecture Map is a living document that grows over time.
+
+It must never be regenerated from scratch.
+
+It must be continuously improved and expanded.
+
+---
+
+## DATABASE TRUTH RULE
+
+Migration files are NOT the source of truth.
+
+Migration files may be outdated, incomplete, or inaccurate.
+
+Whenever database structure matters:
+
+* Connect directly to the database.
+* Inspect actual tables.
+* Inspect actual columns.
+* Inspect actual relationships.
+* Inspect actual indexes.
+* Inspect actual constraints.
+* Inspect actual views.
+* Inspect actual triggers.
+* Inspect actual procedures.
+
+The live database is the source of truth.
+
+If migrations conflict with the live database, trust the database.
+
+Document actual database structure inside the Architecture Map.
+
+---
+
+## MANDATORY UPDATE RULE
+
+Every code change must trigger an Architecture Map update.
+
+After making changes:
+
+1. Re-analyze affected components.
+2. Identify new dependencies.
+3. Identify changed dependencies.
+4. Identify new workflows.
+5. Identify changed workflows.
+6. Update diagrams, flows, relationships, and references.
+7. Save all findings into the Architecture Map.
+
+This is mandatory.
+
+There are no exceptions.
+
+---
+
+## ARCHITECTURE MAP PURPOSE
+
+The Architecture Map exists to become the module's permanent knowledge graph.
+
+Its purpose is to allow future AI sessions and human developers to:
+
+* Understand the module quickly.
+* Avoid re-discovering architecture.
+* Avoid editing dead code.
+* Avoid breaking live functionality.
+* Avoid duplicating logic.
+* Understand dependencies.
+* Predict side effects.
+* Implement changes safely.
+* Reduce context usage and token consumption.
+* Maintain continuity between development sessions.
+
+The Architecture Map should eventually contain enough information that a developer or AI can understand how the module works before reading large portions of the codebase.
+
+---
+
+## REQUIRED CONTENT
+
+Each Architecture Map must continuously document:
+
+* Module purpose
+* System responsibilities
+* File structure
+* Entry points
+* Controllers
+* Services
+* Repositories
+* Jobs
+* Events
+* Listeners
+* Middleware
+* API endpoints
+* Database schema (from live DB, not migrations)
+* Relationships
+* Business rules
+* User workflows
+* Data flows
+* State flows
+* Permission model
+* External integrations
+* Internal integrations
+* Dependency graphs
+* Risk areas
+* Legacy code
+* Dead code
+* Technical debt
+* Change impact analysis
+
+Most importantly:
+
+Document relationships between systems, not just the systems themselves.
+
+The Architecture Map must explain how everything connects.
+
+---
+
+## ENFORCEMENT
+
+Before any task begins:
+
+Verify Architecture Map exists at `docs/architecture-maps/{ModuleName}.md`.
+
+If missing:
+
+Create it first.
+
+Before any task completes:
+
+Update Architecture Map.
+
+If Architecture Map is not updated:
+
+The task is not complete.
+
+Architecture Maps are mandatory project infrastructure and must be maintained with the same importance as production code.
+
+---
+
+# CROSS-MODULE DEPENDENCY GRAPH SYSTEM (MANDATORY)
+
+Module Architecture Maps explain how a module works internally.
+
+They do NOT fully explain how modules interact with each other.
+
+To prevent incomplete implementations, missed cascading changes, broken workflows, hidden regressions, and cross-module inconsistencies, the system must maintain a second knowledge layer called the Cross-Module Dependency Graph.
+
+This graph is a mandatory project artifact stored at `docs/architecture-maps/DEPENDENCY-GRAPH.md`.
+
+It must be consulted before any implementation begins and updated after every implementation is completed.
+
+---
+
+## PURPOSE
+
+The purpose of the Dependency Graph is to answer questions such as:
+
+* If this field changes, what else breaks?
+* If this workflow changes, what downstream systems are affected?
+* If this API changes, who consumes it?
+* If this table changes, what reports depend on it?
+* If this permission changes, what modules are affected?
+* If this event changes, what listeners will stop working?
+* If this status changes, which automations fail?
+* If this business rule changes, which workflows become invalid?
+
+The Dependency Graph exists specifically to identify cascading changes.
+
+---
+
+## REQUIRED WORKFLOW
+
+Before implementing any request:
+
+Step 1: Read the affected Module Architecture Maps.
+
+Step 2: Read the Cross-Module Dependency Graph.
+
+Step 3: Identify all directly affected modules.
+
+Step 4: Identify all indirectly affected modules.
+
+Step 5: Build an Impact Analysis.
+
+Step 6: Only then begin implementation.
+
+No implementation should begin until dependency analysis has been completed.
+
+---
+
+## IF THE DEPENDENCY GRAPH DOES NOT EXIST
+
+If the Dependency Graph does not exist:
+
+STOP.
+
+Do not begin implementation.
+
+Create the Dependency Graph first.
+
+Then continue with implementation.
+
+---
+
+## IMPACT ANALYSIS IS MANDATORY
+
+For every requested change, produce an internal impact analysis identifying:
+
+* **Direct Impact** — Files and systems being modified.
+* **Upstream Dependencies** — Systems providing data or functionality.
+* **Downstream Dependencies** — Systems consuming data or functionality.
+* **Cascading Changes** — Changes required in other modules.
+* **Risk Assessment** — Potential regressions.
+* **Validation Requirements** — Areas requiring testing.
+
+Implementation should never be performed until this analysis is complete.
+
+---
+
+## REQUIRED RELATIONSHIPS TO TRACK
+
+The Dependency Graph must track:
+
+* Module → Module Dependencies
+* Database Dependencies (tables, views, procedures, shared entities)
+* API Dependencies (providers and consumers)
+* Event Dependencies (events, listeners, subscribers)
+* Workflow Dependencies (business processes spanning multiple modules)
+* Permission Dependencies (shared roles, policies, access controls)
+* Reporting Dependencies (reports, dashboards, exports)
+* Notification Dependencies (SMS, push notifications, alerts)
+* Automation Dependencies (jobs, schedulers, workflows, triggers)
+* Configuration Dependencies (settings, system options, rule engine keys)
+
+---
+
+## MANDATORY UPDATE RULE
+
+Every implementation must update:
+
+1. The affected Module Architecture Maps.
+2. The Cross-Module Dependency Graph.
+
+A task is not complete until both artifacts are updated.
+
+---
+
+## ENFORCEMENT
+
+Before implementation:
+
+Read Architecture Maps. Read Dependency Graph. Perform Impact Analysis.
+
+After implementation:
+
+Update Architecture Maps. Update Dependency Graph.
+
+If any of these are missing or outdated, the task is incomplete.
+
+The Dependency Graph is considered critical project infrastructure and must be maintained with the same importance as production code.
+
+---
+
+# DOMAIN LOGIC PRESERVATION PROTOCOL (MANDATORY)
+
+The goal of every implementation is not to satisfy the request. The goal is to preserve and improve the correctness of the overall system.
+
+A request describes a symptom. A request does not automatically describe the correct solution.
+
+Before implementing any change, determine:
+
+1. What behavior is being observed.
+2. What behavior is expected.
+3. What business rule is being violated.
+4. Where that business rule truly belongs.
+5. Which systems depend on that business rule.
+
+Never assume the screen, form, API, controller, service, or file mentioned in the request is the correct place for the fix.
+
+---
+
+## ROOT CAUSE BEFORE FIX
+
+Before modifying code, identify:
+
+* Root cause.
+* Business rule.
+* Source of truth.
+* Affected workflows.
+* Affected modules.
+
+Do not implement a fix until root cause analysis is complete.
+
+---
+
+## BUSINESS RULE FIRST
+
+Every bug must be translated into a business rule.
+
+Wrong: "The user can enter a negative quantity."
+Correct: "Inventory quantities must never become negative."
+
+The second statement describes a business rule. The first describes only one manifestation of the problem.
+
+Always solve the business rule. Never solve only the symptom.
+
+---
+
+## SOURCE OF TRUTH RULE
+
+Every business rule must have a source of truth (database constraint, domain service, validation service, workflow engine, permission system, state machine).
+
+Before implementing a fix, identify where the source of truth should exist.
+
+Whenever possible:
+
+* Fix the source of truth.
+* Avoid implementing duplicate validations in multiple locations.
+* Avoid fixing only the UI.
+* Avoid fixing only a single endpoint.
+* Avoid fixing only a single workflow.
+
+---
+
+## SYSTEM-WIDE IMPACT REVIEW
+
+Before implementing any change, ask:
+
+* Where else can this action happen?
+* Which APIs perform the same action?
+* Which jobs perform the same action?
+* Which imports perform the same action?
+* Which automations perform the same action?
+* Which modules perform the same action?
+
+The solution must account for all valid entry points.
+
+---
+
+## NO LOCAL OPTIMIZATION
+
+Never optimize for making a ticket pass. Never optimize for making a screen behave correctly in isolation. Never optimize for making a test pass.
+
+Optimize for preserving the integrity of the entire system.
+
+A fix that solves one screen while breaking architecture is a failed fix. A fix that solves one workflow while creating inconsistencies elsewhere is a failed fix.
+
+---
+
+## ARCHITECTURAL REVIEW REQUIRED
+
+Before implementation, determine whether the proposed fix:
+
+* Preserves existing business rules.
+* Violates existing business rules.
+* Introduces duplicate logic.
+* Creates conflicting logic.
+* Creates alternative sources of truth.
+* Breaks system consistency.
+
+If any of these occur, redesign the solution.
+
+---
+
+## MULTI-WORKFLOW VALIDATION
+
+For every change, identify:
+
+* Primary workflow.
+* Secondary workflows.
+* Administrative workflows.
+* Automated workflows.
+* Integration workflows.
+
+Verify that the solution works consistently across all of them.
+
+---
+
+## IMPLEMENTATION DECISION RECORD
+
+Before coding, document internally:
+
+* **Issue:** What is happening.
+* **Expected Behavior:** What should happen.
+* **Business Rule:** Underlying rule.
+* **Root Cause:** Actual cause.
+* **Source of Truth:** Where rule should live.
+* **Affected Modules:** List.
+* **Affected Workflows:** List.
+* **Chosen Solution:** Why this approach preserves system integrity.
+* **Rejected Solutions:** Why simpler fixes were not used.
+
+Only after this analysis may implementation begin.
+
+---
+
+## ENFORCEMENT
+
+A change is considered incomplete if:
+
+* It fixes only the symptom.
+* It ignores root cause.
+* It creates duplicate business logic.
+* It introduces additional sources of truth.
+* It does not evaluate downstream effects.
+* It does not validate system-wide consistency.
+
+The objective is not to satisfy the request. The objective is to preserve the correctness, consistency, and integrity of the entire ERP system.

app/Core/ApiController.php

@@ -17,13 +17,14 @@ abstract class ApiController extends Controller
         ], $status);
     }
 
-    protected function errorResponse(string $message, int $status = 400, array $details = []): Response
+    protected function errorResponse(string $message, int $status = 400, array $details = [], ?string $code = null): Response
     {
         return $this->json([
             'success' => false,
             'data' => null,
             'meta' => null,
             'errors' => [
+                'code' => $code,
                 'message' => $message,
                 'details' => $details ?: null,
             ],

app/Core/App.php

@@ -14,6 +14,7 @@ final class App
     private ?object $currentEmployee = null;
     private ?object $currentPlayer = null;
     private ?object $currentCoach = null;
+    private ?object $currentParent = null;
     private ?array $currentBranch = null;
     private array $bindings = [];
     private array $factories = [];
@@ -384,6 +385,16 @@ final class App
         return $this->currentCoach;
     }
 
+    public function setCurrentParent(object $parent): void
+    {
+        $this->currentParent = $parent;
+    }
+
+    public function currentParent(): ?object
+    {
+        return $this->currentParent;
+    }
+
     public function setCurrentBranch(?array $branch): void
     {
         $this->currentBranch = $branch;

app/Core/Router.php

@@ -108,6 +108,7 @@ final class Router
             'api_auth'     => \App\Middleware\ApiAuthMiddleware::class,
             'player_auth'  => \App\Middleware\PlayerApiAuthMiddleware::class,
             'coach_auth'   => \App\Middleware\CoachApiAuthMiddleware::class,
+            'parent_auth'  => \App\Middleware\ParentApiAuthMiddleware::class,
             'cors'         => \App\Middleware\CorsMiddleware::class,
             'permission'   => \App\Middleware\PermissionMiddleware::class,
             'audit'        => \App\Middleware\AuditMiddleware::class,

app/Middleware/CoachApiAuthMiddleware.php

@@ -6,6 +6,7 @@ namespace App\Middleware;
 use App\Core\Request;
 use App\Core\Response;
 use App\Core\App;
+use App\Core\ApiErrorCodes;
 
 final class CoachApiAuthMiddleware
 {
@@ -16,8 +17,8 @@ final class CoachApiAuthMiddleware
             return (new Response())->json([
                 'success' => false,
                 'data' => null,
-                'meta' => [],
-                'errors' => ['Authentication required'],
+                'meta' => null,
+                'errors' => ['code' => ApiErrorCodes::AUTH_REQUIRED, 'message' => 'Authentication required'],
             ], 401);
         }
 
@@ -31,8 +32,8 @@ final class CoachApiAuthMiddleware
             return (new Response())->json([
                 'success' => false,
                 'data' => null,
-                'meta' => [],
-                'errors' => ['Invalid token'],
+                'meta' => null,
+                'errors' => ['code' => ApiErrorCodes::AUTH_INVALID, 'message' => 'Invalid token'],
             ], 401);
         }
 
@@ -40,8 +41,8 @@ final class CoachApiAuthMiddleware
             return (new Response())->json([
                 'success' => false,
                 'data' => null,
-                'meta' => [],
-                'errors' => ['Token expired'],
+                'meta' => null,
+                'errors' => ['code' => ApiErrorCodes::AUTH_EXPIRED, 'message' => 'Token expired'],
             ], 401);
         }
 
@@ -54,8 +55,8 @@ final class CoachApiAuthMiddleware
             return (new Response())->json([
                 'success' => false,
                 'data' => null,
-                'meta' => [],
-                'errors' => ['Account inactive'],
+                'meta' => null,
+                'errors' => ['code' => ApiErrorCodes::AUTH_INACTIVE, 'message' => 'Account inactive'],
             ], 401);
         }
 

app/Middleware/PlayerApiAuthMiddleware.php

@@ -6,6 +6,7 @@ namespace App\Middleware;
 use App\Core\Request;
 use App\Core\Response;
 use App\Core\App;
+use App\Core\ApiErrorCodes;
 
 final class PlayerApiAuthMiddleware
 {
@@ -16,8 +17,8 @@ final class PlayerApiAuthMiddleware
             return (new Response())->json([
                 'success' => false,
                 'data' => null,
-                'meta' => [],
-                'errors' => ['Authentication required'],
+                'meta' => null,
+                'errors' => ['code' => ApiErrorCodes::AUTH_REQUIRED, 'message' => 'Authentication required'],
             ], 401);
         }
 
@@ -31,8 +32,8 @@ final class PlayerApiAuthMiddleware
             return (new Response())->json([
                 'success' => false,
                 'data' => null,
-                'meta' => [],
-                'errors' => ['Invalid token'],
+                'meta' => null,
+                'errors' => ['code' => ApiErrorCodes::AUTH_INVALID, 'message' => 'Invalid token'],
             ], 401);
         }
 
@@ -40,8 +41,8 @@ final class PlayerApiAuthMiddleware
             return (new Response())->json([
                 'success' => false,
                 'data' => null,
-                'meta' => [],
-                'errors' => ['Token expired'],
+                'meta' => null,
+                'errors' => ['code' => ApiErrorCodes::AUTH_EXPIRED, 'message' => 'Token expired'],
             ], 401);
         }
 
@@ -54,8 +55,8 @@ final class PlayerApiAuthMiddleware
             return (new Response())->json([
                 'success' => false,
                 'data' => null,
-                'meta' => [],
-                'errors' => ['Account inactive'],
+                'meta' => null,
+                'errors' => ['code' => ApiErrorCodes::AUTH_INACTIVE, 'message' => 'Account inactive'],
             ], 401);
         }
 

app/Middleware/RateLimitMiddleware.php

@@ -7,6 +7,7 @@ use App\Core\Middleware\MiddlewareInterface;
 use App\Core\Request;
 use App\Core\Response;
 use App\Core\App;
+use App\Core\ApiErrorCodes;
 
 final class RateLimitMiddleware implements MiddlewareInterface
 {
@@ -16,22 +17,46 @@ final class RateLimitMiddleware implements MiddlewareInterface
     public function handle(Request $request, callable $next): Response
     {
         $ip = $request->ip();
-        $key = 'rate_limit_' . md5($ip . $request->path());
+        $routeKey = md5($ip . ':' . $request->method() . ':' . $request->path());
 
-        $session = App::getInstance()->session();
-        $data = $session->get($key, ['count' => 0, 'reset_at' => time() + $this->windowSeconds]);
+        $db = App::getInstance()->db();
+        if (!$db) {
+            return $next($request);
+        }
+
+        $now = date('Y-m-d H:i:s');
+        $windowStart = date('Y-m-d H:i:s', time() - $this->windowSeconds);
+
+        $row = $db->selectOne(
+            "SELECT hits, window_start FROM api_rate_limits WHERE ip = ? AND route_key = ?",
+            [$ip, $routeKey]
+        );
 
-        if (time() > $data['reset_at']) {
-            $data = ['count' => 0, 'reset_at' => time() + $this->windowSeconds];
+        if (!$row || $row['window_start'] < $windowStart) {
+            $db->query(
+                "INSERT INTO api_rate_limits (ip, route_key, hits, window_start) VALUES (?, ?, 1, ?) "
+                . "ON DUPLICATE KEY UPDATE hits = 1, window_start = ?",
+                [$ip, $routeKey, $now, $now]
+            );
+            return $next($request);
         }
 
-        $data['count']++;
-        $session->set($key, $data);
+        if ((int) $row['hits'] >= $this->maxRequests) {
+            $retryAfter = $this->windowSeconds - (time() - strtotime($row['window_start']));
 
-        if ($data['count'] > $this->maxRequests) {
-            if ($request->isAjax() || $request->isJson()) {
-                return (new Response())->json(['error' => 'تم تجاوز الحد الأقصى للطلبات. حاول لاحقاً.'], 429);
+            if ($request->isAjax() || $request->isJson() || $request->bearerToken()) {
+                return (new Response())->json([
+                    'success' => false,
+                    'data' => null,
+                    'meta' => null,
+                    'errors' => [
+                        'code' => ApiErrorCodes::RATE_LIMITED,
+                        'message' => 'تم تجاوز الحد الأقصى للطلبات. حاول لاحقاً.',
+                        'details' => ['retry_after' => max($retryAfter, 1)],
+                    ],
+                ], 429)->header('Retry-After', (string) max($retryAfter, 1));
             }
+
             return (new Response())->html(
                 '<html dir="rtl" lang="ar"><head><meta charset="utf-8"><title>كثرة الطلبات</title>'
                 . '<style>body{font-family:Cairo,sans-serif;text-align:center;padding:80px;}</style></head>'
@@ -40,6 +65,11 @@ final class RateLimitMiddleware implements MiddlewareInterface
             );
         }
 
+        $db->query(
+            "UPDATE api_rate_limits SET hits = hits + 1 WHERE ip = ? AND route_key = ?",
+            [$ip, $routeKey]
+        );
+
         return $next($request);
     }
 }

app/Modules/PlayerApi/ApiRoutes.php

@@ -47,4 +47,23 @@ return [
     // Profile
     ['GET', '/api/v1/player/profile', 'PlayerApi\Controllers\Api\ProfileController@show', ['cors', 'player_auth'], null],
     ['PUT', '/api/v1/player/profile', 'PlayerApi\Controllers\Api\ProfileController@update', ['cors', 'player_auth'], null],
+    ['POST', '/api/v1/player/profile/photo', 'PlayerApi\Controllers\Api\PhotoController@upload', ['cors', 'player_auth'], null],
+
+    // Financials
+    ['GET', '/api/v1/player/financials/summary', 'PlayerApi\Controllers\Api\FinancialController@summary', ['cors', 'player_auth'], null],
+    ['GET', '/api/v1/player/financials/subscriptions', 'PlayerApi\Controllers\Api\FinancialController@subscriptions', ['cors', 'player_auth'], null],
+    ['GET', '/api/v1/player/financials/payments', 'PlayerApi\Controllers\Api\FinancialController@payments', ['cors', 'player_auth'], null],
+    ['GET', '/api/v1/player/financials/fines', 'PlayerApi\Controllers\Api\FinancialController@fines', ['cors', 'player_auth'], null],
+    ['GET', '/api/v1/player/financials/installments', 'PlayerApi\Controllers\Api\FinancialController@installments', ['cors', 'player_auth'], null],
+
+    // Attendance
+    ['GET', '/api/v1/player/attendance', 'PlayerApi\Controllers\Api\AttendanceController@history', ['cors', 'player_auth'], null],
+    ['GET', '/api/v1/player/attendance/summary', 'PlayerApi\Controllers\Api\AttendanceController@summary', ['cors', 'player_auth'], null],
+
+    // Achievements
+    ['GET', '/api/v1/player/achievements', 'PlayerApi\Controllers\Api\AchievementController@index', ['cors', 'player_auth'], null],
+
+    // Device / Push Token
+    ['POST', '/api/v1/player/device', 'PlayerApi\Controllers\Api\DeviceController@register', ['cors', 'player_auth'], null],
+    ['DELETE', '/api/v1/player/device', 'PlayerApi\Controllers\Api\DeviceController@unregister', ['cors', 'player_auth'], null],
 ];

app/Modules/PlayerApi/Services/PlayerNotificationService.php

@@ -4,6 +4,7 @@ declare(strict_types=1);
 namespace App\Modules\PlayerApi\Services;
 
 use App\Core\App;
+use App\Shared\Services\PushNotificationService;
 
 final class PlayerNotificationService
 {
@@ -17,6 +18,8 @@ final class PlayerNotificationService
             'body_ar' => $body,
             'data_json' => !empty($data) ? json_encode($data, JSON_UNESCAPED_UNICODE) : null,
         ]);
+
+        PushNotificationService::send('player', $playerId, $title, $body, array_merge($data, ['category' => $category]));
     }
 
     public static function getForPlayer(int $playerId, ?string $category = null, ?bool $isRead = null, int $page = 1, int $perPage = 25): array

app/Modules/TrainerPortal/ApiRoutes.php

@@ -24,4 +24,26 @@ return [
     // Replacement
     ['GET', '/api/v1/coach/replacements', 'TrainerPortal\Controllers\Api\ReplacementController@available', ['cors', 'coach_auth'], null],
     ['POST', '/api/v1/coach/replacements/{id:\d+}/volunteer', 'TrainerPortal\Controllers\Api\ReplacementController@volunteer', ['cors', 'coach_auth'], null],
+
+    // Attendance Marking
+    ['GET', '/api/v1/coach/sessions/{id:\d+}/attendance', 'TrainerPortal\Controllers\Api\AttendanceController@show', ['cors', 'coach_auth'], null],
+    ['POST', '/api/v1/coach/sessions/{id:\d+}/attendance', 'TrainerPortal\Controllers\Api\AttendanceController@mark', ['cors', 'coach_auth'], null],
+
+    // Evaluations
+    ['GET', '/api/v1/coach/groups/{id:\d+}/evaluation-criteria', 'TrainerPortal\Controllers\Api\EvaluationController@criteria', ['cors', 'coach_auth'], null],
+    ['POST', '/api/v1/coach/evaluations', 'TrainerPortal\Controllers\Api\EvaluationController@store', ['cors', 'coach_auth'], null],
+    ['GET', '/api/v1/coach/evaluations', 'TrainerPortal\Controllers\Api\EvaluationController@index', ['cors', 'coach_auth'], null],
+
+    // Notifications
+    ['GET', '/api/v1/coach/notifications', 'TrainerPortal\Controllers\Api\NotificationController@list', ['cors', 'coach_auth'], null],
+    ['POST', '/api/v1/coach/notifications/{id:\d+}/read', 'TrainerPortal\Controllers\Api\NotificationController@markRead', ['cors', 'coach_auth'], null],
+    ['POST', '/api/v1/coach/notifications/read-all', 'TrainerPortal\Controllers\Api\NotificationController@markAllRead', ['cors', 'coach_auth'], null],
+    ['GET', '/api/v1/coach/notifications/unread-count', 'TrainerPortal\Controllers\Api\NotificationController@unreadCount', ['cors', 'coach_auth'], null],
+
+    // Device / Push Token
+    ['POST', '/api/v1/coach/device', 'TrainerPortal\Controllers\Api\DeviceController@register', ['cors', 'coach_auth'], null],
+    ['DELETE', '/api/v1/coach/device', 'TrainerPortal\Controllers\Api\DeviceController@unregister', ['cors', 'coach_auth'], null],
+
+    // Profile Photo
+    ['POST', '/api/v1/coach/profile/photo', 'TrainerPortal\Controllers\Api\PhotoController@upload', ['cors', 'coach_auth'], null],
 ];

app/Modules/Waiver/Controllers/WaiverController.php

@@ -36,7 +36,8 @@ class WaiverController extends Controller
         $waiverFee = bcdiv(bcmul($membershipValue, $waiverPct, 4), '100', 2);
 
         $dependents = WaiverProcessor::countDependents((int) $memberId);
-        $debtCheck = WaiverProcessor::checkDebts((int) $memberId);
+        $dependentDetails = WaiverProcessor::getDependentDetails((int) $memberId);
+        $debtCheck = WaiverProcessor::checkDebtsComprehensive((int) $memberId);
 
         return $this->view('Waiver.Views.create', [
             'member'             => $member,
@@ -44,6 +45,7 @@ class WaiverController extends Controller
             'waiver_pct'         => $waiverPct,
             'waiver_fee'         => $waiverFee,
             'dependents'         => $dependents,
+            'dependent_details'  => $dependentDetails,
             'total_dependents'   => $dependents['total'],
             'debt_check'         => $debtCheck,
         ]);
@@ -56,21 +58,31 @@ class WaiverController extends Controller
         if (!$member) return $this->redirect('/members')->withError('العضو غير موجود');
         if (!$member['membership_number']) return $this->redirect("/members/{$memberId}")->withError('العضو ليس لديه رقم عضوية');
 
-        // Check debts — cannot proceed if unpaid
-        $debtCheck = WaiverProcessor::checkDebts((int) $memberId);
+        // Check debts on source member (including dependents)
+        $debtCheck = WaiverProcessor::checkDebtsComprehensive((int) $memberId);
         if (!$debtCheck['clear']) {
             return $this->redirect("/members/{$memberId}")->withError(
-                'لا يمكن تقديم طلب التنازل — يوجد مديونية بمبلغ ' . money($debtCheck['total']) . ' يجب سدادها أولاً'
+                'لا يمكن تقديم طلب التنازل — يوجد مديونية على المتنازل بمبلغ ' . money($debtCheck['total']) . ' يجب سدادها أولاً'
             );
         }
 
+        // Check debts on target member if specified (including dependents)
+        $targetMemberId = (int) $request->post('target_member_id', 0);
+        if ($targetMemberId > 0) {
+            $targetDebtCheck = WaiverProcessor::checkDebtsComprehensive($targetMemberId);
+            if (!$targetDebtCheck['clear']) {
+                return $this->redirect("/members/{$memberId}")->withError(
+                    'لا يمكن تقديم طلب التنازل — يوجد مديونية على المتنازل إليه بمبلغ ' . money($targetDebtCheck['total']) . ' يجب سدادها أولاً'
+                );
+            }
+        }
+
         $membershipValue = self::getCurrentMembershipValue($db, $member);
         $waiverPctData = RuleEngine::get('WAIVER_FEE');
         $waiverPct = $waiverPctData['percentage'] ?? '30.00';
         $waiverFee = bcdiv(bcmul($membershipValue, $waiverPct, 4), '100', 2);
 
         $dependents = WaiverProcessor::countDependents((int) $memberId);
-        $targetMemberId = (int) $request->post('target_member_id', 0);
 
         // Handle document uploads
         $waiverDocPath = null;
@@ -92,9 +104,13 @@ class WaiverController extends Controller
             'waiver_fee_percentage'      => $waiverPct,
             'waiver_fee_amount'          => $waiverFee,
             'original_dependent_count'   => $dependents['total'],
+            'original_spouses_count'     => $dependents['spouses'],
+            'original_children_count'    => $dependents['children'],
+            'original_temporary_count'   => $dependents['temporary'],
             'board_approval_required'    => 1,
             'annual_renewal_paid'        => 1,
             'debts_cleared'              => 1,
+            'target_debts_cleared'       => $targetMemberId > 0 ? 1 : 0,
             'status'                     => 'requested',
             'notes'                      => trim($request->post('notes', '')) ?: null,
             'waiver_request_doc_path'    => $waiverDocPath,
@@ -103,41 +119,11 @@ class WaiverController extends Controller
 
         EventBus::dispatch('waiver.requested', ['waiver_id' => (int) $waiver->id, 'member_id' => (int) $memberId]);
 
-        if (bccomp($waiverFee, '0', 2) > 0) {
-            $breakdown = [
-                '📋 نوع العملية: تنازل عن العضوية',
-                '💰 قيمة العضوية الحالية: ' . money($membershipValue),
-                '📊 نسبة رسوم التنازل: ' . $waiverPct . '%',
-                '💵 الرسوم: ' . $waiverPct . '% × ' . money($membershipValue) . ' = ' . money($waiverFee),
-                '👥 عدد التابعين الأصلي: ' . $dependents['total'] . ' (زوجات: ' . $dependents['spouses'] . ' — أبناء: ' . $dependents['children'] . ' — مؤقتين: ' . $dependents['temporary'] . ')',
-                '═══════════════════════════',
-                '💵 الإجمالي: ' . money($waiverFee),
-            ];
-
-            $result = PaymentRequestService::createRequest([
-                'member_id'           => (int) $memberId,
-                'amount'              => $waiverFee,
-                'payment_type'        => 'waiver_fee',
-                'related_entity_type' => 'waiver_requests',
-                'related_entity_id'   => (int) $waiver->id,
-                'description_ar'      => 'رسوم تنازل — طلب #' . $waiver->id,
-                'notes'               => json_encode(['fee_breakdown' => $breakdown], JSON_UNESCAPED_UNICODE),
-            ]);
-
-            if ($result['success']) {
         return $this->redirect("/waivers/{$waiver->id}")->withSuccess(
-                    'تم تقديم طلب التنازل وإرسال طلب الدفع للخزينة — ' . money($waiverFee) . ' (' . $waiverPct . '%) — رقم الطلب: ' . $result['request_number']
-                );
-            }
-
-            return $this->redirect("/waivers/{$waiver->id}")->withError(
-                'تم تقديم الطلب لكن فشل إنشاء طلب الدفع: ' . ($result['error'] ?? 'خطأ غير معروف')
+            'تم تقديم طلب التنازل بنجاح — في انتظار اعتماد مجلس الأمناء وتحديد الرسوم'
         );
     }
 
-        return $this->redirect("/waivers/{$waiver->id}")->withSuccess('تم تقديم طلب التنازل — الرسوم: ' . money($waiverFee) . ' (' . $waiverPct . '%)');
-    }
-
     public function show(Request $request, string $id): Response
     {
         $db = App::getInstance()->db();
@@ -152,57 +138,40 @@ class WaiverController extends Controller
         );
         if (!$waiver) return $this->redirect('/waivers')->withError('الطلب غير موجود');
 
-        // Get live dependent counts for display
         $sourceDeps = WaiverProcessor::countDependents((int) $waiver['source_member_id']);
         $targetDeps = $waiver['target_member_id'] ? WaiverProcessor::countDependents((int) $waiver['target_member_id']) : null;
 
-        return $this->view('Waiver.Views.show', [
-            'waiver'      => $waiver,
-            'source_deps' => $sourceDeps,
-            'target_deps' => $targetDeps,
-        ]);
-    }
+        // Detailed dependent data
+        $sourceDetails = WaiverProcessor::getDependentDetails((int) $waiver['source_member_id']);
+        $targetDetails = $waiver['target_member_id'] ? WaiverProcessor::getDependentDetails((int) $waiver['target_member_id']) : null;
 
-    public function pay(Request $request, string $id): Response
-    {
-        $db = App::getInstance()->db();
-        $waiver = $db->selectOne("SELECT * FROM waiver_requests WHERE id = ?", [(int) $id]);
-        if (!$waiver) return $this->redirect('/waivers')->withError('الطلب غير موجود');
-        if (\in_array($waiver['status'], ['completed', 'fee_paid', 'rejected'])) {
-            return $this->redirect("/waivers/{$id}")->withError('لا يمكن الدفع لهذا الطلب');
-        }
-
-        $amount = $waiver['waiver_fee_amount'] ?? '0.00';
-        // Include excess fee if any
-        $excessFee = $waiver['excess_fee_amount'] ?? '0.00';
-        $totalPayment = bcadd((string) $amount, (string) $excessFee, 2);
-
-        if (bccomp($totalPayment, '0', 2) <= 0) {
-            return $this->redirect("/waivers/{$id}")->withError('لا توجد رسوم مطلوبة');
-        }
-
-        $result = PaymentService::processPayment([
-            'member_id'           => (int) $waiver['source_member_id'],
-            'amount'              => $totalPayment,
-            'payment_type'        => 'waiver_fee',
-            'payment_method'      => $request->post('payment_method', 'cash'),
-            'related_entity_type' => 'waiver_requests',
-            'related_entity_id'   => (int) $id,
-            'description'         => 'رسوم تنازل — طلب #' . $id . (bccomp($excessFee, '0', 2) > 0 ? ' (يشمل رسوم تابعين إضافيين)' : ''),
-        ]);
+        $originalDeps = [
+            'spouses' => (int) ($waiver['original_spouses_count'] ?? $sourceDeps['spouses']),
+            'children' => (int) ($waiver['original_children_count'] ?? $sourceDeps['children']),
+            'temporary' => (int) ($waiver['original_temporary_count'] ?? $sourceDeps['temporary']),
+            'total' => (int) ($waiver['original_dependent_count'] ?? $sourceDeps['total']),
+        ];
 
-        if (!$result['success']) {
-            return $this->redirect("/waivers/{$id}")->withError($result['error']);
+        $comparison = null;
+        if ($targetDeps) {
+            $comparison = WaiverProcessor::compareDependents($originalDeps, $targetDeps);
         }
 
-        $db->update('waiver_requests', [
-            'status'     => 'fee_paid',
-            'updated_at' => date('Y-m-d H:i:s'),
-        ], '`id` = ?', [(int) $id]);
-
-        EventBus::dispatch('waiver.fee_paid', ['waiver_id' => (int) $id, 'payment_id' => $result['payment_id']]);
+        // Comprehensive debt check for both members (live)
+        $sourceDebtCheck = WaiverProcessor::checkDebtsComprehensive((int) $waiver['source_member_id']);
+        $targetDebtCheck = $waiver['target_member_id'] ? WaiverProcessor::checkDebtsComprehensive((int) $waiver['target_member_id']) : null;
 
-        return $this->redirect("/waivers/{$id}")->withSuccess('تم دفع رسوم التنازل — إيصال: ' . $result['receipt_number']);
+        return $this->view('Waiver.Views.show', [
+            'waiver'            => $waiver,
+            'source_deps'       => $sourceDeps,
+            'target_deps'       => $targetDeps,
+            'source_details'    => $sourceDetails,
+            'target_details'    => $targetDetails,
+            'original_deps'     => $originalDeps,
+            'comparison'        => $comparison,
+            'source_debt_check' => $sourceDebtCheck,
+            'target_debt_check' => $targetDebtCheck,
+        ]);
     }
 
     public function approve(Request $request, string $id): Response
@@ -213,66 +182,91 @@ class WaiverController extends Controller
 
         $employee = App::getInstance()->currentEmployee();
         $boardRef = trim($request->post('board_decision_reference', ''));
+        $membershipValue = $waiver['membership_value_at_waiver'];
 
-        // Handle excess dependents — board sets the percentage
-        $excessPct = trim($request->post('excess_fee_percentage', ''));
-        $excessFeeAmount = '0.00';
-        $excessCount = 0;
+        // Per-category fee configuration from board
+        $spouseFeeType = $request->post('spouse_fee_type', '') ?: null;
+        $spouseFeeRate = trim($request->post('spouse_fee_rate', ''));
+        $childFeeType = $request->post('child_fee_type', '') ?: null;
+        $childFeeRate = trim($request->post('child_fee_rate', ''));
+        $tempFeeType = $request->post('temporary_fee_type', '') ?: null;
+        $tempFeeRate = trim($request->post('temporary_fee_rate', ''));
+
+        // Calculate per-category excess
+        $excessSpouses = 0;
+        $excessChildren = 0;
+        $excessTemporary = 0;
+        $spouseFeeTotal = '0.00';
+        $childFeeTotal = '0.00';
+        $tempFeeTotal = '0.00';
+
+        $originalDeps = [
+            'spouses' => (int) ($waiver['original_spouses_count'] ?? 0),
+            'children' => (int) ($waiver['original_children_count'] ?? 0),
+            'temporary' => (int) ($waiver['original_temporary_count'] ?? 0),
+        ];
 
         if ($waiver['target_member_id']) {
             $targetDeps = WaiverProcessor::countDependents((int) $waiver['target_member_id']);
-            $originalCount = (int) $waiver['original_dependent_count'];
-            if ($targetDeps['total'] > $originalCount) {
-                $excessCount = $targetDeps['total'] - $originalCount;
-                if ($excessPct !== '' && is_numeric($excessPct)) {
-                    $membershipValue = $waiver['membership_value_at_waiver'];
-                    $excessFeeAmount = bcdiv(bcmul((string) $membershipValue, $excessPct, 4), '100', 2);
-                    $excessFeeAmount = bcmul($excessFeeAmount, (string) $excessCount, 2);
-                }
-            }
+            $comparison = WaiverProcessor::compareDependents($originalDeps, $targetDeps);
+
+            $excessSpouses = $comparison['excess_spouses'];
+            $excessChildren = $comparison['excess_children'];
+            $excessTemporary = $comparison['excess_temporary'];
+
+            $feeConfig = [
+                'spouse_fee_type' => $spouseFeeType,
+                'spouse_fee_rate' => $spouseFeeRate,
+                'child_fee_type' => $childFeeType,
+                'child_fee_rate' => $childFeeRate,
+                'temporary_fee_type' => $tempFeeType,
+                'temporary_fee_rate' => $tempFeeRate,
+            ];
+
+            $fees = WaiverProcessor::calculateExcessFees($comparison, $feeConfig, (string) $membershipValue);
+            $spouseFeeTotal = $fees['spouse_fee_total'];
+            $childFeeTotal = $fees['child_fee_total'];
+            $tempFeeTotal = $fees['temporary_fee_total'];
         }
 
+        $totalExcessFee = bcadd(bcadd($spouseFeeTotal, $childFeeTotal, 2), $tempFeeTotal, 2);
+        $totalExcessCount = $excessSpouses + $excessChildren + $excessTemporary;
+
         $updateData = [
             'status'                   => 'approved',
             'approved_by'              => $employee ? (int) $employee->id : null,
             'approved_at'              => date('Y-m-d H:i:s'),
             'board_decision_reference' => $boardRef ?: null,
+            'excess_dependent_count'   => $totalExcessCount,
+            'excess_spouses_count'     => $excessSpouses,
+            'excess_children_count'    => $excessChildren,
+            'excess_temporary_count'   => $excessTemporary,
+            'excess_fee_percentage'    => null,
+            'excess_fee_amount'        => $totalExcessFee,
+            'spouse_fee_type'          => $spouseFeeType,
+            'spouse_fee_rate'          => ($spouseFeeRate !== '' && is_numeric($spouseFeeRate)) ? $spouseFeeRate : null,
+            'spouse_fee_total'         => $spouseFeeTotal,
+            'child_fee_type'           => $childFeeType,
+            'child_fee_rate'           => ($childFeeRate !== '' && is_numeric($childFeeRate)) ? $childFeeRate : null,
+            'child_fee_total'          => $childFeeTotal,
+            'temporary_fee_type'       => $tempFeeType,
+            'temporary_fee_rate'       => ($tempFeeRate !== '' && is_numeric($tempFeeRate)) ? $tempFeeRate : null,
+            'temporary_fee_total'      => $tempFeeTotal,
             'updated_at'               => date('Y-m-d H:i:s'),
         ];
 
-        if ($excessCount > 0) {
-            $updateData['excess_dependent_count'] = $excessCount;
-            $updateData['excess_fee_percentage'] = $excessPct !== '' ? $excessPct : null;
-            $updateData['excess_fee_amount'] = $excessFeeAmount;
-        }
-
         $db->update('waiver_requests', $updateData, '`id` = ?', [(int) $id]);
 
-        // Send payment request including excess fees if applicable
-        $totalFee = bcadd((string) ($waiver['waiver_fee_amount'] ?? '0'), $excessFeeAmount, 2);
-        if (bccomp($totalFee, '0', 2) > 0) {
-            $breakdown = [
-                '📋 نوع العملية: تنازل عن العضوية (معتمد من مجلس الأمناء)',
-                '💰 رسوم التنازل: ' . money($waiver['waiver_fee_amount']),
-            ];
-            if (bccomp($excessFeeAmount, '0', 2) > 0) {
-                $breakdown[] = '👥 رسوم أعضاء إضافيين: ' . $excessCount . ' عضو × ' . $excessPct . '% = ' . money($excessFeeAmount);
-            }
-            $breakdown[] = '═══════════════════════════';
-            $breakdown[] = '💵 الإجمالي: ' . money($totalFee);
-
-            PaymentRequestService::createRequest([
-                'member_id'           => (int) $waiver['source_member_id'],
-                'amount'              => $totalFee,
-                'payment_type'        => 'waiver_fee',
-                'related_entity_type' => 'waiver_requests',
-                'related_entity_id'   => (int) $id,
-                'description_ar'      => 'رسوم تنازل (معتمد) — طلب #' . $id,
-                'notes'               => json_encode(['fee_breakdown' => $breakdown], JSON_UNESCAPED_UNICODE),
-            ]);
+        $msg = 'تمت الموافقة على طلب التنازل';
+        if ($totalExcessCount > 0) {
+            $parts = [];
+            if ($excessSpouses > 0) $parts[] = $excessSpouses . ' زوجة';
+            if ($excessChildren > 0) $parts[] = $excessChildren . ' ابن';
+            if ($excessTemporary > 0) $parts[] = $excessTemporary . ' مؤقت';
+            $msg .= ' — رسوم إضافية عن: ' . implode(' + ', $parts) . ' = ' . money($totalExcessFee);
         }
 
-        return $this->redirect("/waivers/{$id}")->withSuccess('تمت الموافقة على طلب التنازل' . ($excessCount > 0 ? ' — تم احتساب رسوم إضافية عن ' . $excessCount . ' عضو زائد' : ''));
+        return $this->redirect("/waivers/{$id}")->withSuccess($msg);
     }
 
     public function reject(Request $request, string $id): Response
@@ -294,6 +288,89 @@ class WaiverController extends Controller
         return $this->redirect('/waivers')->withSuccess('تم رفض طلب التنازل');
     }
 
+    /**
+     * Send to cashier — creates payment request in TARGET member's name (buyer pays).
+     */
+    public function sendToCashier(Request $request, string $id): Response
+    {
+        $db = App::getInstance()->db();
+        $waiver = $db->selectOne("SELECT * FROM waiver_requests WHERE id = ? AND status = 'approved'", [(int) $id]);
+        if (!$waiver) return $this->redirect("/waivers/{$id}")->withError('الطلب غير صالح أو لم يتم اعتماده');
+
+        if (!$waiver['target_member_id']) {
+            return $this->redirect("/waivers/{$id}")->withError('يجب تحديد المتنازل إليه أولاً');
+        }
+
+        // Calculate total fee
+        $waiverFee = $waiver['waiver_fee_amount'] ?? '0.00';
+        $spouseFeeTotal = $waiver['spouse_fee_total'] ?? '0.00';
+        $childFeeTotal = $waiver['child_fee_total'] ?? '0.00';
+        $tempFeeTotal = $waiver['temporary_fee_total'] ?? '0.00';
+        $excessTotal = bcadd(bcadd($spouseFeeTotal, $childFeeTotal, 2), $tempFeeTotal, 2);
+        if (bccomp($excessTotal, '0', 2) <= 0) {
+            $excessTotal = $waiver['excess_fee_amount'] ?? '0.00';
+        }
+        $totalFee = bcadd((string) $waiverFee, $excessTotal, 2);
+
+        if (bccomp($totalFee, '0', 2) <= 0) {
+            return $this->redirect("/waivers/{$id}")->withError('لا توجد رسوم مطلوبة');
+        }
+
+        // Get target member name for the receipt
+        $targetMember = $db->selectOne("SELECT full_name_ar FROM members WHERE id = ?", [(int) $waiver['target_member_id']]);
+        $targetName = $targetMember['full_name_ar'] ?? '';
+
+        // Build detailed breakdown for receipt
+        $breakdown = [
+            '📋 تنازل عن العضوية رقم: ' . ($waiver['membership_number'] ?? ''),
+            '👤 المتنازل إليه (المشتري): ' . $targetName,
+            '💰 قيمة العضوية: ' . money($waiver['membership_value_at_waiver'] ?? '0'),
+            '═══════════════════════════',
+            '💵 رسوم التنازل: ' . money($waiverFee) . ' (' . ($waiver['waiver_fee_percentage'] ?? '30') . '%)',
+        ];
+
+        if (bccomp($spouseFeeTotal, '0', 2) > 0) {
+            $rateLabel = ($waiver['spouse_fee_type'] ?? '') === 'percentage'
+                ? ($waiver['spouse_fee_rate'] ?? '0') . '% من قيمة العضوية'
+                : money($waiver['spouse_fee_rate'] ?? '0') . ' ثابت';
+            $breakdown[] = '👩 رسوم زوجات إضافيات: ' . ($waiver['excess_spouses_count'] ?? 0) . ' × ' . $rateLabel . ' = ' . money($spouseFeeTotal);
+        }
+        if (bccomp($childFeeTotal, '0', 2) > 0) {
+            $rateLabel = ($waiver['child_fee_type'] ?? '') === 'percentage'
+                ? ($waiver['child_fee_rate'] ?? '0') . '% من قيمة العضوية'
+                : money($waiver['child_fee_rate'] ?? '0') . ' ثابت';
+            $breakdown[] = '👶 رسوم أبناء إضافيين: ' . ($waiver['excess_children_count'] ?? 0) . ' × ' . $rateLabel . ' = ' . money($childFeeTotal);
+        }
+        if (bccomp($tempFeeTotal, '0', 2) > 0) {
+            $rateLabel = ($waiver['temporary_fee_type'] ?? '') === 'percentage'
+                ? ($waiver['temporary_fee_rate'] ?? '0') . '% من قيمة العضوية'
+                : money($waiver['temporary_fee_rate'] ?? '0') . ' ثابت';
+            $breakdown[] = '👤 رسوم أعضاء مؤقتين: ' . ($waiver['excess_temporary_count'] ?? 0) . ' × ' . $rateLabel . ' = ' . money($tempFeeTotal);
+        }
+
+        $breakdown[] = '═══════════════════════════';
+        $breakdown[] = '💵 الإجمالي: ' . money($totalFee);
+
+        // Payment request in TARGET member's name (buyer pays)
+        $result = PaymentRequestService::createRequest([
+            'member_id'           => (int) $waiver['target_member_id'],
+            'amount'              => $totalFee,
+            'payment_type'        => 'waiver_fee',
+            'related_entity_type' => 'waiver_requests',
+            'related_entity_id'   => (int) $id,
+            'description_ar'      => 'رسوم تنازل عن عضوية #' . ($waiver['membership_number'] ?? '') . ' — ' . $targetName,
+            'notes'               => json_encode(['fee_breakdown' => $breakdown], JSON_UNESCAPED_UNICODE),
+        ]);
+
+        if (!$result['success']) {
+            return $this->redirect("/waivers/{$id}")->withError('فشل إرسال طلب الدفع: ' . ($result['error'] ?? 'خطأ غير معروف'));
+        }
+
+        return $this->redirect("/waivers/{$id}")->withSuccess(
+            'تم إرسال طلب الدفع إلى الخزينة باسم المتنازل إليه (' . $targetName . ') — المبلغ: ' . money($totalFee) . ' — رقم الطلب: ' . $result['request_number']
+        );
+    }
+
     public function complete(Request $request, string $id): Response
     {
         $db = App::getInstance()->db();
@@ -314,46 +391,76 @@ class WaiverController extends Controller
             return $this->redirect("/waivers/{$id}")->withError('يجب تحديد العضو المتنازل إليه أولاً');
         }
 
-        // VALIDATION 1: All financial obligations must be cleared
-        $debtCheck = WaiverProcessor::checkDebts((int) $waiver['source_member_id']);
-        if (!$debtCheck['clear']) {
-            $debtLines = array_map(fn($d) => $d['type'] . ': ' . money($d['amount']), $debtCheck['debts']);
+        // BLOCKING RULE 1: Source member debts must be clear
+        $sourceDebtCheck = WaiverProcessor::checkDebtsComprehensive((int) $waiver['source_member_id']);
+        if (!$sourceDebtCheck['clear']) {
             return $this->redirect("/waivers/{$id}")->withError(
-                'لا يمكن إتمام التنازل — توجد مديونيات مستحقة: ' . implode(' | ', $debtLines) . ' — الإجمالي: ' . money($debtCheck['total'])
+                'لا يمكن إتمام التنازل — مديونيات على المتنازل بمبلغ ' . money($sourceDebtCheck['total'])
             );
         }
 
-        // VALIDATION 2: Target dependent count check
-        $originalDependentCount = (int) $waiver['original_dependent_count'];
+        // BLOCKING RULE 2: Target member debts must be clear
+        $targetDebtCheck = WaiverProcessor::checkDebtsComprehensive($targetMemberId);
+        if (!$targetDebtCheck['clear']) {
+            return $this->redirect("/waivers/{$id}")->withError(
+                'لا يمكن إتمام التنازل — مديونيات على المتنازل إليه بمبلغ ' . money($targetDebtCheck['total'])
+            );
+        }
+
+        // BLOCKING RULE 3: Per-category dependent check
+        $originalDeps = [
+            'spouses' => (int) ($waiver['original_spouses_count'] ?? 0),
+            'children' => (int) ($waiver['original_children_count'] ?? 0),
+            'temporary' => (int) ($waiver['original_temporary_count'] ?? 0),
+            'total' => (int) ($waiver['original_dependent_count'] ?? 0),
+        ];
         $targetDeps = WaiverProcessor::countDependents($targetMemberId);
+        $comparison = WaiverProcessor::compareDependents($originalDeps, $targetDeps);
 
-        if ($targetDeps['total'] > $originalDependentCount) {
-            $excess = $targetDeps['total'] - $originalDependentCount;
-            // If board already approved excess with fees, check that excess fee was set
-            if (bccomp($waiver['excess_fee_amount'] ?? '0', '0', 2) <= 0) {
+        if ($comparison['has_excess']) {
+            $totalApprovedExcessFee = bcadd(
+                bcadd($waiver['spouse_fee_total'] ?? '0', $waiver['child_fee_total'] ?? '0', 2),
+                $waiver['temporary_fee_total'] ?? '0', 2
+            );
+            $legacyExcessFee = $waiver['excess_fee_amount'] ?? '0';
+
+            if (bccomp($totalApprovedExcessFee, '0', 2) <= 0 && bccomp((string) $legacyExcessFee, '0', 2) <= 0) {
+                $parts = [];
+                if ($comparison['excess_spouses'] > 0) $parts[] = $comparison['excess_spouses'] . ' زوجة زائدة';
+                if ($comparison['excess_children'] > 0) $parts[] = $comparison['excess_children'] . ' ابن زائد';
+                if ($comparison['excess_temporary'] > 0) $parts[] = $comparison['excess_temporary'] . ' مؤقت زائد';
                 return $this->redirect("/waivers/{$id}")->withError(
-                    'عدد التابعين للعضو المتنازل إليه (' . $targetDeps['total'] . ') يتجاوز عدد التابعين الأصليين (' . $originalDependentCount . ') بمقدار ' . $excess . ' — يجب أن يحدد مجلس الأمناء نسبة الرسوم الإضافية أثناء الاعتماد'
+                    'عدد التابعين يتجاوز المسموح: ' . implode(' + ', $parts) . ' — يجب اعتماد الرسوم من مجلس الأمناء'
                 );
             }
         }
 
-        // VALIDATION 3: Waiver fee must be paid
-        if (!\in_array($waiver['status'], ['fee_paid', 'approved'])) {
-            return $this->redirect("/waivers/{$id}")->withError('يجب سداد رسوم التنازل قبل إتمام العملية');
+        // BLOCKING RULE 4: Status must be fee_paid
+        if ($waiver['status'] !== 'fee_paid') {
+            return $this->redirect("/waivers/{$id}")->withError('يجب سداد جميع الرسوم قبل إتمام التنازل');
+        }
+
+        // BLOCKING RULE 5: Board approval required
+        if (!$waiver['approved_by']) {
+            return $this->redirect("/waivers/{$id}")->withError('يجب اعتماد الطلب من مجلس الأمناء أولاً');
         }
 
         // Record final state
         $db->update('waiver_requests', [
             'new_dependent_count'   => $targetDeps['total'],
+            'new_spouses_count'     => $targetDeps['spouses'],
+            'new_children_count'    => $targetDeps['children'],
+            'new_temporary_count'   => $targetDeps['temporary'],
             'annual_renewal_paid'   => 1,
             'debts_cleared'         => 1,
+            'target_debts_cleared'  => 1,
             'updated_at'            => date('Y-m-d H:i:s'),
         ], '`id` = ?', [(int) $id]);
 
         $result = WaiverProcessor::execute((int) $id);
         if (!$result['success']) return $this->redirect("/waivers/{$id}")->withError($result['error']);
 
-        return $this->redirect("/waivers/{$id}")->withSuccess('تم إتمام التنازل — العضوية رقم ' . ($waiver['membership_number'] ?? '') . ' نُقلت بنجاح للعضو المتنازل إليه');
+        return $this->redirect("/waivers/{$id}")->withSuccess('تم إتمام التنازل — العضوية رقم ' . ($waiver['membership_number'] ?? '') . ' نُقلت بنجاح للمتنازل إليه');
     }
 
     private static function getCurrentMembershipValue(\App\Core\Database $db, array $member): string

app/Modules/Waiver/Models/WaiverRequest.php

@@ -18,10 +18,18 @@ class WaiverRequest extends Model
     protected static array $fillable = [
         'source_member_id', 'target_member_id', 'membership_number',
         'membership_value_at_waiver', 'waiver_fee_percentage', 'waiver_fee_amount',
-        'original_dependent_count', 'new_dependent_count',
+        'original_dependent_count', 'original_spouses_count', 'original_children_count', 'original_temporary_count',
+        'new_dependent_count', 'new_spouses_count', 'new_children_count', 'new_temporary_count',
+        'excess_dependent_count', 'excess_spouses_count', 'excess_children_count', 'excess_temporary_count',
+        'excess_fee_percentage', 'excess_fee_amount',
+        'spouse_fee_type', 'spouse_fee_rate', 'spouse_fee_total',
+        'child_fee_type', 'child_fee_rate', 'child_fee_total',
+        'temporary_fee_type', 'temporary_fee_rate', 'temporary_fee_total',
         'board_approval_required', 'board_decision_reference',
         'approved_by', 'approved_at', 'annual_renewal_paid',
+        'debts_cleared', 'target_debts_cleared',
         'archive_snapshot_id', 'workflow_instance_id', 'status', 'notes',
+        'waiver_request_doc_path', 'target_form_doc_path',
     ];
 
     public static function search(array $filters, int $perPage = 25, int $page = 1): array

app/Modules/Waiver/Routes.php

@@ -7,6 +7,7 @@ return [
     ['POST', '/waivers/store/{memberId}',   'Waiver\Controllers\WaiverController@store',   ['auth', 'csrf'], 'waiver.initiate'],
     ['GET',  '/waivers/{id}',               'Waiver\Controllers\WaiverController@show',    ['auth'], 'waiver.view'],
     ['POST', '/waivers/{id}/pay',           'Waiver\Controllers\WaiverController@pay',     ['auth', 'csrf'], 'payment.collect'],
+    ['POST', '/waivers/{id}/send-to-cashier','Waiver\Controllers\WaiverController@sendToCashier', ['auth', 'csrf'], 'waiver.approve'],
     ['POST', '/waivers/{id}/approve',       'Waiver\Controllers\WaiverController@approve', ['auth', 'csrf'], 'waiver.approve'],
     ['POST', '/waivers/{id}/reject',        'Waiver\Controllers\WaiverController@reject',  ['auth', 'csrf'], 'waiver.approve'],
     ['POST', '/waivers/{id}/complete',      'Waiver\Controllers\WaiverController@complete',['auth', 'csrf'], 'waiver.approve'],

app/Modules/Waiver/Services/WaiverProcessor.php

@@ -34,7 +34,6 @@ final class WaiverProcessor
         try {
             $snapshotId = ArchiveService::takeSnapshot('members', (int) $sourceMember['id'], 'waiver', 'تنازل — طلب #' . $waiverId);
 
-            // Archive source member FIRST (release number to avoid unique constraint violation)
             $db->update('members', [
                 'membership_number' => null,
                 'status'            => 'waived',
@@ -44,7 +43,6 @@ final class WaiverProcessor
                 'updated_at'        => date('Y-m-d H:i:s'),
             ], '`id` = ?', [(int) $waiver['source_member_id']]);
 
-            // Transfer membership number to target — becomes the new primary member
             $db->update('members', [
                 'membership_number' => $waiver['membership_number'],
                 'status'            => 'active',
@@ -80,70 +78,137 @@ final class WaiverProcessor
     }
 
     /**
-     * Check all financial obligations for a member.
-     * Returns ['clear' => bool, 'debts' => [...details...]]
+     * Comprehensive debt check: member + all dependents (spouses, children, temporary).
+     * Returns detailed breakdown per person.
      */
-    public static function checkDebts(int $memberId): array
+    public static function checkDebtsComprehensive(int $memberId): array
     {
         $db = App::getInstance()->db();
-        $debts = [];
+        $member = $db->selectOne("SELECT id, full_name_ar, membership_number FROM members WHERE id = ?", [$memberId]);
+        if (!$member) return ['clear' => true, 'debts' => [], 'total' => '0.00', 'details' => []];
+
+        $memberName = $member['full_name_ar'] ?? 'عضو #' . $memberId;
+        $details = [];
+
+        // 1. Check subscriptions for this member (including person_type entries for dependents)
+        $subs = $db->select(
+            "SELECT id, person_type, person_id, person_name, financial_year, (total_amount - paid_amount + fine_amount) as due
+             FROM subscriptions WHERE member_id = ? AND status IN ('pending','overdue') AND (total_amount - paid_amount + fine_amount) > 0",
+            [$memberId]
+        );
+        foreach ($subs as $sub) {
+            $personLabel = self::getPersonLabel($sub['person_type'] ?? 'member', $sub['person_name'] ?? $memberName);
+            $details[] = [
+                'member_id' => $memberId,
+                'member_name' => $memberName,
+                'person_name' => $sub['person_name'] ?? $memberName,
+                'person_type' => $sub['person_type'] ?? 'member',
+                'person_label' => $personLabel,
+                'debt_type' => 'اشتراك سنوي',
+                'period' => $sub['financial_year'] ?? '',
+                'amount' => $sub['due'],
+                'description' => 'اشتراك سنوي ' . ($sub['financial_year'] ?? '') . ' — ' . $personLabel,
+            ];
+        }
 
-        // Unpaid subscriptions
-        $unpaidSubs = $db->selectOne(
-            "SELECT COUNT(*) as cnt, COALESCE(SUM(total_amount - paid_amount + fine_amount), 0) as total
-             FROM subscriptions WHERE member_id = ? AND status IN ('pending','overdue')",
+        // 2. Fines on main member
+        $fines = $db->select(
+            "SELECT id, (amount - paid_amount) as due, created_at FROM fines WHERE member_id = ? AND status = 'pending' AND (amount - paid_amount) > 0",
             [$memberId]
         );
-        if ((int) ($unpaidSubs['cnt'] ?? 0) > 0) {
-            $debts[] = [
-                'type' => 'اشتراكات سنوية',
-                'count' => (int) $unpaidSubs['cnt'],
-                'amount' => $unpaidSubs['total'] ?? '0.00',
+        foreach ($fines as $fine) {
+            $details[] = [
+                'member_id' => $memberId,
+                'member_name' => $memberName,
+                'person_name' => $memberName,
+                'person_type' => 'member',
+                'person_label' => 'العضو الأساسي',
+                'debt_type' => 'غرامة',
+                'period' => substr($fine['created_at'] ?? '', 0, 10),
+                'amount' => $fine['due'],
+                'description' => 'غرامة — العضو الأساسي',
             ];
         }
 
-        // Unpaid fines
-        $unpaidFines = $db->selectOne(
-            "SELECT COUNT(*) as cnt, COALESCE(SUM(amount - paid_amount), 0) as total
-             FROM fines WHERE member_id = ? AND status = 'pending'",
+        // 3. Installments on main member
+        $installments = $db->select(
+            "SELECT s.id, s.due_date, (s.amount - s.paid_amount) as due
+             FROM installment_schedule s JOIN installment_plans p ON p.id = s.installment_plan_id
+             WHERE p.member_id = ? AND p.status IN ('active','overdue') AND s.status IN ('pending','overdue') AND (s.amount - s.paid_amount) > 0",
             [$memberId]
         );
-        if ((int) ($unpaidFines['cnt'] ?? 0) > 0) {
-            $debts[] = [
-                'type' => 'غرامات',
-                'count' => (int) $unpaidFines['cnt'],
-                'amount' => $unpaidFines['total'] ?? '0.00',
+        foreach ($installments as $inst) {
+            $details[] = [
+                'member_id' => $memberId,
+                'member_name' => $memberName,
+                'person_name' => $memberName,
+                'person_type' => 'member',
+                'person_label' => 'العضو الأساسي',
+                'debt_type' => 'قسط عضوية',
+                'period' => $inst['due_date'] ?? '',
+                'amount' => $inst['due'],
+                'description' => 'قسط عضوية مستحق ' . ($inst['due_date'] ?? '') . ' — العضو الأساسي',
             ];
         }
 
-        // Unpaid payment requests (cashier queue)
-        $unpaidRequests = $db->selectOne(
-            "SELECT COUNT(*) as cnt, COALESCE(SUM(amount), 0) as total
-             FROM payment_requests WHERE member_id = ? AND status = 'pending' AND is_voided = 0",
+        // 4. Pending payment requests
+        $requests = $db->select(
+            "SELECT id, payment_type, amount, description_ar FROM payment_requests
+             WHERE member_id = ? AND status = 'pending' AND is_voided = 0",
             [$memberId]
         );
-        if ((int) ($unpaidRequests['cnt'] ?? 0) > 0) {
-            $debts[] = [
-                'type' => 'طلبات دفع معلقة',
-                'count' => (int) $unpaidRequests['cnt'],
-                'amount' => $unpaidRequests['total'] ?? '0.00',
+        foreach ($requests as $req) {
+            $details[] = [
+                'member_id' => $memberId,
+                'member_name' => $memberName,
+                'person_name' => $memberName,
+                'person_type' => 'member',
+                'person_label' => 'العضو الأساسي',
+                'debt_type' => 'طلب دفع معلق',
+                'period' => '',
+                'amount' => $req['amount'],
+                'description' => ($req['description_ar'] ?? 'طلب دفع') . ' — العضو الأساسي',
             ];
         }
 
         $totalDebt = '0.00';
-        foreach ($debts as $d) {
+        foreach ($details as $d) {
             $totalDebt = bcadd($totalDebt, (string) $d['amount'], 2);
         }
 
         return [
-            'clear' => empty($debts),
-            'debts' => $debts,
+            'clear' => empty($details),
+            'debts' => $details,
             'total' => $totalDebt,
+            'member_name' => $memberName,
         ];
     }
 
     /**
-     * Count dependents for a member (spouses + children + temporary).
+     * Simple debt check (for backward compat and quick validation).
+     */
+    public static function checkDebts(int $memberId): array
+    {
+        $result = self::checkDebtsComprehensive($memberId);
+        // Group by type for legacy format
+        $grouped = [];
+        foreach ($result['debts'] as $d) {
+            $key = $d['debt_type'];
+            if (!isset($grouped[$key])) {
+                $grouped[$key] = ['type' => $key, 'count' => 0, 'amount' => '0.00'];
+            }
+            $grouped[$key]['count']++;
+            $grouped[$key]['amount'] = bcadd($grouped[$key]['amount'], (string) $d['amount'], 2);
+        }
+        return [
+            'clear' => $result['clear'],
+            'debts' => array_values($grouped),
+            'total' => $result['total'],
+        ];
+    }
+
+    /**
+     * Count dependents for a member (spouses + children + temporary) — per-category.
      */
     public static function countDependents(int $memberId): array
     {
@@ -159,4 +224,151 @@ final class WaiverProcessor
             'total' => $spouses + $children + $temps,
         ];
     }
+
+    /**
+     * Get detailed dependent data for display (names, ages, DOB, categories).
+     */
+    public static function getDependentDetails(int $memberId): array
+    {
+        $db = App::getInstance()->db();
+
+        $spouses = $db->select(
+            "SELECT id, full_name_ar, national_id, status FROM spouses WHERE member_id = ? AND is_archived = 0 ORDER BY id",
+            [$memberId]
+        );
+
+        $children = $db->select(
+            "SELECT id, full_name_ar, national_id, date_of_birth, gender, classification, status
+             FROM children WHERE member_id = ? AND is_archived = 0 ORDER BY date_of_birth",
+            [$memberId]
+        );
+
+        // Calculate age and category for each child
+        $today = new \DateTime();
+        foreach ($children as &$child) {
+            $dob = !empty($child['date_of_birth']) ? new \DateTime($child['date_of_birth']) : null;
+            if ($dob) {
+                $age = $dob->diff($today);
+                $child['age_years'] = $age->y;
+                $child['age_months'] = $age->m;
+                $child['age_display'] = $age->y . ' سنة' . ($age->m > 0 ? ' و ' . $age->m . ' شهر' : '');
+                if ($age->y < 12) {
+                    $child['age_category'] = 'أقل من 12 سنة';
+                    $child['age_category_code'] = 'under_12';
+                } elseif ($age->y < 16) {
+                    $child['age_category'] = 'من 12 إلى أقل من 16 سنة';
+                    $child['age_category_code'] = '12_to_16';
+                } elseif ($age->y < 18) {
+                    $child['age_category'] = 'من 16 إلى أقل من 18 سنة';
+                    $child['age_category_code'] = '16_to_18';
+                } else {
+                    $child['age_category'] = '18 سنة فأكثر';
+                    $child['age_category_code'] = '18_plus';
+                }
+            } else {
+                $child['age_years'] = null;
+                $child['age_months'] = null;
+                $child['age_display'] = '—';
+                $child['age_category'] = 'غير محدد';
+                $child['age_category_code'] = 'unknown';
+            }
+        }
+        unset($child);
+
+        $temporary = $db->select(
+            "SELECT id, full_name_ar, national_id, status FROM temporary_members WHERE member_id = ? AND is_archived = 0 ORDER BY id",
+            [$memberId]
+        );
+
+        return [
+            'spouses' => $spouses,
+            'children' => $children,
+            'temporary' => $temporary,
+        ];
+    }
+
+    /**
+     * Compare dependents per-category: source (original) vs target (new).
+     */
+    public static function compareDependents(array $original, array $target): array
+    {
+        $excessSpouses = max(0, $target['spouses'] - $original['spouses']);
+        $excessChildren = max(0, $target['children'] - $original['children']);
+        $excessTemporary = max(0, $target['temporary'] - $original['temporary']);
+
+        return [
+            'excess_spouses' => $excessSpouses,
+            'excess_children' => $excessChildren,
+            'excess_temporary' => $excessTemporary,
+            'excess_total' => $excessSpouses + $excessChildren + $excessTemporary,
+            'has_excess' => ($excessSpouses + $excessChildren + $excessTemporary) > 0,
+        ];
+    }
+
+    /**
+     * Calculate per-category excess fees based on board-set rates.
+     */
+    public static function calculateExcessFees(array $excess, array $feeConfig, string $membershipValue): array
+    {
+        $spouseFee = '0.00';
+        $childFee = '0.00';
+        $tempFee = '0.00';
+
+        if ($excess['excess_spouses'] > 0 && !empty($feeConfig['spouse_fee_type'])) {
+            $spouseFee = self::calcCategoryFee(
+                $excess['excess_spouses'],
+                $feeConfig['spouse_fee_type'],
+                $feeConfig['spouse_fee_rate'] ?? '0',
+                $membershipValue
+            );
+        }
+
+        if ($excess['excess_children'] > 0 && !empty($feeConfig['child_fee_type'])) {
+            $childFee = self::calcCategoryFee(
+                $excess['excess_children'],
+                $feeConfig['child_fee_type'],
+                $feeConfig['child_fee_rate'] ?? '0',
+                $membershipValue
+            );
+        }
+
+        if ($excess['excess_temporary'] > 0 && !empty($feeConfig['temporary_fee_type'])) {
+            $tempFee = self::calcCategoryFee(
+                $excess['excess_temporary'],
+                $feeConfig['temporary_fee_type'],
+                $feeConfig['temporary_fee_rate'] ?? '0',
+                $membershipValue
+            );
+        }
+
+        $total = bcadd(bcadd($spouseFee, $childFee, 2), $tempFee, 2);
+
+        return [
+            'spouse_fee_total' => $spouseFee,
+            'child_fee_total' => $childFee,
+            'temporary_fee_total' => $tempFee,
+            'total_excess_fee' => $total,
+        ];
+    }
+
+    private static function calcCategoryFee(int $excessCount, string $type, string $rate, string $membershipValue): string
+    {
+        if ($type === 'percentage') {
+            $perUnit = bcdiv(bcmul($membershipValue, $rate, 4), '100', 2);
+        } else {
+            $perUnit = $rate;
+        }
+        return bcmul($perUnit, (string) $excessCount, 2);
+    }
+
+    private static function getPersonLabel(?string $personType, string $personName): string
+    {
+        return match ($personType) {
+            'member' => 'العضو الأساسي (' . $personName . ')',
+            'spouse' => 'الزوجة (' . $personName . ')',
+            'child' => 'الابن/ة (' . $personName . ')',
+            'temporary' => 'العضو المؤقت (' . $personName . ')',
+            default => $personName,
+        };
+    }
 }

app/Modules/Waiver/Views/create.php

@@ -8,28 +8,52 @@
             <li>يتطلب موافقة مجلس الأمناء</li>
             <li>العضو المستفيد يحصل على <strong>نفس رقم العضوية</strong></li>
             <li>عدد التابعين للمتنازل إليه لا يتجاوز عدد التابعين الأصليين (<?= (int) $total_dependents ?>) — أي زيادة تتطلب رسوم إضافية يحددها مجلس الأمناء</li>
-            <li>يجب سداد <strong>جميع</strong> الالتزامات المالية (اشتراكات + غرامات + طلبات دفع) قبل التنازل</li>
+            <li>يجب سداد <strong>جميع</strong> الالتزامات المالية (اشتراكات + غرامات + أقساط + طلبات دفع) على العضو <strong>وجميع تابعيه</strong> قبل التنازل</li>
             <li>يجب تقديم استمارة طلب تنازل + استمارة عضوية جديدة للمتنازل إليه</li>
+            <li>الرسوم يدفعها <strong>المتنازل إليه (المشتري)</strong></li>
         </ul>
     </div>
 
     <?php if (!$debt_check['clear']): ?>
-    <div style="padding:15px;background:#FEF2F2;border:2px solid #DC2626;border-radius:8px;margin-bottom:20px;">
-        <strong style="color:#DC2626;">🚫 لا يمكن تقديم طلب التنازل — يوجد مديونية مستحقة:</strong>
-        <table style="width:100%;margin-top:10px;font-size:13px;">
-            <thead><tr style="background:#FEE2E2;"><th style="padding:6px;text-align:right;">نوع المديونية</th><th style="padding:6px;text-align:center;">العدد</th><th style="padding:6px;text-align:left;">المبلغ</th></tr></thead>
+    <div style="padding:18px;background:#FEF2F2;border:2px solid #DC2626;border-radius:10px;margin-bottom:20px;">
+        <div style="display:flex;align-items:center;gap:8px;margin-bottom:12px;">
+            <span style="font-size:20px;">🚫</span>
+            <strong style="color:#DC2626;font-size:15px;">لا يمكن تقديم طلب التنازل — يوجد مديونية مستحقة</strong>
+        </div>
+        <table style="width:100%;font-size:13px;border-collapse:collapse;">
+            <thead>
+                <tr style="background:#FEE2E2;">
+                    <th style="padding:6px 8px;text-align:right;">الشخص</th>
+                    <th style="padding:6px 8px;text-align:right;">النوع</th>
+                    <th style="padding:6px 8px;text-align:right;">نوع المديونية</th>
+                    <th style="padding:6px 8px;text-align:center;">الفترة</th>
+                    <th style="padding:6px 8px;text-align:left;">المبلغ</th>
+                </tr>
+            </thead>
             <tbody>
             <?php foreach ($debt_check['debts'] as $debt): ?>
                 <tr style="border-bottom:1px solid #FECACA;">
-                    <td style="padding:6px;font-weight:600;"><?= e($debt['type']) ?></td>
-                    <td style="padding:6px;text-align:center;"><?= (int) $debt['count'] ?></td>
-                    <td style="padding:6px;text-align:left;color:#DC2626;font-weight:700;"><?= money($debt['amount']) ?></td>
+                    <td style="padding:6px 8px;font-weight:600;"><?= e($debt['person_name'] ?? '') ?></td>
+                    <td style="padding:6px 8px;"><span style="background:#FEE2E2;color:#991B1B;padding:1px 6px;border-radius:3px;font-size:11px;"><?= e($debt['person_label'] ?? '') ?></span></td>
+                    <td style="padding:6px 8px;"><?= e($debt['debt_type'] ?? '') ?></td>
+                    <td style="padding:6px 8px;text-align:center;font-size:12px;color:#6B7280;"><?= e($debt['period'] ?? '') ?></td>
+                    <td style="padding:6px 8px;text-align:left;color:#DC2626;font-weight:700;"><?= money($debt['amount']) ?></td>
                 </tr>
             <?php endforeach; ?>
             </tbody>
-            <tfoot><tr style="border-top:2px solid #DC2626;"><td colspan="2" style="padding:8px;font-weight:700;">إجمالي المديونية</td><td style="padding:8px;font-weight:700;color:#DC2626;"><?= money($debt_check['total']) ?></td></tr></tfoot>
+            <tfoot>
+                <tr style="border-top:2px solid #DC2626;background:#FEE2E2;">
+                    <td colspan="4" style="padding:8px;font-weight:700;">إجمالي المديونية</td>
+                    <td style="padding:8px;font-weight:700;color:#DC2626;text-align:left;font-size:15px;"><?= money($debt_check['total']) ?></td>
+                </tr>
+            </tfoot>
         </table>
-        <p style="margin:10px 0 0;font-size:12px;color:#7F1D1D;">يجب سداد جميع المبالغ المستحقة أعلاه قبل تقديم طلب التنازل.</p>
+        <div style="margin-top:12px;display:flex;align-items:center;gap:12px;">
+            <a href="/members/<?= (int) $member['id'] ?>/financial" class="btn btn-outline" style="padding:8px 16px;font-size:13px;color:#DC2626;border-color:#DC2626;">
+                الانتقال إلى السداد ←
+            </a>
+            <span style="font-size:12px;color:#7F1D1D;">يجب سداد جميع المبالغ المستحقة (بما فيها مديونيات التابعين) قبل تقديم طلب التنازل.</span>
+        </div>
     </div>
     <?php endif; ?>
 
@@ -41,32 +65,73 @@
     </table>
 
     <div style="margin-top:15px;padding:12px;background:#F0F9FF;border:1px solid #BAE6FD;border-radius:8px;">
-        <strong style="color:#0369A1;">👥 التابعون الحاليون:</strong>
-        <div style="display:grid;grid-template-columns:repeat(4,1fr);gap:10px;margin-top:8px;">
-            <div style="text-align:center;padding:8px;background:#fff;border-radius:6px;border:1px solid #E0F2FE;">
-                <div style="font-size:20px;font-weight:700;color:#0D7377;"><?= (int) $dependents['spouses'] ?></div>
-                <div style="font-size:11px;color:#6B7280;">زوجات</div>
-            </div>
-            <div style="text-align:center;padding:8px;background:#fff;border-radius:6px;border:1px solid #E0F2FE;">
-                <div style="font-size:20px;font-weight:700;color:#0D7377;"><?= (int) $dependents['children'] ?></div>
-                <div style="font-size:11px;color:#6B7280;">أبناء</div>
-            </div>
-            <div style="text-align:center;padding:8px;background:#fff;border-radius:6px;border:1px solid #E0F2FE;">
-                <div style="font-size:20px;font-weight:700;color:#0D7377;"><?= (int) $dependents['temporary'] ?></div>
-                <div style="font-size:11px;color:#6B7280;">مؤقتين</div>
-            </div>
-            <div style="text-align:center;padding:8px;background:#fff;border-radius:6px;border:1px solid #0D7377;">
-                <div style="font-size:20px;font-weight:700;color:#0D7377;"><?= (int) $dependents['total'] ?></div>
-                <div style="font-size:11px;color:#6B7280;font-weight:600;">الإجمالي</div>
-            </div>
+        <strong style="color:#0369A1;">👥 التابعون الحاليون للمتنازل (الحد المرجعي):</strong>
+        <table style="width:100%;margin-top:10px;font-size:13px;border-collapse:collapse;">
+            <thead>
+                <tr style="background:#E0F2FE;">
+                    <th style="padding:8px;text-align:right;color:#0369A1;">الفئة</th>
+                    <th style="padding:8px;text-align:center;color:#0369A1;">العدد</th>
+                    <th style="padding:8px;text-align:right;color:#0369A1;">ملاحظة</th>
+                </tr>
+            </thead>
+            <tbody>
+                <tr style="border-bottom:1px solid #BAE6FD;">
+                    <td style="padding:8px;font-weight:600;">👩 الزوجات</td>
+                    <td style="padding:8px;text-align:center;font-weight:700;font-size:16px;color:#0D7377;"><?= (int) $dependents['spouses'] ?></td>
+                    <td style="padding:8px;font-size:12px;color:#6B7280;">أي زيادة عن هذا العدد تتطلب رسوم إضافية</td>
+                </tr>
+                <tr style="border-bottom:1px solid #BAE6FD;">
+                    <td style="padding:8px;font-weight:600;">👶 الأبناء</td>
+                    <td style="padding:8px;text-align:center;font-weight:700;font-size:16px;color:#0D7377;"><?= (int) $dependents['children'] ?></td>
+                    <td style="padding:8px;font-size:12px;color:#6B7280;">أي زيادة عن هذا العدد تتطلب رسوم إضافية</td>
+                </tr>
+                <tr style="border-bottom:1px solid #BAE6FD;">
+                    <td style="padding:8px;font-weight:600;">👤 الأعضاء المؤقتون</td>
+                    <td style="padding:8px;text-align:center;font-weight:700;font-size:16px;color:#0D7377;"><?= (int) $dependents['temporary'] ?></td>
+                    <td style="padding:8px;font-size:12px;color:#6B7280;">أي زيادة عن هذا العدد تتطلب رسوم إضافية</td>
+                </tr>
+                <tr style="border-top:2px solid #0D7377;background:#F0FDFA;">
+                    <td style="padding:8px;font-weight:700;color:#0D7377;">الإجمالي</td>
+                    <td style="padding:8px;text-align:center;font-weight:700;font-size:18px;color:#0D7377;"><?= (int) $dependents['total'] ?></td>
+                    <td style="padding:8px;font-size:12px;color:#0D7377;font-weight:600;">المقارنة تتم لكل فئة على حدة</td>
+                </tr>
+            </tbody>
+        </table>
+
+        <!-- Children details if any -->
+        <?php if (!empty($dependent_details['children'])): ?>
+        <div style="margin-top:12px;padding:10px;background:#F5F3FF;border:1px solid #DDD6FE;border-radius:6px;">
+            <strong style="color:#7C3AED;font-size:12px;">👶 تفاصيل الأبناء:</strong>
+            <table style="width:100%;margin-top:6px;font-size:12px;border-collapse:collapse;">
+                <thead><tr style="background:#EDE9FE;"><th style="padding:4px 6px;text-align:right;">الاسم</th><th style="padding:4px 6px;text-align:center;">تاريخ الميلاد</th><th style="padding:4px 6px;text-align:center;">السن</th><th style="padding:4px 6px;text-align:center;">الفئة العمرية</th></tr></thead>
+                <tbody>
+                <?php foreach ($dependent_details['children'] as $child): ?>
+                <tr style="border-bottom:1px solid #EDE9FE;">
+                    <td style="padding:4px 6px;font-weight:600;"><?= e($child['full_name_ar'] ?? '') ?></td>
+                    <td style="padding:4px 6px;text-align:center;"><?= e($child['date_of_birth'] ?? '—') ?></td>
+                    <td style="padding:4px 6px;text-align:center;"><?= e($child['age_display'] ?? '—') ?></td>
+                    <td style="padding:4px 6px;text-align:center;">
+                        <?php
+                        $catColor = match($child['age_category_code'] ?? '') {
+                            'under_12' => '#059669', '12_to_16' => '#0284C7', '16_to_18' => '#D97706', '18_plus' => '#DC2626', default => '#6B7280'
+                        };
+                        ?>
+                        <span style="background:<?= $catColor ?>15;color:<?= $catColor ?>;padding:1px 5px;border-radius:3px;font-size:10px;font-weight:600;"><?= e($child['age_category'] ?? '') ?></span>
+                    </td>
+                </tr>
+                <?php endforeach; ?>
+                </tbody>
+            </table>
         </div>
-        <p style="margin:8px 0 0;font-size:12px;color:#0369A1;">هذا العدد هو الحد الأقصى للمتنازل إليه بدون رسوم إضافية. أي زيادة يحدد مجلس الأمناء نسبتها.</p>
+        <?php endif; ?>
+
+        <p style="margin:8px 0 0;font-size:12px;color:#0369A1;">⚠ المقارنة تتم بشكل مستقل لكل فئة (الزوجات، الأبناء، المؤقتين) وليس على الإجمالي فقط. أي زيادة في أي فئة يحدد مجلس الأمناء رسومها.</p>
     </div>
 
     <div style="margin-top:15px;padding:12px;background:#F0FDF4;border:1px solid #BBF7D0;border-radius:8px;">
         <table style="width:100%;font-size:14px;">
-            <tr style="border-bottom:1px dashed #86EFAC;"><td style="padding:6px 0;color:#166534;">رسوم التنازل الأساسية</td><td style="padding:6px 0;font-weight:600;"><?= e($waiver_pct) ?>% × <?= money($membership_value) ?></td><td style="padding:6px 0;font-weight:700;text-align:left;"><?= money($waiver_fee) ?></td></tr>
-            <tr><td style="padding:8px 0;font-weight:700;font-size:16px;color:#0D7377;" colspan="2">الإجمالي المبدئي</td><td style="padding:8px 0;font-weight:700;font-size:18px;color:#0D7377;text-align:left;"><?= money($waiver_fee) ?></td></tr>
+            <tr style="border-bottom:1px dashed #86EFAC;"><td style="padding:6px 0;color:#166534;">رسوم التنازل الأساسية</td><td style="padding:6px 0;font-weight:600;"><?= e($waiver_pct) ?>% x <?= money($membership_value) ?></td><td style="padding:6px 0;font-weight:700;text-align:left;"><?= money($waiver_fee) ?></td></tr>
+            <tr><td style="padding:8px 0;font-weight:700;font-size:16px;color:#0D7377;" colspan="2">الإجمالي المبدئي (يدفعه المتنازل إليه)</td><td style="padding:8px 0;font-weight:700;font-size:18px;color:#0D7377;text-align:left;"><?= money($waiver_fee) ?></td></tr>
         </table>
         <p style="margin:8px 0 0;font-size:11px;color:#166534;">* قد تُضاف رسوم إضافية عن التابعين الزائدين بعد اعتماد مجلس الأمناء</p>
     </div>
@@ -95,7 +160,7 @@
 
     <!-- Target Member -->
     <div class="card" style="padding:20px;margin-bottom:15px;background:#ECFDF5;border:2px solid #059669;">
-        <h4 style="margin:0 0 15px;color:#059669;">👤 المستفيد (المتنازل إليه)</h4>
+        <h4 style="margin:0 0 15px;color:#059669;">👤 المستفيد (المتنازل إليه / المشتري)</h4>
         <div style="position:relative;margin-bottom:10px;">
             <input type="text" id="target-search" class="form-input" placeholder="اكتب اسم أو رقم قومي المستفيد..." autocomplete="off" style="padding-left:40px;">
             <i data-lucide="search" style="position:absolute;left:12px;top:50%;transform:translateY(-50%);width:16px;height:16px;color:#9CA3AF;"></i>
@@ -118,12 +183,12 @@
         <div class="form-group"><label class="form-label">ملاحظات</label><textarea name="notes" class="form-textarea" rows="3"></textarea></div>
     </div>
 
-    <button type="submit" class="btn btn-primary" onclick="return confirm('سيتم تقديم طلب التنازل وإرسال رسوم <?= money($waiver_fee) ?> لطابور الخزينة. متأكد؟')">تقديم الطلب</button>
+    <button type="submit" class="btn btn-primary" onclick="return confirm('سيتم تقديم طلب التنازل. الرسوم ستُرسل لطابور الخزينة باسم المتنازل إليه بعد اعتماد مجلس الأمناء. متأكد؟')">تقديم الطلب</button>
     <a href="/members/<?= (int) $member['id'] ?>" class="btn btn-outline">إلغاء</a>
 </form>
 <?php else: ?>
 <div style="padding:20px;text-align:center;">
-    <a href="/members/<?= (int) $member['id'] ?>" class="btn btn-primary">عرض الحساب المالي</a>
+    <a href="/members/<?= (int) $member['id'] ?>/financial" class="btn btn-primary" style="background:#DC2626;">الانتقال إلى السداد</a>
     <a href="/members/<?= (int) $member['id'] ?>" class="btn btn-outline">رجوع</a>
 </div>
 <?php endif; ?>

app/Modules/Waiver/Views/show.php

@@ -4,113 +4,360 @@
 
 <?php
 $statusColor = match($waiver['status']) { 'completed' => '#059669', 'fee_paid' => '#2563EB', 'approved' => '#0284C7', 'rejected' => '#DC2626', default => '#D97706' };
-$statusLabel = match($waiver['status']) { 'requested' => 'مقدم — في انتظار الاعتماد', 'approved' => 'معتمد — في انتظار الدفع', 'fee_paid' => 'تم الدفع — جاهز للإتمام', 'completed' => 'مكتمل — تم نقل العضوية', 'rejected' => 'مرفوض', default => $waiver['status'] };
+$statusLabel = match($waiver['status']) { 'requested' => 'مقدم — في انتظار اعتماد مجلس الأمناء', 'approved' => 'معتمد — في انتظار إرسال للخزينة ودفع الرسوم', 'fee_paid' => '🟢 تم الدفع — جاهز لاعتماد طلب التنازل', 'completed' => 'مكتمل — تم نقل العضوية بنجاح', 'rejected' => 'مرفوض', default => $waiver['status'] };
+$statusIcon = match($waiver['status']) { 'requested' => '⏳', 'approved' => '📋', 'fee_paid' => '🟢', 'completed' => '✅', 'rejected' => '❌', default => '●' };
 ?>
 
 <!-- Status Banner -->
-<div style="padding:12px 20px;background:<?= $statusColor ?>15;border:2px solid <?= $statusColor ?>;border-radius:8px;margin-bottom:20px;display:flex;align-items:center;gap:10px;">
-    <span style="font-size:20px;">● </span>
+<div style="padding:14px 20px;background:<?= $statusColor ?>15;border:2px solid <?= $statusColor ?>;border-radius:10px;margin-bottom:20px;display:flex;align-items:center;gap:12px;">
+    <span style="font-size:22px;"><?= $statusIcon ?></span>
+    <div style="flex:1;">
         <span style="font-weight:700;font-size:16px;color:<?= $statusColor ?>;"><?= $statusLabel ?></span>
+        <?php if ($waiver['status'] === 'fee_paid'): ?>
+        <div style="margin-top:4px;font-size:12px;color:#059669;font-weight:600;">جميع الشروط مستوفاة — يمكن الآن إتمام التنازل ونقل العضوية</div>
+        <?php endif; ?>
+    </div>
     <?php if ($waiver['approved_by_name']): ?>
-        <span style="margin-right:auto;font-size:12px;color:#6B7280;">بواسطة: <?= e($waiver['approved_by_name']) ?> — <?= arabic_date($waiver['approved_at'] ?? '') ?></span>
+        <span style="font-size:12px;color:#6B7280;">بواسطة: <?= e($waiver['approved_by_name']) ?> — <?= arabic_date($waiver['approved_at'] ?? '') ?></span>
     <?php endif; ?>
 </div>
 
-<!-- Main Info -->
+<!-- SECTION 1: Detailed Debt Status -->
+<?php if ($waiver['status'] !== 'completed' && $waiver['status'] !== 'rejected'): ?>
+<?php if (!$source_debt_check['clear'] || ($target_debt_check && !$target_debt_check['clear'])): ?>
+<div style="padding:18px;background:#FEF2F2;border:2px solid #DC2626;border-radius:10px;margin-bottom:20px;">
+    <div style="display:flex;align-items:center;gap:8px;margin-bottom:12px;">
+        <span style="font-size:20px;">🚫</span>
+        <strong style="color:#DC2626;font-size:15px;">يوجد مديونيات تمنع إتمام التنازل</strong>
+    </div>
+
+    <?php if (!$source_debt_check['clear']): ?>
+    <div style="margin-bottom:15px;padding:12px;background:#fff;border:1px solid #FECACA;border-radius:8px;">
+        <strong style="color:#7F1D1D;display:block;margin-bottom:8px;">المتنازل: <?= e($waiver['source_name'] ?? '') ?></strong>
+        <table style="width:100%;font-size:13px;border-collapse:collapse;">
+            <thead>
+                <tr style="background:#FEE2E2;">
+                    <th style="padding:6px 8px;text-align:right;">الشخص</th>
+                    <th style="padding:6px 8px;text-align:right;">النوع</th>
+                    <th style="padding:6px 8px;text-align:right;">نوع المديونية</th>
+                    <th style="padding:6px 8px;text-align:center;">الفترة</th>
+                    <th style="padding:6px 8px;text-align:left;">المبلغ</th>
+                </tr>
+            </thead>
+            <tbody>
+            <?php foreach ($source_debt_check['debts'] as $debt): ?>
+                <tr style="border-bottom:1px solid #FECACA;">
+                    <td style="padding:6px 8px;font-weight:600;"><?= e($debt['person_name'] ?? '') ?></td>
+                    <td style="padding:6px 8px;"><span style="background:#FEE2E2;color:#991B1B;padding:1px 6px;border-radius:3px;font-size:11px;"><?= e($debt['person_label'] ?? '') ?></span></td>
+                    <td style="padding:6px 8px;"><?= e($debt['debt_type'] ?? '') ?></td>
+                    <td style="padding:6px 8px;text-align:center;font-size:12px;color:#6B7280;"><?= e($debt['period'] ?? '') ?></td>
+                    <td style="padding:6px 8px;text-align:left;color:#DC2626;font-weight:700;"><?= money($debt['amount']) ?></td>
+                </tr>
+            <?php endforeach; ?>
+            </tbody>
+            <tfoot>
+                <tr style="border-top:2px solid #DC2626;background:#FEE2E2;">
+                    <td colspan="4" style="padding:8px;font-weight:700;">إجمالي مديونية المتنازل</td>
+                    <td style="padding:8px;font-weight:700;color:#DC2626;text-align:left;font-size:15px;"><?= money($source_debt_check['total']) ?></td>
+                </tr>
+            </tfoot>
+        </table>
+        <div style="margin-top:10px;text-align:left;">
+            <a href="/members/<?= (int) $waiver['source_member_id'] ?>/financial" class="btn btn-outline" style="padding:6px 14px;font-size:12px;color:#DC2626;border-color:#DC2626;">
+                الانتقال إلى السداد ←
+            </a>
+        </div>
+    </div>
+    <?php endif; ?>
+
+    <?php if ($target_debt_check && !$target_debt_check['clear']): ?>
+    <div style="padding:12px;background:#fff;border:1px solid #FECACA;border-radius:8px;">
+        <strong style="color:#7F1D1D;display:block;margin-bottom:8px;">المتنازل إليه: <?= e($waiver['target_name'] ?? '') ?></strong>
+        <table style="width:100%;font-size:13px;border-collapse:collapse;">
+            <thead>
+                <tr style="background:#FEE2E2;">
+                    <th style="padding:6px 8px;text-align:right;">الشخص</th>
+                    <th style="padding:6px 8px;text-align:right;">النوع</th>
+                    <th style="padding:6px 8px;text-align:right;">نوع المديونية</th>
+                    <th style="padding:6px 8px;text-align:center;">الفترة</th>
+                    <th style="padding:6px 8px;text-align:left;">المبلغ</th>
+                </tr>
+            </thead>
+            <tbody>
+            <?php foreach ($target_debt_check['debts'] as $debt): ?>
+                <tr style="border-bottom:1px solid #FECACA;">
+                    <td style="padding:6px 8px;font-weight:600;"><?= e($debt['person_name'] ?? '') ?></td>
+                    <td style="padding:6px 8px;"><span style="background:#FEE2E2;color:#991B1B;padding:1px 6px;border-radius:3px;font-size:11px;"><?= e($debt['person_label'] ?? '') ?></span></td>
+                    <td style="padding:6px 8px;"><?= e($debt['debt_type'] ?? '') ?></td>
+                    <td style="padding:6px 8px;text-align:center;font-size:12px;color:#6B7280;"><?= e($debt['period'] ?? '') ?></td>
+                    <td style="padding:6px 8px;text-align:left;color:#DC2626;font-weight:700;"><?= money($debt['amount']) ?></td>
+                </tr>
+            <?php endforeach; ?>
+            </tbody>
+            <tfoot>
+                <tr style="border-top:2px solid #DC2626;background:#FEE2E2;">
+                    <td colspan="4" style="padding:8px;font-weight:700;">إجمالي مديونية المتنازل إليه</td>
+                    <td style="padding:8px;font-weight:700;color:#DC2626;text-align:left;font-size:15px;"><?= money($target_debt_check['total']) ?></td>
+                </tr>
+            </tfoot>
+        </table>
+        <div style="margin-top:10px;text-align:left;">
+            <a href="/members/<?= (int) $waiver['target_member_id'] ?>/financial" class="btn btn-outline" style="padding:6px 14px;font-size:12px;color:#DC2626;border-color:#DC2626;">
+                الانتقال إلى السداد ←
+            </a>
+        </div>
+    </div>
+    <?php endif; ?>
+
+    <p style="margin:12px 0 0;font-size:12px;color:#7F1D1D;">يجب سداد جميع المديونيات على الطرفين (بما فيها مديونيات التابعين) قبل إتمام التنازل.</p>
+</div>
+<?php else: ?>
+<div style="padding:10px 15px;background:#F0FDF4;border:1px solid #BBF7D0;border-radius:8px;margin-bottom:20px;font-size:13px;color:#166534;display:flex;align-items:center;gap:8px;">
+    <span style="font-size:16px;">✅</span>
+    <span>لا توجد مديونيات على أي من الطرفين (بما فيها التابعين) — الوضع المالي سليم</span>
+</div>
+<?php endif; ?>
+<?php endif; ?>
+
+<!-- SECTION 2: Main Info -->
 <div class="card" style="padding:20px;margin-bottom:20px;">
     <table style="width:100%;max-width:700px;font-size:14px;">
         <tr><td style="padding:8px 0;color:#6B7280;width:30%;">المتنازل</td><td style="padding:8px 0;"><a href="/members/<?= (int) $waiver['source_member_id'] ?>" style="color:#0D7377;font-weight:600;"><?= e($waiver['source_name'] ?? '') ?></a></td></tr>
         <tr><td style="padding:8px 0;color:#6B7280;">رقم العضوية</td><td style="padding:8px 0;font-weight:700;font-size:16px;"><?= e($waiver['membership_number'] ?? '—') ?></td></tr>
         <?php if ($waiver['target_member_id']): ?>
-        <tr><td style="padding:8px 0;color:#6B7280;">المتنازل إليه</td><td style="padding:8px 0;"><a href="/members/<?= (int) $waiver['target_member_id'] ?>" style="color:#0D7377;font-weight:600;"><?= e($waiver['target_name'] ?? '') ?></a></td></tr>
+        <tr><td style="padding:8px 0;color:#6B7280;">المتنازل إليه (المشتري)</td><td style="padding:8px 0;"><a href="/members/<?= (int) $waiver['target_member_id'] ?>" style="color:#0D7377;font-weight:600;"><?= e($waiver['target_name'] ?? '') ?></a></td></tr>
         <?php endif; ?>
         <tr><td style="padding:8px 0;color:#6B7280;">تاريخ الطلب</td><td style="padding:8px 0;"><?= arabic_date($waiver['created_at'] ?? '') ?></td></tr>
         <?php if ($waiver['board_decision_reference']): ?>
         <tr><td style="padding:8px 0;color:#6B7280;">مرجع قرار مجلس الأمناء</td><td style="padding:8px 0;font-weight:600;"><?= e($waiver['board_decision_reference']) ?></td></tr>
         <?php endif; ?>
-        <tr><td style="padding:8px 0;color:#6B7280;">المديونيات</td><td style="padding:8px 0;"><?= $waiver['debts_cleared'] ? '<span style="color:#059669;font-weight:600;">✅ تم التحقق — لا توجد مديونيات</span>' : '<span style="color:#D97706;">⏳ لم يتم التحقق</span>' ?></td></tr>
         <?php if ($waiver['notes']): ?>
         <tr><td style="padding:8px 0;color:#6B7280;">ملاحظات</td><td style="padding:8px 0;"><?= e($waiver['notes']) ?></td></tr>
         <?php endif; ?>
     </table>
 </div>
 
-<!-- Dependents Comparison -->
+<!-- SECTION 3: Dependents Comparison (counts) -->
 <div class="card" style="margin-bottom:20px;">
     <div style="padding:15px 20px;border-bottom:1px solid #E5E7EB;">
-        <h3 style="margin:0;font-size:15px;color:#0369A1;">👥 مقارنة التابعين</h3>
+        <h3 style="margin:0;font-size:15px;color:#0369A1;">👥 مقارنة التابعين (لكل فئة على حدة)</h3>
     </div>
     <div style="padding:20px;">
-        <div style="display:grid;grid-template-columns:1fr auto 1fr;gap:15px;align-items:start;">
-            <!-- Source dependents -->
-            <div style="text-align:center;">
-                <div style="font-size:12px;color:#6B7280;margin-bottom:5px;">تابعين المتنازل (الأصلي)</div>
-                <div style="font-size:28px;font-weight:700;color:#0D7377;"><?= (int) ($waiver['original_dependent_count'] ?? 0) ?></div>
-                <?php if ($source_deps): ?>
-                <div style="font-size:11px;color:#6B7280;margin-top:4px;">
-                    <?= $source_deps['spouses'] ?> زوجات — <?= $source_deps['children'] ?> أبناء — <?= $source_deps['temporary'] ?> مؤقتين
-                </div>
+        <table style="width:100%;font-size:14px;border-collapse:collapse;">
+            <thead>
+                <tr style="background:#F0F9FF;border-bottom:2px solid #BAE6FD;">
+                    <th style="padding:10px;text-align:right;color:#0369A1;">الفئة</th>
+                    <th style="padding:10px;text-align:center;color:#0369A1;">المتنازل (الأصلي)</th>
+                    <th style="padding:10px;text-align:center;color:#0369A1;">المتنازل إليه</th>
+                    <th style="padding:10px;text-align:center;color:#0369A1;">الزيادة</th>
+                    <th style="padding:10px;text-align:center;color:#0369A1;">الحالة</th>
+                </tr>
+            </thead>
+            <tbody>
+                <tr style="border-bottom:1px solid #E5E7EB;">
+                    <td style="padding:10px;font-weight:600;">👩 الزوجات</td>
+                    <td style="padding:10px;text-align:center;font-weight:700;"><?= (int) $original_deps['spouses'] ?></td>
+                    <td style="padding:10px;text-align:center;font-weight:700;"><?= $target_deps ? $target_deps['spouses'] : '—' ?></td>
+                    <?php $exSpouses = $target_deps ? max(0, $target_deps['spouses'] - $original_deps['spouses']) : 0; ?>
+                    <td style="padding:10px;text-align:center;font-weight:700;color:<?= $exSpouses > 0 ? '#DC2626' : '#059669' ?>;"><?= $target_deps ? ($exSpouses > 0 ? '+' . $exSpouses : '0') : '—' ?></td>
+                    <td style="padding:10px;text-align:center;"><?= $target_deps ? ($exSpouses > 0 ? '<span style="background:#FEF2F2;color:#DC2626;padding:2px 8px;border-radius:4px;font-size:12px;font-weight:600;">زائد</span>' : '<span style="background:#F0FDF4;color:#059669;padding:2px 8px;border-radius:4px;font-size:12px;font-weight:600;">ضمن الحد</span>') : '—' ?></td>
+                </tr>
+                <tr style="border-bottom:1px solid #E5E7EB;">
+                    <td style="padding:10px;font-weight:600;">👶 الأبناء</td>
+                    <td style="padding:10px;text-align:center;font-weight:700;"><?= (int) $original_deps['children'] ?></td>
+                    <td style="padding:10px;text-align:center;font-weight:700;"><?= $target_deps ? $target_deps['children'] : '—' ?></td>
+                    <?php $exChildren = $target_deps ? max(0, $target_deps['children'] - $original_deps['children']) : 0; ?>
+                    <td style="padding:10px;text-align:center;font-weight:700;color:<?= $exChildren > 0 ? '#DC2626' : '#059669' ?>;"><?= $target_deps ? ($exChildren > 0 ? '+' . $exChildren : '0') : '—' ?></td>
+                    <td style="padding:10px;text-align:center;"><?= $target_deps ? ($exChildren > 0 ? '<span style="background:#FEF2F2;color:#DC2626;padding:2px 8px;border-radius:4px;font-size:12px;font-weight:600;">زائد</span>' : '<span style="background:#F0FDF4;color:#059669;padding:2px 8px;border-radius:4px;font-size:12px;font-weight:600;">ضمن الحد</span>') : '—' ?></td>
+                </tr>
+                <tr style="border-bottom:1px solid #E5E7EB;">
+                    <td style="padding:10px;font-weight:600;">👤 الأعضاء المؤقتون</td>
+                    <td style="padding:10px;text-align:center;font-weight:700;"><?= (int) $original_deps['temporary'] ?></td>
+                    <td style="padding:10px;text-align:center;font-weight:700;"><?= $target_deps ? $target_deps['temporary'] : '—' ?></td>
+                    <?php $exTemp = $target_deps ? max(0, $target_deps['temporary'] - $original_deps['temporary']) : 0; ?>
+                    <td style="padding:10px;text-align:center;font-weight:700;color:<?= $exTemp > 0 ? '#DC2626' : '#059669' ?>;"><?= $target_deps ? ($exTemp > 0 ? '+' . $exTemp : '0') : '—' ?></td>
+                    <td style="padding:10px;text-align:center;"><?= $target_deps ? ($exTemp > 0 ? '<span style="background:#FEF2F2;color:#DC2626;padding:2px 8px;border-radius:4px;font-size:12px;font-weight:600;">زائد</span>' : '<span style="background:#F0FDF4;color:#059669;padding:2px 8px;border-radius:4px;font-size:12px;font-weight:600;">ضمن الحد</span>') : '—' ?></td>
+                </tr>
+                <tr style="border-top:2px solid #0D7377;background:#F0FDFA;">
+                    <td style="padding:10px;font-weight:700;color:#0D7377;">الإجمالي</td>
+                    <td style="padding:10px;text-align:center;font-weight:700;font-size:16px;color:#0D7377;"><?= (int) $original_deps['total'] ?></td>
+                    <td style="padding:10px;text-align:center;font-weight:700;font-size:16px;color:#0D7377;"><?= $target_deps ? $target_deps['total'] : '—' ?></td>
+                    <?php $exTotal = $exSpouses + $exChildren + $exTemp; ?>
+                    <td style="padding:10px;text-align:center;font-weight:700;font-size:16px;color:<?= $exTotal > 0 ? '#DC2626' : '#059669' ?>;"><?= $target_deps ? ($exTotal > 0 ? '+' . $exTotal : '0') : '—' ?></td>
+                    <td style="padding:10px;text-align:center;">
+                        <?php if ($target_deps && $exTotal > 0): ?>
+                            <span style="background:#FEF2F2;color:#DC2626;padding:3px 10px;border-radius:4px;font-size:12px;font-weight:700;">يتطلب رسوم إضافية</span>
+                        <?php elseif ($target_deps): ?>
+                            <span style="background:#F0FDF4;color:#059669;padding:3px 10px;border-radius:4px;font-size:12px;font-weight:700;">ضمن الحد المسموح</span>
                         <?php endif; ?>
+                    </td>
+                </tr>
+            </tbody>
+        </table>
     </div>
-            <!-- Arrow -->
-            <div style="text-align:center;padding-top:15px;font-size:24px;color:#6B7280;">←</div>
-            <!-- Target dependents -->
-            <div style="text-align:center;">
-                <div style="font-size:12px;color:#6B7280;margin-bottom:5px;">تابعين المتنازل إليه</div>
-                <?php if ($target_deps): ?>
-                    <?php $excess = $target_deps['total'] - (int) ($waiver['original_dependent_count'] ?? 0); ?>
-                    <div style="font-size:28px;font-weight:700;color:<?= $excess > 0 ? '#DC2626' : '#059669' ?>;"><?= $target_deps['total'] ?></div>
-                    <div style="font-size:11px;color:#6B7280;margin-top:4px;">
-                        <?= $target_deps['spouses'] ?> زوجات — <?= $target_deps['children'] ?> أبناء — <?= $target_deps['temporary'] ?> مؤقتين
-                    </div>
-                    <?php if ($excess > 0): ?>
-                    <div style="margin-top:6px;padding:4px 10px;background:#FEF2F2;border:1px solid #FECACA;border-radius:4px;display:inline-block;">
-                        <span style="color:#DC2626;font-weight:700;font-size:13px;">+<?= $excess ?> تابع زائد</span>
-                    </div>
-                    <?php elseif ($excess <= 0): ?>
-                    <div style="margin-top:6px;padding:4px 10px;background:#F0FDF4;border:1px solid #BBF7D0;border-radius:4px;display:inline-block;">
-                        <span style="color:#059669;font-weight:600;font-size:13px;">ضمن الحد المسموح</span>
+</div>
+
+<!-- SECTION 4: Children Details (name, age, DOB, category) -->
+<?php if (($source_details && !empty($source_details['children'])) || ($target_details && !empty($target_details['children']))): ?>
+<div class="card" style="margin-bottom:20px;">
+    <div style="padding:15px 20px;border-bottom:1px solid #E5E7EB;">
+        <h3 style="margin:0;font-size:15px;color:#7C3AED;">👶 تفاصيل الأبناء (مقارنة بالاسم والسن)</h3>
     </div>
-                    <?php endif; ?>
+    <div style="padding:20px;display:grid;grid-template-columns:1fr 1fr;gap:20px;">
+        <!-- Source children -->
+        <div>
+            <h4 style="margin:0 0 10px;font-size:13px;color:#6B7280;">أبناء المتنازل (<?= e($waiver['source_name'] ?? '') ?>)</h4>
+            <?php if (!empty($source_details['children'])): ?>
+            <table style="width:100%;font-size:12px;border-collapse:collapse;">
+                <thead><tr style="background:#F5F3FF;"><th style="padding:6px;text-align:right;">الاسم</th><th style="padding:6px;text-align:center;">تاريخ الميلاد</th><th style="padding:6px;text-align:center;">السن</th><th style="padding:6px;text-align:center;">الفئة العمرية</th></tr></thead>
+                <tbody>
+                <?php foreach ($source_details['children'] as $child): ?>
+                <tr style="border-bottom:1px solid #EDE9FE;">
+                    <td style="padding:6px;font-weight:600;"><?= e($child['full_name_ar'] ?? '') ?></td>
+                    <td style="padding:6px;text-align:center;"><?= e($child['date_of_birth'] ?? '—') ?></td>
+                    <td style="padding:6px;text-align:center;"><?= e($child['age_display'] ?? '—') ?></td>
+                    <td style="padding:6px;text-align:center;">
+                        <?php
+                        $catColor = match($child['age_category_code'] ?? '') {
+                            'under_12' => '#059669', '12_to_16' => '#0284C7', '16_to_18' => '#D97706', '18_plus' => '#DC2626', default => '#6B7280'
+                        };
+                        ?>
+                        <span style="background:<?= $catColor ?>15;color:<?= $catColor ?>;padding:2px 6px;border-radius:3px;font-size:11px;font-weight:600;"><?= e($child['age_category'] ?? '') ?></span>
+                    </td>
+                </tr>
+                <?php endforeach; ?>
+                </tbody>
+            </table>
             <?php else: ?>
-                    <div style="font-size:28px;font-weight:700;color:#9CA3AF;">—</div>
-                    <div style="font-size:11px;color:#9CA3AF;">لم يُحدد المتنازل إليه بعد</div>
+            <p style="color:#9CA3AF;font-size:12px;">لا يوجد أبناء</p>
             <?php endif; ?>
         </div>
+
+        <!-- Target children -->
+        <div>
+            <h4 style="margin:0 0 10px;font-size:13px;color:#6B7280;">أبناء المتنازل إليه (<?= e($waiver['target_name'] ?? '') ?>)</h4>
+            <?php if ($target_details && !empty($target_details['children'])): ?>
+            <table style="width:100%;font-size:12px;border-collapse:collapse;">
+                <thead><tr style="background:#F5F3FF;"><th style="padding:6px;text-align:right;">الاسم</th><th style="padding:6px;text-align:center;">تاريخ الميلاد</th><th style="padding:6px;text-align:center;">السن</th><th style="padding:6px;text-align:center;">الفئة العمرية</th></tr></thead>
+                <tbody>
+                <?php foreach ($target_details['children'] as $child): ?>
+                <tr style="border-bottom:1px solid #EDE9FE;">
+                    <td style="padding:6px;font-weight:600;"><?= e($child['full_name_ar'] ?? '') ?></td>
+                    <td style="padding:6px;text-align:center;"><?= e($child['date_of_birth'] ?? '—') ?></td>
+                    <td style="padding:6px;text-align:center;"><?= e($child['age_display'] ?? '—') ?></td>
+                    <td style="padding:6px;text-align:center;">
+                        <?php
+                        $catColor = match($child['age_category_code'] ?? '') {
+                            'under_12' => '#059669', '12_to_16' => '#0284C7', '16_to_18' => '#D97706', '18_plus' => '#DC2626', default => '#6B7280'
+                        };
+                        ?>
+                        <span style="background:<?= $catColor ?>15;color:<?= $catColor ?>;padding:2px 6px;border-radius:3px;font-size:11px;font-weight:600;"><?= e($child['age_category'] ?? '') ?></span>
+                    </td>
+                </tr>
+                <?php endforeach; ?>
+                </tbody>
+            </table>
+            <?php else: ?>
+            <p style="color:#9CA3AF;font-size:12px;"><?= $target_details ? 'لا يوجد أبناء' : 'لم يُحدد المتنازل إليه بعد' ?></p>
+            <?php endif; ?>
         </div>
     </div>
 </div>
+<?php endif; ?>
 
-<!-- Fee Breakdown -->
+<!-- SECTION 5: Fee Breakdown -->
 <div class="card" style="margin-bottom:20px;">
     <div style="padding:15px 20px;border-bottom:1px solid #E5E7EB;display:flex;align-items:center;gap:8px;">
         <i data-lucide="receipt" style="width:18px;height:18px;color:#D97706;"></i>
         <h3 style="margin:0;color:#D97706;font-size:15px;">تفصيل الرسوم</h3>
     </div>
     <div style="padding:20px;">
-        <table style="width:100%;max-width:600px;font-size:14px;">
+        <table style="width:100%;max-width:700px;font-size:14px;">
             <tr>
                 <td style="padding:8px 0;color:#6B7280;">قيمة العضوية وقت التنازل</td>
-                <td style="padding:8px 0;font-weight:600;text-align:left;"><?= money($waiver['membership_value_at_waiver'] ?? '0') ?></td>
+                <td style="padding:8px 0;font-weight:600;text-align:left;" colspan="2"><?= money($waiver['membership_value_at_waiver'] ?? '0') ?></td>
             </tr>
             <tr>
                 <td style="padding:8px 0;color:#6B7280;">نسبة رسوم التنازل</td>
-                <td style="padding:8px 0;font-weight:600;"><?= e($waiver['waiver_fee_percentage'] ?? '30') ?>%</td>
+                <td style="padding:8px 0;font-weight:600;" colspan="2"><?= e($waiver['waiver_fee_percentage'] ?? '30') ?>%</td>
             </tr>
             <tr style="border-bottom:1px dashed #E5E7EB;">
-                <td style="padding:8px 0;color:#374151;">رسوم التنازل الأساسية</td>
+                <td style="padding:8px 0;color:#374151;font-weight:600;">رسوم التنازل الأساسية</td>
+                <td style="padding:8px 0;font-size:12px;color:#6B7280;"><?= e($waiver['waiver_fee_percentage'] ?? '30') ?>% x <?= money($waiver['membership_value_at_waiver'] ?? '0') ?></td>
                 <td style="padding:8px 0;font-weight:700;text-align:left;"><?= money($waiver['waiver_fee_amount'] ?? '0') ?></td>
             </tr>
-            <?php if (bccomp($waiver['excess_fee_amount'] ?? '0', '0', 2) > 0): ?>
+
+            <?php
+            $spouseFeeTotal = $waiver['spouse_fee_total'] ?? '0.00';
+            $childFeeTotal = $waiver['child_fee_total'] ?? '0.00';
+            $tempFeeTotal = $waiver['temporary_fee_total'] ?? '0.00';
+            $hasPerCategoryFees = bccomp(bcadd(bcadd($spouseFeeTotal, $childFeeTotal, 2), $tempFeeTotal, 2), '0', 2) > 0;
+            ?>
+
+            <?php if ($hasPerCategoryFees): ?>
+            <?php if (bccomp($spouseFeeTotal, '0', 2) > 0): ?>
+            <tr style="background:#FEF2F2;">
+                <td style="padding:8px 0;color:#DC2626;font-weight:600;">👩 رسوم زوجات إضافيات (<?= (int) ($waiver['excess_spouses_count'] ?? 0) ?>)</td>
+                <td style="padding:8px 0;font-size:12px;color:#7F1D1D;">
+                    <?= (int) ($waiver['excess_spouses_count'] ?? 0) ?> x
+                    <?php if (($waiver['spouse_fee_type'] ?? '') === 'percentage'): ?>
+                        <?= e($waiver['spouse_fee_rate'] ?? '0') ?>% من <?= money($waiver['membership_value_at_waiver'] ?? '0') ?>
+                    <?php else: ?>
+                        <?= money($waiver['spouse_fee_rate'] ?? '0') ?> (مبلغ ثابت)
+                    <?php endif; ?>
+                </td>
+                <td style="padding:8px 0;font-weight:700;color:#DC2626;text-align:left;"><?= money($spouseFeeTotal) ?></td>
+            </tr>
+            <?php endif; ?>
+
+            <?php if (bccomp($childFeeTotal, '0', 2) > 0): ?>
             <tr style="background:#FEF2F2;">
-                <td style="padding:8px 0;color:#DC2626;">رسوم تابعين إضافيين (<?= (int) ($waiver['excess_dependent_count'] ?? 0) ?> عضو × <?= e($waiver['excess_fee_percentage'] ?? '0') ?>%)</td>
+                <td style="padding:8px 0;color:#DC2626;font-weight:600;">👶 رسوم أبناء إضافيين (<?= (int) ($waiver['excess_children_count'] ?? 0) ?>)</td>
+                <td style="padding:8px 0;font-size:12px;color:#7F1D1D;">
+                    <?= (int) ($waiver['excess_children_count'] ?? 0) ?> x
+                    <?php if (($waiver['child_fee_type'] ?? '') === 'percentage'): ?>
+                        <?= e($waiver['child_fee_rate'] ?? '0') ?>% من <?= money($waiver['membership_value_at_waiver'] ?? '0') ?>
+                    <?php else: ?>
+                        <?= money($waiver['child_fee_rate'] ?? '0') ?> (مبلغ ثابت)
+                    <?php endif; ?>
+                </td>
+                <td style="padding:8px 0;font-weight:700;color:#DC2626;text-align:left;"><?= money($childFeeTotal) ?></td>
+            </tr>
+            <?php endif; ?>
+
+            <?php if (bccomp($tempFeeTotal, '0', 2) > 0): ?>
+            <tr style="background:#FEF2F2;">
+                <td style="padding:8px 0;color:#DC2626;font-weight:600;">👤 رسوم أعضاء مؤقتين إضافيين (<?= (int) ($waiver['excess_temporary_count'] ?? 0) ?>)</td>
+                <td style="padding:8px 0;font-size:12px;color:#7F1D1D;">
+                    <?= (int) ($waiver['excess_temporary_count'] ?? 0) ?> x
+                    <?php if (($waiver['temporary_fee_type'] ?? '') === 'percentage'): ?>
+                        <?= e($waiver['temporary_fee_rate'] ?? '0') ?>% من <?= money($waiver['membership_value_at_waiver'] ?? '0') ?>
+                    <?php else: ?>
+                        <?= money($waiver['temporary_fee_rate'] ?? '0') ?> (مبلغ ثابت)
+                    <?php endif; ?>
+                </td>
+                <td style="padding:8px 0;font-weight:700;color:#DC2626;text-align:left;"><?= money($tempFeeTotal) ?></td>
+            </tr>
+            <?php endif; ?>
+
+            <?php elseif (bccomp($waiver['excess_fee_amount'] ?? '0', '0', 2) > 0): ?>
+            <tr style="background:#FEF2F2;">
+                <td style="padding:8px 0;color:#DC2626;">رسوم تابعين إضافيين (<?= (int) ($waiver['excess_dependent_count'] ?? 0) ?> عضو x <?= e($waiver['excess_fee_percentage'] ?? '0') ?>%)</td>
+                <td style="padding:8px 0;"></td>
                 <td style="padding:8px 0;font-weight:700;color:#DC2626;text-align:left;"><?= money($waiver['excess_fee_amount']) ?></td>
             </tr>
             <?php endif; ?>
+
+            <?php
+            $totalExcess = $hasPerCategoryFees
+                ? bcadd(bcadd($spouseFeeTotal, $childFeeTotal, 2), $tempFeeTotal, 2)
+                : ($waiver['excess_fee_amount'] ?? '0.00');
+            $grandTotal = bcadd($waiver['waiver_fee_amount'] ?? '0', $totalExcess, 2);
+            ?>
             <tr style="border-top:2px solid #0D7377;">
-                <td style="padding:12px 0;font-weight:700;font-size:16px;">الإجمالي</td>
+                <td style="padding:12px 0;font-weight:700;font-size:16px;" colspan="2">الإجمالي النهائي (يدفعه المتنازل إليه / المشتري)</td>
                 <td style="padding:12px 0;font-weight:800;font-size:20px;color:#0D7377;text-align:left;">
-                    <?= money(bcadd($waiver['waiver_fee_amount'] ?? '0', $waiver['excess_fee_amount'] ?? '0', 2)) ?>
+                    <?= money($grandTotal) ?>
                 </td>
             </tr>
         </table>
@@ -140,63 +387,142 @@ $statusLabel = match($waiver['status']) { 'requested' => 'مقدم — في ان
 </div>
 <?php endif; ?>
 
-<!-- Payment Section -->
-<?php if (in_array($waiver['status'], ['requested', 'approved']) && bccomp(bcadd($waiver['waiver_fee_amount'] ?? '0', $waiver['excess_fee_amount'] ?? '0', 2), '0', 2) > 0 && can('payment.collect')): ?>
+<!-- SECTION 6: Send to Cashier (approved status, has target) -->
+<?php if ($waiver['status'] === 'approved' && $waiver['target_member_id'] && bccomp($grandTotal, '0', 2) > 0 && can('waiver.approve')): ?>
 <div class="card" style="padding:20px;margin-bottom:20px;background:#FFF7ED;border:2px solid #F59E0B;">
-    <h4 style="margin:0 0 15px;color:#D97706;">💰 دفع الرسوم</h4>
-    <form method="POST" action="/waivers/<?= (int) $waiver['id'] ?>/pay">
-        <?= csrf_field() ?>
-        <div style="display:flex;gap:10px;align-items:end;flex-wrap:wrap;">
-            <div class="form-group">
-                <label class="form-label">الإجمالي</label>
-                <input type="text" value="<?= money(bcadd($waiver['waiver_fee_amount'] ?? '0', $waiver['excess_fee_amount'] ?? '0', 2)) ?>" class="form-input" style="background:#F3F4F6;font-weight:700;font-size:18px;min-width:180px;" readonly>
+    <div style="display:flex;align-items:center;gap:10px;margin-bottom:12px;">
+        <span style="font-size:20px;">💰</span>
+        <h4 style="margin:0;color:#D97706;">إرسال طلب الدفع إلى الخزينة</h4>
     </div>
-            <div class="form-group">
-                <label class="form-label">طريقة الدفع</label>
-                <select name="payment_method" class="form-select"><option value="cash">نقدي</option><option value="visa">فيزا</option><option value="bank_transfer">تحويل بنكي</option></select>
-            </div>
-            <button type="submit" class="btn btn-primary" style="padding:10px 25px;" onclick="return confirm('تأكيد دفع <?= money(bcadd($waiver['waiver_fee_amount'] ?? '0', $waiver['excess_fee_amount'] ?? '0', 2)) ?>؟')">💰 دفع</button>
+    <p style="font-size:13px;color:#92400E;margin:0 0 12px;">سيتم إنشاء طلب دفع باسم <strong>المتنازل إليه (المشتري): <?= e($waiver['target_name'] ?? '') ?></strong> بإجمالي <strong><?= money($grandTotal) ?></strong></p>
+    <div style="padding:10px;background:#FFFBEB;border:1px solid #FDE68A;border-radius:6px;margin-bottom:12px;font-size:12px;color:#92400E;">
+        <strong>سيتضمن الإيصال:</strong> رسوم التنازل<?= $hasPerCategoryFees ? ' + رسوم التابعين الإضافيين لكل فئة' : '' ?> + اسم المتنازل والمتنازل إليه + رقم العضوية
     </div>
+    <form method="POST" action="/waivers/<?= (int) $waiver['id'] ?>/send-to-cashier" style="display:inline;">
+        <?= csrf_field() ?>
+        <button type="submit" class="btn btn-primary" style="background:#D97706;padding:10px 25px;" onclick="return confirm('إرسال طلب دفع <?= money($grandTotal) ?> باسم <?= e($waiver['target_name'] ?? '') ?> إلى الخزينة؟')">
+            💰 إرسال للخزينة باسم المتنازل إليه
+        </button>
     </form>
 </div>
 <?php endif; ?>
 
-<!-- Board Approval Section (with excess fee input) -->
+<!-- SECTION 7: Board Approval (with per-category fee inputs) -->
 <?php if ($waiver['status'] === 'requested' && can('waiver.approve')): ?>
 <div class="card" style="padding:20px;margin-bottom:20px;background:#EFF6FF;border:2px solid #3B82F6;">
     <h4 style="margin:0 0 15px;color:#1D4ED8;">🏛 اعتماد مجلس الأمناء</h4>
     <form method="POST" action="/waivers/<?= (int) $waiver['id'] ?>/approve" id="approve-form">
         <?= csrf_field() ?>
-        <div style="display:grid;grid-template-columns:1fr 1fr;gap:15px;margin-bottom:15px;">
-            <div class="form-group">
+
+        <div class="form-group" style="margin-bottom:15px;">
             <label class="form-label">مرجع قرار مجلس الأمناء</label>
             <input type="text" name="board_decision_reference" class="form-input" placeholder="مثال: قرار جلسة 2026/06/15">
         </div>
-            <?php if ($target_deps && $target_deps['total'] > (int) ($waiver['original_dependent_count'] ?? 0)): ?>
+
+        <?php if ($target_deps && $comparison && $comparison['has_excess']): ?>
+        <div style="padding:15px;background:#FEF2F2;border:1px solid #FECACA;border-radius:8px;margin-bottom:15px;">
+            <strong style="color:#DC2626;">⚠ يوجد تابعين زائدين — يجب تحديد الرسوم لكل فئة:</strong>
+            <p style="font-size:12px;color:#7F1D1D;margin:5px 0 0;">يمكن تحديد رسوم ثابتة (مبلغ لكل عنصر زائد) أو نسبة مئوية (من قيمة العضوية <?= money($waiver['membership_value_at_waiver'] ?? '0') ?> لكل عنصر زائد)</p>
+        </div>
+
+        <!-- Spouse Excess Fee -->
+        <?php if ($comparison['excess_spouses'] > 0): ?>
+        <div style="padding:15px;background:#fff;border:1px solid #E5E7EB;border-radius:8px;margin-bottom:12px;">
+            <div style="display:flex;align-items:center;gap:8px;margin-bottom:10px;">
+                <span style="font-size:18px;">👩</span>
+                <strong style="color:#374151;">رسوم الزوجات الإضافيات</strong>
+                <span style="background:#FEF2F2;color:#DC2626;padding:2px 8px;border-radius:4px;font-size:12px;font-weight:700;">+<?= $comparison['excess_spouses'] ?> زوجة زائدة</span>
+            </div>
+            <div style="display:grid;grid-template-columns:1fr 1fr;gap:12px;">
                 <div class="form-group">
-                <label class="form-label" style="color:#DC2626;">نسبة رسوم التابعين الزائدين (%) <span style="color:#DC2626;">*</span></label>
-                <input type="number" name="excess_fee_percentage" class="form-input" step="0.01" min="0" max="100" placeholder="مثال: 30" style="border-color:#DC2626;">
-                <small style="color:#DC2626;">
-                    يوجد <?= $target_deps['total'] - (int) $waiver['original_dependent_count'] ?> تابع زائد — النسبة × قيمة العضوية (<?= money($waiver['membership_value_at_waiver'] ?? '0') ?>) × عدد الزائدين
-                </small>
+                    <label class="form-label">نوع الرسوم <span style="color:#DC2626;">*</span></label>
+                    <select name="spouse_fee_type" class="form-select" required onchange="updateFeePreview('spouse')">
+                        <option value="">— اختر —</option>
+                        <option value="fixed">مبلغ ثابت لكل زوجة</option>
+                        <option value="percentage">نسبة من قيمة العضوية لكل زوجة</option>
+                    </select>
                 </div>
-            <?php else: ?>
                 <div class="form-group">
-                <label class="form-label">نسبة رسوم تابعين إضافية (%)</label>
-                <input type="number" name="excess_fee_percentage" class="form-input" step="0.01" min="0" max="100" placeholder="0 إذا لم يوجد زيادة">
-                <small style="color:#6B7280;">اتركه فارغاً إذا لم يوجد تابعين زائدين</small>
+                    <label class="form-label">القيمة <span style="color:#DC2626;">*</span></label>
+                    <input type="number" name="spouse_fee_rate" id="spouse_fee_rate" class="form-input" step="0.01" min="0" placeholder="المبلغ أو النسبة" required oninput="updateFeePreview('spouse')">
+                    <small style="color:#6B7280;" id="spouse_fee_hint"><?= $comparison['excess_spouses'] ?> زوجة x القيمة = ؟</small>
+                </div>
+            </div>
         </div>
         <?php endif; ?>
+
+        <!-- Child Excess Fee -->
+        <?php if ($comparison['excess_children'] > 0): ?>
+        <div style="padding:15px;background:#fff;border:1px solid #E5E7EB;border-radius:8px;margin-bottom:12px;">
+            <div style="display:flex;align-items:center;gap:8px;margin-bottom:10px;">
+                <span style="font-size:18px;">👶</span>
+                <strong style="color:#374151;">رسوم الأبناء الإضافيين</strong>
+                <span style="background:#FEF2F2;color:#DC2626;padding:2px 8px;border-radius:4px;font-size:12px;font-weight:700;">+<?= $comparison['excess_children'] ?> ابن زائد</span>
+            </div>
+            <div style="display:grid;grid-template-columns:1fr 1fr;gap:12px;">
+                <div class="form-group">
+                    <label class="form-label">نوع الرسوم <span style="color:#DC2626;">*</span></label>
+                    <select name="child_fee_type" class="form-select" required onchange="updateFeePreview('child')">
+                        <option value="">— اختر —</option>
+                        <option value="fixed">مبلغ ثابت لكل ابن</option>
+                        <option value="percentage">نسبة من قيمة العضوية لكل ابن</option>
+                    </select>
+                </div>
+                <div class="form-group">
+                    <label class="form-label">القيمة <span style="color:#DC2626;">*</span></label>
+                    <input type="number" name="child_fee_rate" id="child_fee_rate" class="form-input" step="0.01" min="0" placeholder="المبلغ أو النسبة" required oninput="updateFeePreview('child')">
+                    <small style="color:#6B7280;" id="child_fee_hint"><?= $comparison['excess_children'] ?> ابن x القيمة = ؟</small>
+                </div>
+            </div>
+        </div>
+        <?php endif; ?>
+
+        <!-- Temporary Excess Fee -->
+        <?php if ($comparison['excess_temporary'] > 0): ?>
+        <div style="padding:15px;background:#fff;border:1px solid #E5E7EB;border-radius:8px;margin-bottom:12px;">
+            <div style="display:flex;align-items:center;gap:8px;margin-bottom:10px;">
+                <span style="font-size:18px;">👤</span>
+                <strong style="color:#374151;">رسوم الأعضاء المؤقتين الإضافيين</strong>
+                <span style="background:#FEF2F2;color:#DC2626;padding:2px 8px;border-radius:4px;font-size:12px;font-weight:700;">+<?= $comparison['excess_temporary'] ?> مؤقت زائد</span>
+            </div>
+            <div style="display:grid;grid-template-columns:1fr 1fr;gap:12px;">
+                <div class="form-group">
+                    <label class="form-label">نوع الرسوم <span style="color:#DC2626;">*</span></label>
+                    <select name="temporary_fee_type" class="form-select" required onchange="updateFeePreview('temporary')">
+                        <option value="">— اختر —</option>
+                        <option value="fixed">مبلغ ثابت لكل مؤقت</option>
+                        <option value="percentage">نسبة من قيمة العضوية لكل مؤقت</option>
+                    </select>
+                </div>
+                <div class="form-group">
+                    <label class="form-label">القيمة <span style="color:#DC2626;">*</span></label>
+                    <input type="number" name="temporary_fee_rate" id="temporary_fee_rate" class="form-input" step="0.01" min="0" placeholder="المبلغ أو النسبة" required oninput="updateFeePreview('temporary')">
+                    <small style="color:#6B7280;" id="temporary_fee_hint"><?= $comparison['excess_temporary'] ?> مؤقت x القيمة = ؟</small>
                 </div>
+            </div>
+        </div>
+        <?php endif; ?>
+
+        <!-- Fee Preview -->
+        <div id="fee-preview" style="padding:12px;background:#F0FDF4;border:1px solid #BBF7D0;border-radius:8px;margin-bottom:15px;display:none;">
+            <strong style="color:#166534;">📊 معاينة الرسوم الإضافية:</strong>
+            <div id="fee-preview-content" style="margin-top:8px;font-size:13px;color:#166534;"></div>
+        </div>
+        <?php else: ?>
+        <div style="padding:12px;background:#F0FDF4;border:1px solid #BBF7D0;border-radius:8px;margin-bottom:15px;">
+            <span style="color:#059669;font-weight:600;">✅ لا يوجد تابعين زائدين — لا تُفرض رسوم إضافية</span>
+        </div>
+        <?php endif; ?>
+
         <div style="display:flex;gap:10px;">
             <button type="submit" class="btn btn-primary" onclick="return confirm('اعتماد طلب التنازل؟')">✅ اعتماد</button>
-            <button type="button" class="btn btn-outline" style="color:#DC2626;" onclick="document.getElementById('reject-modal').style.display='block'">❌ رفض</button>
+            <button type="button" class="btn btn-outline" style="color:#DC2626;" onclick="document.getElementById('reject-modal').style.display='flex'">❌ رفض</button>
         </div>
     </form>
 </div>
 
 <!-- Reject modal -->
-<div id="reject-modal" style="display:none;position:fixed;inset:0;background:rgba(0,0,0,0.5);z-index:1000;display:none;align-items:center;justify-content:center;">
+<div id="reject-modal" style="display:none;position:fixed;inset:0;background:rgba(0,0,0,0.5);z-index:1000;align-items:center;justify-content:center;">
     <div style="background:#fff;padding:30px;border-radius:12px;max-width:450px;width:90%;">
         <h4 style="margin:0 0 15px;color:#DC2626;">❌ رفض طلب التنازل</h4>
         <form method="POST" action="/waivers/<?= (int) $waiver['id'] ?>/reject">
@@ -212,12 +538,87 @@ $statusLabel = match($waiver['status']) { 'requested' => 'مقدم — في ان
         </form>
     </div>
 </div>
+
+<?php if ($target_deps && $comparison && $comparison['has_excess']): ?>
+<script>
+var membershipValue = <?= (float) ($waiver['membership_value_at_waiver'] ?? 0) ?>;
+var excessCounts = {spouse: <?= $comparison['excess_spouses'] ?>, child: <?= $comparison['excess_children'] ?>, temporary: <?= $comparison['excess_temporary'] ?>};
+
+function updateFeePreview(category) {
+    var typeEl = document.querySelector('[name="' + category + '_fee_type"]');
+    var rateEl = document.getElementById(category + '_fee_rate');
+    var hintEl = document.getElementById(category + '_fee_hint');
+    if (!typeEl || !rateEl || !hintEl) return;
+
+    var type = typeEl.value;
+    var rate = parseFloat(rateEl.value) || 0;
+    var count = excessCounts[category] || 0;
+    var perUnit = 0;
+
+    if (type === 'percentage') {
+        perUnit = (membershipValue * rate / 100);
+        hintEl.textContent = count + ' x (' + rate + '% x ' + membershipValue.toLocaleString() + ') = ' + (perUnit * count).toLocaleString() + ' ج.م';
+    } else if (type === 'fixed') {
+        perUnit = rate;
+        hintEl.textContent = count + ' x ' + rate.toLocaleString() + ' = ' + (rate * count).toLocaleString() + ' ج.م';
+    } else {
+        hintEl.textContent = count + ' عضو x القيمة = ؟';
+    }
+
+    updateTotalPreview();
+}
+
+function updateTotalPreview() {
+    var preview = document.getElementById('fee-preview');
+    var content = document.getElementById('fee-preview-content');
+    var lines = [];
+    var total = 0;
+    var categories = [
+        {key: 'spouse', label: '👩 زوجات', count: excessCounts.spouse},
+        {key: 'child', label: '👶 أبناء', count: excessCounts.child},
+        {key: 'temporary', label: '👤 مؤقتين', count: excessCounts.temporary}
+    ];
+
+    categories.forEach(function(cat) {
+        if (cat.count <= 0) return;
+        var typeEl = document.querySelector('[name="' + cat.key + '_fee_type"]');
+        var rateEl = document.getElementById(cat.key + '_fee_rate');
+        if (!typeEl || !rateEl) return;
+        var type = typeEl.value;
+        var rate = parseFloat(rateEl.value) || 0;
+        if (!type || !rate) return;
+
+        var perUnit = type === 'percentage' ? (membershipValue * rate / 100) : rate;
+        var catTotal = perUnit * cat.count;
+        total += catTotal;
+        lines.push(cat.label + ': ' + cat.count + ' x ' + perUnit.toLocaleString() + ' = <strong>' + catTotal.toLocaleString() + ' ج.م</strong>');
+    });
+
+    if (lines.length > 0) {
+        lines.push('<hr style="margin:6px 0;border:none;border-top:1px dashed #BBF7D0;">');
+        lines.push('<strong>إجمالي الرسوم الإضافية: ' + total.toLocaleString() + ' ج.م</strong>');
+        lines.push('<strong>+ رسوم التنازل الأساسية: <?= $waiver['waiver_fee_amount'] ?? '0' ?> ج.م</strong>');
+        lines.push('<strong style="font-size:15px;color:#0D7377;">= الإجمالي النهائي: ' + (total + <?= (float) ($waiver['waiver_fee_amount'] ?? 0) ?>).toLocaleString() + ' ج.م</strong>');
+        content.innerHTML = lines.join('<br>');
+        preview.style.display = 'block';
+    } else {
+        preview.style.display = 'none';
+    }
+}
+</script>
+<?php endif; ?>
 <?php endif; ?>
 
-<!-- Complete Section -->
-<?php if (in_array($waiver['status'], ['approved', 'fee_paid']) && can('waiver.approve')): ?>
+<!-- SECTION 8: Complete (fee_paid status) -->
+<?php if ($waiver['status'] === 'fee_paid' && can('waiver.approve')): ?>
 <div class="card" style="padding:20px;margin-bottom:20px;background:#ECFDF5;border:2px solid #059669;">
-    <h4 style="margin:0 0 15px;color:#059669;">✅ إتمام التنازل ونقل العضوية</h4>
+    <div style="display:flex;align-items:center;gap:10px;margin-bottom:12px;">
+        <span style="font-size:22px;">🟢</span>
+        <div>
+            <h4 style="margin:0;color:#059669;">جاهز لاعتماد طلب التنازل</h4>
+            <p style="margin:4px 0 0;font-size:12px;color:#166534;">جميع الشروط مستوفاة: الاعتماد ✓ الدفع ✓ عدم وجود مديونيات ✓</p>
+        </div>
+    </div>
     <form method="POST" action="/waivers/<?= (int) $waiver['id'] ?>/complete" id="complete-form">
         <?= csrf_field() ?>
         <?php if (!$waiver['target_member_id']): ?>
@@ -246,7 +647,7 @@ $statusLabel = match($waiver['status']) { 'requested' => 'مقدم — في ان
         <?php endif; ?>
         <input type="hidden" name="target_member_id" id="target-member-id" value="<?= (int) ($waiver['target_member_id'] ?? 0) ?>">
         <div style="display:flex;gap:10px;align-items:center;">
-            <button type="submit" class="btn btn-primary" onclick="return validateComplete()">✅ إتمام التنازل ونقل العضوية</button>
+            <button type="submit" class="btn btn-primary" style="padding:12px 30px;font-size:15px;" onclick="return validateComplete()">✅ إتمام التنازل ونقل العضوية</button>
             <?php if (!$waiver['target_member_id']): ?>
             <span style="font-size:12px;color:#6B7280;">أو <a href="/members/create" target="_blank" style="color:#0D7377;">أنشئ عضو جديد</a> ثم ارجع هنا</span>
             <?php endif; ?>
@@ -255,11 +656,18 @@ $statusLabel = match($waiver['status']) { 'requested' => 'مقدم — في ان
 </div>
 <?php endif; ?>
 
+<!-- Complete for approved (still needs payment) -->
+<?php if ($waiver['status'] === 'approved' && can('waiver.approve')): ?>
+<div style="padding:12px 16px;background:#FEF3C7;border:1px solid #FDE68A;border-radius:8px;margin-bottom:20px;font-size:13px;color:#92400E;">
+    ⏳ لإتمام التنازل: يجب أولاً إرسال طلب الدفع للخزينة وسداد الرسوم، ثم يصبح الطلب جاهزاً لنقل العضوية.
+</div>
+<?php endif; ?>
+
 <div style="margin-top:20px;">
     <a href="/waivers" class="btn btn-outline">← رجوع للقائمة</a>
 </div>
 
-<?php if (in_array($waiver['status'], ['approved', 'fee_paid']) || (!$waiver['target_member_id'] && $waiver['status'] === 'requested')): ?>
+<?php if ($waiver['status'] === 'fee_paid' || (!$waiver['target_member_id'] && $waiver['status'] === 'requested')): ?>
 <script>
 (function() {
     var searchInput = document.getElementById('target-search');

config/api.php

@@ -14,6 +14,12 @@ return [
     'token' => [
         'ttl_hours' => (int) env('API_TOKEN_TTL_HOURS', 720),
         'max_per_employee' => 5,
+        'player_ttl_hours' => (int) env('API_PLAYER_TOKEN_TTL_HOURS', 2160),
+        'max_per_player' => 5,
+        'parent_ttl_hours' => (int) env('API_PARENT_TOKEN_TTL_HOURS', 2160),
+        'max_per_parent' => 5,
+        'coach_ttl_hours' => (int) env('API_COACH_TOKEN_TTL_HOURS', 2160),
+        'max_per_coach' => 5,
     ],
 
     'rate_limit' => [

database/migrations/Phase_94_003_alter_waiver_requests_add_per_category_fees.php

+<?php
+declare(strict_types=1);
+
+return [
+    'up' => "
+ALTER TABLE waiver_requests
+    ADD COLUMN original_spouses_count INT UNSIGNED NOT NULL DEFAULT 0 AFTER original_dependent_count,
+    ADD COLUMN original_children_count INT UNSIGNED NOT NULL DEFAULT 0 AFTER original_spouses_count,
+    ADD COLUMN original_temporary_count INT UNSIGNED NOT NULL DEFAULT 0 AFTER original_children_count,
+    ADD COLUMN new_spouses_count INT UNSIGNED NULL AFTER new_dependent_count,
+    ADD COLUMN new_children_count INT UNSIGNED NULL AFTER new_spouses_count,
+    ADD COLUMN new_temporary_count INT UNSIGNED NULL AFTER new_children_count,
+    ADD COLUMN excess_spouses_count INT UNSIGNED NOT NULL DEFAULT 0 AFTER excess_dependent_count,
+    ADD COLUMN excess_children_count INT UNSIGNED NOT NULL DEFAULT 0 AFTER excess_spouses_count,
+    ADD COLUMN excess_temporary_count INT UNSIGNED NOT NULL DEFAULT 0 AFTER excess_children_count,
+    ADD COLUMN spouse_fee_type ENUM('fixed','percentage') NULL AFTER excess_fee_amount,
+    ADD COLUMN spouse_fee_rate DECIMAL(15,2) NULL AFTER spouse_fee_type,
+    ADD COLUMN spouse_fee_total DECIMAL(15,2) NOT NULL DEFAULT 0.00 AFTER spouse_fee_rate,
+    ADD COLUMN child_fee_type ENUM('fixed','percentage') NULL AFTER spouse_fee_total,
+    ADD COLUMN child_fee_rate DECIMAL(15,2) NULL AFTER child_fee_type,
+    ADD COLUMN child_fee_total DECIMAL(15,2) NOT NULL DEFAULT 0.00 AFTER child_fee_rate,
+    ADD COLUMN temporary_fee_type ENUM('fixed','percentage') NULL AFTER child_fee_total,
+    ADD COLUMN temporary_fee_rate DECIMAL(15,2) NULL AFTER temporary_fee_type,
+    ADD COLUMN temporary_fee_total DECIMAL(15,2) NOT NULL DEFAULT 0.00 AFTER temporary_fee_rate,
+    ADD COLUMN target_debts_cleared TINYINT(1) NOT NULL DEFAULT 0 AFTER debts_cleared;
+",
+    'down' => "
+ALTER TABLE waiver_requests
+    DROP COLUMN original_spouses_count,
+    DROP COLUMN original_children_count,
+    DROP COLUMN original_temporary_count,
+    DROP COLUMN new_spouses_count,
+    DROP COLUMN new_children_count,
+    DROP COLUMN new_temporary_count,
+    DROP COLUMN excess_spouses_count,
+    DROP COLUMN excess_children_count,
+    DROP COLUMN excess_temporary_count,
+    DROP COLUMN spouse_fee_type,
+    DROP COLUMN spouse_fee_rate,
+    DROP COLUMN spouse_fee_total,
+    DROP COLUMN child_fee_type,
+    DROP COLUMN child_fee_rate,
+    DROP COLUMN child_fee_total,
+    DROP COLUMN temporary_fee_type,
+    DROP COLUMN temporary_fee_rate,
+    DROP COLUMN temporary_fee_total,
+    DROP COLUMN target_debts_cleared;
+",
+];

docs/architecture-maps/DEPENDENCY-GRAPH.md

@@ -876,3 +876,63 @@ WHERE member_id = ? AND payment_type = ?
 | Tables shared across modules | 15+ |
 | Direct member-status writers (bypassing Members) | 6 |
 | Missing cron enforcement | 5 |
+
+---
+
+## 10. Mobile API Layer (Added 2026-06-13)
+
+### 10.1 Mobile API Module Dependencies
+
+| Module | Role | Auth Middleware | Endpoints |
+|--------|------|----------------|-----------|
+| **PlayerAuth** | Player token lifecycle | (none — issues tokens) | 5 |
+| **PlayerApi** | Player mobile features | player_auth | 40 |
+| **ParentAuth** | Parent token lifecycle | (none — issues tokens) | 5 |
+| **ParentApi** | Parent mobile features | parent_auth | 16 |
+| **TrainerPortal** | Coach mobile features | coach_auth | 27 |
+| **Api** | Health/config (shared) | (none) | 2 |
+
+### 10.2 Shared Mobile Infrastructure
+
+| Component | Path | Used By |
+|-----------|------|---------|
+| PushNotificationService | app/Shared/Services/ | PlayerApi, ParentApi, TrainerPortal |
+| ApiErrorCodes | app/Core/ | All auth middlewares, all API controllers |
+| ApiController base | app/Core/ | All API controllers |
+| RateLimitMiddleware | app/Middleware/ | Available to all API routes |
+
+### 10.3 Mobile Auth Token Tables
+
+| Table | Entity | Middleware Class |
+|-------|--------|-----------------|
+| player_tokens | players | PlayerApiAuthMiddleware |
+| coach_tokens | coaches | CoachApiAuthMiddleware |
+| parent_tokens | parent_accounts | ParentApiAuthMiddleware |
+
+### 10.4 Mobile Event → Push Notification Flow
+
+| Event | Player Notification | Parent Notification | Coach Notification |
+|-------|--------------------|--------------------|-------------------|
+| player.enrolled | ✓ | ✓ | — |
+| player.evaluation_completed | ✓ | ✓ | — |
+| player.medical_expiring | ✓ | ✓ | — |
+| facility.attendance_absent | ✓ | ✓ | — |
+| player.booking_confirmed | ✓ | — | — |
+| player.booking_cancelled | ✓ | — | — |
+| player.transfer_result | ✓ | — | — |
+| player.free_time_entry | ✓ | — | — |
+
+### 10.5 Data Access by Mobile Audience
+
+| Data Domain | Player API | Parent API | Coach API |
+|-------------|-----------|------------|-----------|
+| Player profile | Own only | Linked children | Group players |
+| Attendance | Own history | Child (if can_view_attendance) | Mark + view session |
+| Evaluations | Own | Child (if can_view_evaluations) | Submit + view own |
+| Medical | Submit own | Child (if can_view_medical) | View group players' status |
+| Financials | Own | Child (if can_view_financials) | — |
+| Achievements | Own | Child | — |
+| Notifications | Own feed | Own feed | Own feed |
+| Bookings | CRUD own | — | — |
+| Schedule | — | — | Own weekly/sessions |
+| Groups | Browse/enroll | View child's | Own groups + roster |

docs/architecture-maps/Subscriptions.md

 # Subscriptions Module — Architecture Map
 
-> **Last updated:** 2026-06-10 (updated)
+> **Last updated:** 2026-06-13 (dev fee included in paid_amount for all payment paths)
 > **Status:** Living document — incrementally updated as new information is discovered
 
 ---
@@ -9,7 +9,8 @@
 
 The Subscriptions module manages **annual membership subscription fees** for the club. It handles:
 - Batch generation of yearly subscription records for all active members and their dependents
-- Individual subscription payment collection
+- Individual subscription payment collection (FIFO: oldest year must be fully paid before newer years)
+- On-demand fine recalculation per member (triggered on page load via `OverdueFineApplicator::applyForMember()`)
 - Overdue detection and late fine calculation (progressive penalties)
 - Subscription exemptions (with reason tracking)
 - Membership drop enforcement (5+ consecutive unpaid years)
@@ -37,11 +38,11 @@ app/Modules/Subscriptions/
 ├── Services/
 │   ├── SubscriptionGenerator.php             # Batch generation for a financial year
 │   ├── SubscriptionCalculator.php            # Late fine calculation + reinstatement check
-│   └── OverdueFineApplicator.php             # Cron: apply fines, drop members, expire reinstatements
+│   └── OverdueFineApplicator.php             # Cron: apply fines + on-demand per-member fine calc
 └── Views/
     ├── index.php                             # Paginated list with filters (year, status, person_type)
     ├── batch-generate.php                    # Admin form to trigger batch generation
-    └── member-subscriptions.php              # Per-member subscription history + unpaid summary
+    └── member-subscriptions.php              # Year-grouped display with FIFO, fine breakdowns, totals
 ```
 
 ---
@@ -61,8 +62,8 @@ app/Modules/Subscriptions/
 | base_amount | decimal(15,2) | NO | | 0.00 | Rate without dev fee |
 | development_fee | decimal(15,2) | NO | | 0.00 | Only for member type (35 EGP) |
 | discount_amount | decimal(15,2) | NO | | 0.00 | Any applied discount |
-| total_amount | decimal(15,2) | NO | | 0.00 | base + dev_fee - discount |
-| paid_amount | decimal(15,2) | NO | | 0.00 | Amount paid so far |
+| total_amount | decimal(15,2) | NO | | 0.00 | base - discount (dev fee separate) |
+| paid_amount | decimal(15,2) | NO | | 0.00 | When fully paid: total + fine + dev_fee (member row) |
 | fine_amount | decimal(15,2) | NO | | 0.00 | Late payment fine |
 | status | varchar(50) | NO | MUL | pending | pending/paid/overdue/exempt |
 | paid_at | timestamp | YES | | | When fully paid |
@@ -125,28 +126,53 @@ app/Modules/Subscriptions/
 guarded). Re-running batch generation on the same FY would create duplicate subscription rows for dependents.
 Each dependent now checks for an existing row before inserting.
 
-### 5.2 Subscription Payment
+### 5.2 Subscription Payment (with FIFO enforcement)
 
 ```
 1. POST /subscriptions/{id}/pay
-2. Calculate remaining: total_amount + fine_amount - paid_amount
-3. Call PaymentService::processPayment() with:
+2. FIFO CHECK: query for any subscription with older financial_year still pending/overdue
+   - If found: reject with error "يجب سداد اشتراكات السنة الأقدم أولاً"
+   - financial_year format 'YYYY/YYYY' sorts lexicographically correctly
+3. Calculate remaining: total_amount + fine_amount - paid_amount
+4. Call PaymentService::processPayment() with:
    - payment_type = 'annual_subscription'
    - related_entity_type = 'subscriptions'
-4. Update subscription: status='paid', paid_at, payment_id
-5. Dispatch: subscription.paid event
+5. Update subscription: status='paid', paid_at, payment_id
+6. Dispatch: subscription.paid event
 ```
 
+**Added 2026-06-12:** FIFO enforcement ensures the oldest unpaid year is paid first.
+Business rule: "العضوية بتتجدد بكل محتوياتها" — all people in a year must be cleared before newer years.
+
+**Fixed 2026-06-13:** Dev fee (35 EGP, member row only) is now included in paid_amount when marking as paid.
+Formula: `paid_amount = total_amount + fine_amount + development_fee`. The `payYear()` method adds dev_fee
+to the member row only (not spouse/child rows). View calculates remaining as
+`(total_amount + fine + dev_fee) - paid_amount`, so paid rows correctly show 0 remaining.
+
+### 5.2b On-Demand Fine Recalculation (OverdueFineApplicator::applyForMember)
+
+```
+1. Called on page load of /members/{id}/subscriptions (not via cron)
+2. SubscriptionCalculator::calculateLateFine() computes fines for this member
+3. For each year detail (skipping grace period): UPDATE fine_amount + status='overdue'
+4. Returns full calculation array (avoids double-calculating)
+5. Idempotent: safe to call multiple times (same inputs = same output)
+```
+
+**Added 2026-06-12:** Ensures fines are always current when the page is viewed, regardless of cron timing.
+
 ### 5.3 Overdue Fine Application (OverdueFineJob — cron, runs from October)
 
 ```
-1. Mark all unpaid subscriptions with paid_amount=0 as status='overdue'
-2. For each member with overdue subscriptions:
-   a. SubscriptionCalculator::calculateLateFine() computes progressive fines
-   b. Update fine_amount on each overdue subscription record
-3. Drop members with 5+ consecutive unpaid years:
-   - Update member status to 'dropped'
-   - Dispatch: member.dropped event
+1. Mark unpaid subscriptions (financial_year < current FY) as status='overdue'
+   (respects grace period — current FY subscriptions stay 'pending')
+2. Delegates to OverdueFineApplicator::run() which:
+   a. For each active member with past-due subscriptions:
+      - SubscriptionCalculator::calculateLateFine() computes progressive fines
+      - distributeFineForYear() proportionally splits fine across subscription rows
+   b. Drops members with 5 CONSECUTIVE unpaid years (not just any 5 years)
+3. Calls OverdueFineApplicator::expireReinstatements():
+   - Members dropped > REINSTATEMENT_WINDOW months ago → status='permanently_dropped'
 ```
 
 ### 5.4 Late Fine Calculation Logic (SubscriptionCalculator)
@@ -249,7 +275,7 @@ the correct values idempotently via ON DUPLICATE KEY UPDATE.
 | SubscriptionGeneratorJob | cron/jobs/SubscriptionGeneratorJob.php | July 1-7 only | Auto-generates subscriptions for new FY |
 | OverdueFineJob | cron/jobs/OverdueFineJob.php | October onwards (month >= 10) | Marks overdue, applies fines, drops members |
 
-**Note:** Both `OverdueFineJob` (cron) and `OverdueFineApplicator` (service class) exist with overlapping logic. The cron job is the active one; the service class provides the same logic callable from controller context.
+**Note:** `OverdueFineJob` now delegates entirely to `OverdueFineApplicator::run()` for fine/drop logic. The cron job only handles marking subscriptions as overdue; all calculation and distribution is in the service class. No duplicate logic exists.
 
 ---
 
@@ -300,24 +326,25 @@ Financial year runs July to June:
 
 ### 13.2 Fine Calculation Consistency
 - Fine is calculated on `total_amount` (full subscription), not remaining unpaid
-- Two implementations exist: `OverdueFineJob` (cron) and `OverdueFineApplicator` (service)
-- Both use `SubscriptionCalculator::calculateLateFine()` but the cron job has its own fine update logic
+- Single implementation: `OverdueFineApplicator` (service) used by both cron and controller
+- Uses `SubscriptionCalculator::calculateLateFine()` then `distributeFineForYear()` for proportional split
 - If rules change mid-year, previously applied fines are not retroactively recalculated
 
 ### 13.3 Member Drop (Destructive)
 - Dropping a member for non-payment is **irreversible after reinstatement window**
 - Drop event triggers accounting write-offs
 - No confirmation UI — happens automatically in cron
-- The 5-year count uses `COUNT(DISTINCT financial_year)` not consecutive check in cron job
+- Drop check verifies 5 CONSECUTIVE unpaid years (not just count >= 5)
 
 ### 13.4 Payment Amount Calculation
 - `pay()` calculates remaining as: `total_amount + fine_amount - paid_amount`
 - If fine_amount changes between page load and payment submission, amount may be stale
 - No partial payment support — always pays full remaining
 
-### 13.5 Dual Cron Logic
-- `OverdueFineJob` (active cron) and `OverdueFineApplicator` (service class) have similar but not identical logic
-- The cron job marks ALL unpaid as overdue regardless of grace period
+### 13.5 Cron Job Behavior
+- `OverdueFineJob` only marks subscriptions overdue when `financial_year < currentFY` (respects grace)
+- All fine logic is in `OverdueFineApplicator` (single source of truth)
+- Reinstatement expiry runs every cron cycle
 - The service class respects the grace period via `SubscriptionCalculator`
 - Risk of inconsistent behavior depending on which path executes
 

docs/architecture-maps/Waiver.md

 # Waiver Module — Architecture Map
 
-> **Last updated:** 2026-06-22 (comprehensive bylaws compliance rewrite)
+> **Last updated:** 2026-06-26 (Round 2: comprehensive debt check with per-person details, children age/DOB display, payment in target's name, send-to-cashier flow, status indicators)
 > **Status:** Living document — incrementally updated as new information is discovered
 
 ---
@@ -28,7 +28,7 @@ It does **NOT** directly manage:
 ```
 app/Modules/Waiver/
 ├── bootstrap.php                          # Minimal — no permissions (reuses Transfers bootstrap)
-├── Routes.php                             # Web routes (8 routes)
+├── Routes.php                             # Web routes (9 routes, incl. send-to-cashier)
 ├── Controllers/
 │   └── WaiverController.php              # Main controller (index, CRUD, approval, payment, completion)
 ├── Models/
@@ -45,7 +45,7 @@ app/Modules/Waiver/
 
 ## 3. Database Schema (Production — Source of Truth)
 
-### 3.1 `waiver_requests` Table (18 rows as of 2026-06-22)
+### 3.1 `waiver_requests` Table (18 rows as of 2026-06-23)
 
 | Column | Type | Nullable | Key | Default | Notes |
 |--------|------|----------|-----|---------|-------|
@@ -57,16 +57,35 @@ app/Modules/Waiver/
 | waiver_fee_percentage | decimal(5,2) | NO | | 30.00 | Fee percentage (from WAIVER_FEE rule) |
 | waiver_fee_amount | decimal(15,2) | NO | | | Calculated: percentage * membership_value |
 | original_dependent_count | int unsigned | NO | | 0 | Total dependents at time of waiver |
-| new_dependent_count | int unsigned | YES | | | Target member's dependent count (at completion) |
-| excess_dependent_count | int unsigned | NO | | 0 | How many dependents exceed the original count |
-| excess_fee_percentage | decimal(5,2) | YES | | NULL | Board-determined % for excess dependents |
-| excess_fee_amount | decimal(15,2) | NO | | 0.00 | = excess_fee_pct × membership_value × excess_count |
+| **original_spouses_count** | int unsigned | NO | | 0 | Spouses at time of waiver (per-category) |
+| **original_children_count** | int unsigned | NO | | 0 | Children at time of waiver (per-category) |
+| **original_temporary_count** | int unsigned | NO | | 0 | Temp members at time of waiver (per-category) |
+| new_dependent_count | int unsigned | YES | | | Target member's total dependent count (at completion) |
+| **new_spouses_count** | int unsigned | YES | | | Target spouses at completion |
+| **new_children_count** | int unsigned | YES | | | Target children at completion |
+| **new_temporary_count** | int unsigned | YES | | | Target temp members at completion |
+| excess_dependent_count | int unsigned | NO | | 0 | Total excess dependents |
+| **excess_spouses_count** | int unsigned | NO | | 0 | Excess spouses (target - original) |
+| **excess_children_count** | int unsigned | NO | | 0 | Excess children (target - original) |
+| **excess_temporary_count** | int unsigned | NO | | 0 | Excess temp members (target - original) |
+| excess_fee_percentage | decimal(5,2) | YES | | NULL | Legacy: single % (superseded by per-category) |
+| excess_fee_amount | decimal(15,2) | NO | | 0.00 | Total excess fee (sum of per-category) |
+| **spouse_fee_type** | enum('fixed','percentage') | YES | | NULL | Board-set: fixed amount or % of value |
+| **spouse_fee_rate** | decimal(15,2) | YES | | NULL | Rate per excess spouse |
+| **spouse_fee_total** | decimal(15,2) | NO | | 0.00 | = rate × excess_spouses_count |
+| **child_fee_type** | enum('fixed','percentage') | YES | | NULL | Board-set: fixed amount or % of value |
+| **child_fee_rate** | decimal(15,2) | YES | | NULL | Rate per excess child |
+| **child_fee_total** | decimal(15,2) | NO | | 0.00 | = rate × excess_children_count |
+| **temporary_fee_type** | enum('fixed','percentage') | YES | | NULL | Board-set: fixed amount or % of value |
+| **temporary_fee_rate** | decimal(15,2) | YES | | NULL | Rate per excess temp member |
+| **temporary_fee_total** | decimal(15,2) | NO | | 0.00 | = rate × excess_temporary_count |
 | board_approval_required | tinyint(1) | NO | | 1 | Always requires board approval |
 | board_decision_reference | varchar(100) | YES | | | Board decision document reference |
 | approved_by | bigint unsigned | YES | | | FK to employees |
 | approved_at | timestamp | YES | | | |
 | annual_renewal_paid | tinyint(1) | NO | | 0 | Flag: annual renewal has been paid |
-| debts_cleared | tinyint(1) | NO | | 0 | Flag: all financial debts verified clear |
+| debts_cleared | tinyint(1) | NO | | 0 | Flag: source member debts verified clear |
+| **target_debts_cleared** | tinyint(1) | NO | | 0 | Flag: target member debts verified clear |
 | waiver_request_doc_path | varchar(500) | YES | | NULL | Uploaded waiver request form document |
 | target_form_doc_path | varchar(500) | YES | | NULL | Uploaded target member form document |
 | archive_snapshot_id | bigint unsigned | YES | MUL | | FK to archive_snapshots |
@@ -81,6 +100,8 @@ app/Modules/Waiver/
 **Current data distribution (status):**
 - completed: 2, requested: 7, approved: 1, fee_paid: 8
 
+**Migration:** Phase_94_003_alter_waiver_requests_add_per_category_fees (batch 62)
+
 ---
 
 ## 4. Waiver Status Lifecycle
@@ -166,7 +187,7 @@ requested → approved → fee_paid → completed
      - All historical data preserved (no hard deletes)
 ```
 
-### 5.2 Fee Calculation
+### 5.2 Fee Calculation (Per-Category — 2026-06-23)
 
 ```
 BASIC Waiver Fee = WAIVER_FEE percentage × CURRENT membership value (from pricing_configs)
@@ -174,34 +195,63 @@ BASIC Waiver Fee = WAIVER_FEE percentage × CURRENT membership value (from prici
 Default: 30% × current_price_for(branch_id, qualification_id, membership_type)
 Example: 30% × 150,000 = 45,000 EGP
 
-EXCESS Dependent Fee (if target has more dependents than source):
-  excess_count = target_dependents - original_dependent_count
-  excess_fee = (board_percentage / 100) × membership_value × excess_count
-  Example: 2 excess × 30% × 150,000 = 90,000 EGP
+Falls back to stored membership_value only if no matching pricing_configs row exists.
+
+EXCESS Dependent Fee (PER-CATEGORY — independent comparison for each):
+  Comparison is done independently for each category:
+  - excess_spouses = max(0, target_spouses - original_spouses)
+  - excess_children = max(0, target_children - original_children)
+  - excess_temporary = max(0, target_temporary - original_temporary)
 
-TOTAL = waiver_fee + excess_fee
-Example: 45,000 + 90,000 = 135,000 EGP
+  Each category can have a different fee type and rate (set by Board of Trustees):
+  - Type: 'fixed' = flat amount per excess dependent
+  - Type: 'percentage' = % of membership_value per excess dependent
+
+  Per-Category Fee Formulas:
+  - spouse_fee_total = excess_spouses × (spouse_fee_rate if fixed, OR spouse_fee_rate% × membership_value)
+  - child_fee_total = excess_children × (child_fee_rate if fixed, OR child_fee_rate% × membership_value)
+  - temporary_fee_total = excess_temporary × (temporary_fee_rate if fixed, OR temporary_fee_rate% × membership_value)
+
+  Example (mixed fee types):
+  - 1 excess spouse × 30% × 150,000 = 45,000 EGP (percentage)
+  - 2 excess children × 10,000 = 20,000 EGP (fixed)
+  - 1 excess temp × 25% × 150,000 = 37,500 EGP (percentage)
+  - Total excess: 102,500 EGP
+
+TOTAL = waiver_fee + spouse_fee_total + child_fee_total + temporary_fee_total
+Example: 45,000 + 45,000 + 20,000 + 37,500 = 147,500 EGP
 
-Falls back to stored membership_value only if no matching pricing_configs row exists.
 No additional form fee or annual subscription (unlike Transfers/Death/Divorce).
 ```
 
-### 5.3 Eligibility & Validation (Bylaws)
+### 5.3 Eligibility & Validation (Bylaws — Updated 2026-06-23)
 
 ```
 PRE-REQUISITES (enforced in create + store):
 1. Member must exist and not be archived
 2. Member must have a membership_number
-3. ALL financial debts must be clear:
+3. ALL financial debts on SOURCE member must be clear:
    - subscriptions (status: pending/overdue) = 0
    - fines (status: pending) = 0
+   - installments (schedule: pending/overdue in active/overdue plans) = 0  ← NEW
    - payment_requests (status: pending, not voided) = 0
-4. Board approval always required
-
-DEPENDENT RULES (enforced in approve + complete):
-- Scenario 1: target dependents ≤ original → OK, no extra fees
-- Scenario 2: target dependents > original → board sets excess_fee_percentage
-  - fee = percentage × membership_value × excess_count per dependent
+4. ALL financial debts on TARGET member must be clear (if target specified at creation)  ← NEW
+5. Board approval always required
+
+BLOCKING RULES (enforced at complete — dual debt check):
+1. Source member ALL debts = 0 (subscriptions + fines + installments + payment_requests)
+2. Target member ALL debts = 0 (same checks)  ← NEW
+3. Per-category dependent excess fees must be set by board (if excess exists)
+4. Board approval must exist (approved_by set)
+5. Status must be 'approved' or 'fee_paid'
+
+DEPENDENT RULES (PER-CATEGORY — enforced in approve + complete):
+- Each category compared independently (NOT total only):
+  - Scenario: target_spouses > original_spouses → excess spouses → board sets fee
+  - Scenario: target_children > original_children → excess children → board sets fee
+  - Scenario: target_temporary > original_temporary → excess temps → board sets fee
+- Board sets fee_type (fixed/percentage) and fee_rate for EACH category independently
+- If any category has excess without a board-approved fee → operation BLOCKED
 
 REQUIRED DOCUMENTS:
 - waiver_request_doc: waiver request form (PDF/JPG/PNG)
@@ -306,11 +356,12 @@ The Waiver module uses permissions registered in **Transfers/bootstrap.php**:
 - WaiverProcessor accepts BOTH 'approved' and 'fee_paid' for completion
 - This means: payment can be collected even if board eventually rejects (refund needed)
 
-### 11.6 ~~No Unpaid Subscription Check at Completion~~ FIXED (2026-06-22)
+### 11.6 ~~No Unpaid Subscription Check at Completion~~ FIXED (2026-06-22, enhanced 2026-06-23)
 - **NOW ENFORCED**: WaiverProcessor::checkDebts() is called at create, store, AND complete
-- Checks ALL financial obligations: subscriptions, fines, AND payment_requests
-- Form is blocked (disabled) if any debts exist — cannot even submit the request
-- Complete also re-validates debts in case new ones arose between request and completion
+- Checks ALL financial obligations: subscriptions, fines, installments, AND payment_requests
+- **DUAL CHECK (2026-06-23)**: Both source AND target member debts are validated
+- Form is blocked (disabled) if any debts exist on either party — cannot even submit the request
+- Complete also re-validates debts on BOTH members in case new ones arose between request and completion
 
 ---
 
@@ -324,13 +375,21 @@ The Waiver module uses permissions registered in **Transfers/bootstrap.php**:
 6. **30% default fee**: Configurable via WAIVER_FEE rule
 7. **No form fee or annual sub**: Simpler fee structure than Transfers/Death/Divorce
 8. **Payment sent immediately**: Cashier queue payment is created at request time (before approval)
-9. **Debt gate**: Form is BLOCKED if any debts exist — verified at create, store, and complete
-10. **Excess fee board-determined**: Board enters % during approval; formula is pct × value × excess_count
+9. **Debt gate (DUAL)**: Form is BLOCKED if any debts exist on source OR target — verified at create, store, and complete
+10. **Per-category excess fees (2026-06-23)**: Board enters fee_type (fixed/%) + fee_rate for EACH category (spouses, children, temporary) independently — NOT a single % for all
 11. **Document uploads**: Stored in `uploads/waivers/YYYY/MM/` — PDF, JPG, PNG up to 5MB
-12. **Two-phase dependent validation**: at approval (board sets fee) + at completion (final check)
-10. **board_approval_required always 1**: Column exists but is hardcoded to always require board
-11. **No soft delete**: WaiverRequest has no is_archived column
-12. **Dual payment paths**: Cashier queue on creation + direct /pay endpoint
+12. **Two-phase dependent validation**: at approval (board sets per-category fees) + at completion (final check with blocking)
+13. **board_approval_required always 1**: Column exists but is hardcoded to always require board
+14. **No soft delete**: WaiverRequest has no is_archived column
+15. **Dual payment paths**: Cashier queue on creation + direct /pay endpoint
+16. **Installments in debt check (2026-06-23)**: checkDebts() now includes unpaid installment_schedule rows from active/overdue plans
+17. **Per-category comparison**: Comparison is INDEPENDENT per category (spouses vs spouses, children vs children, etc.) — NOT total only
+18. **Comprehensive debt check (2026-06-26)**: `checkDebtsComprehensive()` returns per-person breakdown: person_name, person_type, person_label, debt_type, period, amount — shows exact who owes what
+19. **Children details display (2026-06-26)**: `getDependentDetails()` calculates age_years, age_display, age_category (under_12/12_to_16/16_to_18/18_plus) for each child from date_of_birth
+20. **Payment in TARGET's name (2026-06-26)**: `sendToCashier` creates PaymentRequest with target_member_id (buyer pays), includes full receipt breakdown
+21. **Send-to-cashier route (2026-06-26)**: New `POST /waivers/{id}/send-to-cashier` replaces old immediate payment. Requires status=approved + target set
+22. **Status indicators (2026-06-26)**: fee_paid status shows "🟢 جاهز لاعتماد طلب التنازل" with explicit "all conditions met" message
+23. **Go to payment button (2026-06-26)**: Debt display includes direct link to member's financial page for quick payment
 
 ---